aimboonie

I realized that even though  I had gone through my bank’s app, they would not refund any money should my merchandise not be received.  I quickly closed the signing up process and warned my husband about it. He was the one who wanted to use it to buy something online.  My bank does send text messages and asks to press “ Y” if I have authorized the transaction or “N” if I haven’t and call the bank. They don’t call you directly. I dont know if they would follow the same procedure with Zelle since it is a transaction initiated by me.  Each bank has different red flag policies  and if one has never had a fraud alert from their bank, they are not aware of their bank’s procedures. I feel bad for these people. I’ve been scammed myself and it doesn’t matter how insignificant the amount is, it is always a punch in the gut. The “I can’t believe I fell for that” lingers for a while even if the amount was as insignificant as $30.00. I can’t imagine what it would feel like being scam a chunk of your earned wages.