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Apple says Apple Card billing mixup fixed, but tax firm still inundated with phone callsI got the Apple Card credit card last week as part of a promotion when I bought the new iPad on apple.com. Although I found it easy to apply and get, honestly, the AppleCard has to be the worst credit card in my wallet. The mediocre 3% rebate on purchases made with the card doesn't make up for the hassles of managing my finances using the card.
Biggest complaints: Access to my Apple card transaction data requires me to jump through too many hoops on my iPhone or iPad to access, the presentation of the card transactions on iOS made on the card is confusing to the point I thought a mysterious entry on the transaction history was fraudulent (it wasn't).
As the owner of a business, easy access to Apple Card activity across all platforms (iOS, Windows, et al) in concert with all my other bank and credit accounts, and the ability to download transaction activity made on the card into my accounting software is extremely or non-limited. There's more, but this is enough to give it a thumbs down.
Bottom-line, even though I think I saved 3% on my iPad using the card, all of the hassles just aren't worth it. Heck, I could have saved 5% on my new iPad buying it at any office supply store using my AMEX.
So, after a just a week, I paid off my Apple Card early, pulled it out of my wallet, and put it in the drawer alongside my dusty collection of 30-PIN charger cords, iPod Classics, and a Blackberry RIM 857.
Goldman-Sachs, if you're listening, please don't screw up my GM Card, too. I like that card.