Hawkeye_Mo

MplsP said:

I totally believe this is faster than using a card - chip cards may be more secure, but they are SLOW! Apple Pay is neat and really convenient, but the majority … (more)of the stores around here either don’t accept it, or it’s not clear if they do or not so I end up using my credit card instead. “I refuse to shop at a store that doesn’t take Apple Pay” - seriously??? We are no where near any sort of standard for NFC payment systems, so the patchwork is going to continue for a while, and completely cutting off 60% of your shopping options because you’re too lazy to pull out your credit card seems a bit daft to me.

Many people use the Cartwheel app for store discounts, so they already have the bar code up to scan, so this isn’t adding any steps for theml, and the additional 5% discount with the red card is reason enough for me to use the red card instead of my Discover or Master card. 


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It isn't just cutting off 60% of your options and being lazy...it is understanding that those 60% could, and probably will, be hacked at some point and have your card# stolen.  When using Apple Pay that is eliminated due to the tokenized processing, that isn't done when use your card directly.  It isn't just convenience it is account security.

If anyone is lazy it is the stores that don't update their POS systems to handle NFC and tokenized transactions.

Also, remember Target's new system while allegedly faster (which it isn't, as I have tried it), still it open to hacking and getting direct access to your account, as the transactions aren't tokenized.

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itpromike said:

The iPhone 7 uses LTE Advanced which provides better throughput however also takes more power via the modem that's used. The iPhone SE does NOT support LTE