Fatman

The fold is not a matter of ‘if’ it will fail over time but ‘when’ it will fail. I would not want to be part of the early generation of testers on these expensive devices. Best advice is to wait until they’ve gone through proven real world testing... that will take several model iterations by several different manufacturers over several years.

The article is unclear/ not correct  - if you use the virtual Apple Credit card at a store that accepts it you get 2% back, the same transaction with a physical Apple credit card only gives you 1% back. Buying Apple products (I believe directly from Apple only, using virtual card) gets you 3% back

I am an early adopter, got the invite, signed up and had it in a few minutes - quick and easy.
I did not order the physical card since I get less cash back than my main Chase rewards card and IMO the whole point is to not have another piece of plastic to carry around. However, here’s the dilemma, tried to use it in a few different retail stores and it was not accepted - I believe due to incompatibility/non presence of the NFC reader. It also can’t easily be used online. So I have one transaction in a few weeks, versus dozens on my main card. My sole transaction looks very lonely on the app reports - would love to use it more - if I could - to take advantage of the slick ‘reports & summaries’ and get more cash back!

So, you buy the brand new Samsung Galaxy Note 10 and you get last year’s version 9 pie OS- LOL. And you pray that Samsung will update the OS ... good luck with that. A major reason for sticking with iPhones.

I can't stand when an Android user is in a group chat and it defaults to the awfully outdated SMS protocol - it restricts what you can do (for example if you want to drop out or exclude a member, can't control that) . My daughter who uses an iPhone would text a group of her friends, one of which had an Android, so the whole thread becomes SMS based. I really could care less, until you realize that now all pictures & data sent within the group text count against your data plan - believe me it adds up quickly. I told my daughter I'd buy her friend an iPhone just to avoid my data getting hosed every month. Most Android users don't realize the flexibility of iMessage. It truly is a "killer app" that Apple should market more.