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Nothing wrong with that… works for everyone. 

9secondkox2 said:

Sooo… Apple has this deal with Microsoft. 

Microsoft: if you can’t beat ‘em, license to ‘em.

Goldman Sachs also badly managed the card. They made it impossible to use financial management apps like Quicken, let alone Quickbooks, or even to view activity on the web. Big spenders need those abilities. And Goldman hasn’t taken much advantage of the benefits of being iPhone-centric. How about free Apple products, or at least swag for good customers?  Free AirTag holders, which cost next to nothing. It comes off as amateur hour, with a pretty interface. 

What’s a “Heatset”?

Meatspace!?  I like that new word. Leave it. 

AppleCard needs a better way to manage statements.  For example, connect to Quicken and/or open formats. The current process is embarrassing.

saarek said:

The standard iPhone 14 was always going to be a tough sell seeing as it's basically a rebadged iPhone 13 with some basic upgrades. 

The iPhone 13 Pro and Pro Max are far superior in many ways and around the same price point now that they have been discounted following the release of the 14 Pro models.

Anyone with an ounce of knowledge who needs a new phone would therefore get the 14 Pro line or go for the 13 Pro Line if they want to save some cash.

I think that's right.  iPhone 13 Pro and 13 Pro Max are landmark models that "got it right" in the same way that 6S did. Excellent blend of features, style and reliability/usability, at a fair price given the great tech included.