Dabambino

The bots might do the dialing, but it may be a living person who speaks with you, and falling for a scam doesn't mean you're stupid. I didn't fall victim, but the guy who called me was very good, VERY convincing. I got 10 calls two days ago from 3 actual Wells Fargo numbers. It may sound like simple phishing, but one of the numbers was from my Wells Fargo home branch in Los Angeles. My business VISA card (which he had the info of) I use only in Las Vegas, where my residence and billing address are my Nevada business office - yet this scammer knew to spoof my home branch phone number, a small, very specific branch, where there are hundreds of Wells branches between it and my credit card billing address. That was not random luck. Of course, I knew WF would never call so many times in a row, so I answered one just to hear if it was a bot or a living person. I heard his voice and hung up. Over the next 2 days I got 20 more calls, until I had everything set up and ready to "talk" to this guy. When I answered, he said it was Wells Fargo fraud protection calling to see if I made several purchases from Best Buy. As I said, this particular credit card is only for my Vegas business, and I only have ever used it at Best Buy, nowhere else, ever. Another lucky guess on his part? I told him I didn't make the charges, and now it was time for the 6-digit code verification bit. When the code came in from ApplePay, I asked him why the text read ApplePay, he quickly said, "our computers have been glitching all day, we are aware of it and have technicians working to solve the issue." While I was rambling to keep him on the phone, I managed to get his name and phone number from his bogus ApplePay account just before I shut down my credit card (I'm just as good as any scammer, but I run an honest business!). My point is, somehow this guy knew way more than a garden variety scammer. If he had lucked out and caught me at a time when I was very busy, he could have easily nailed me with his scam. He's been reported to multiple agencies. I'll admit, as far as scams go, this was on-point....just not good enough!