The chip in the image doesn't appear to be a Bluetooth module because it isn't a Bluetooth module. Apple will almost certainly use Broadcom's BCM 4330 802.11a/b/gn MAC/Baseband/Radio with Integrated Bluetooth 4.0+HS and FM Transceiver.
The chip in the image is the micro hardware security module for the AuthenTec AES2750 fingerprint sensor.
Every iPhone needs its wow feature and from the looks of what we've seen on the 6th gen, I'm not seeing anything that really pops that's gonna make people lust after the phone.
NFC + Apple's ecosystem and infastructure could have been (could still be since we don't know) the feature that makes people want an iPhone. Game changing is what people would call it if Apple did it right.
As of now if NFC is off the table we better see some jaw drop features on the phone at the event that make us all wanna RUN to the nearest Apple store.
I think the iPhone 6 will wow with/without eWallet. However, as another commentator points out, Apple does not necessarily need to do this with NFC itself. It could use WiFi/Bluetooth instead (although the handshake requirements here would be annoying...Apple could potentially create a different spec which avoids the handshake, for an automatic authentication).
Look at Passbook for example. In its currently advertised form, it does not require NFC, but still does a lot more than Google has been able to get its NFC based phones to do over the last 1+ years.
#next_pages_container { width: 5px; hight: 5px; position: absolute; top: -100px; left: -100px; z-index: 2147483647 !important; } Apple will not use NFC as there is no advantage for Apple. Apple will not rely upon another vendor to create the necessary infrastructure for secure mobile payment transactions. The consumer will use their iDevice to pay while the retailer will use a retail point-of-sale presence iDevice to receive the payment. The transaction will be performed over Bluetooth rather than NFC, specifically Apple's mobile payment system will require the use of a security protocol suite which Apple may eventually publish.
As I have stated previously, the processor shown in the images is the AuthenTec AES2750 fingerprint sensor for secure mobile payment transactions.
One of the greatest problems with NFC is the go-to-market strategy. Which comes first; the NFC point-of-sale terminal or the NFC-enabled mobile payment systems? We already know from Google's doomed attempt at implementing NFC in Android-based smartphones that NFC-enabled mobile payment systems without NFC point-of-sale terminals is pointless. Apple will circumvent the issue by implementing their own security protocol suite which exclusively enables Apple devices to transact business via Bluetooth.
Apple's implementation of mobile payment systems via Bluetooth solves both the go-to-market strategy and increases the demand for Apple products.
The chip in the image doesn't appear to be a Bluetooth module because it isn't a Bluetooth module. Apple will almost certainly use Broadcom's BCM 4330 802.11a/b/gn MAC/Baseband/Radio with Integrated Bluetooth 4.0+HS and FM Transceiver.
The chip in the image is the micro hardware security module for the AuthenTec AES2750 fingerprint sensor.
I think you are onto something here. Using Bluetooth for transactions, and combining them with an easy fingerprint based authentication system would make Apple's payment system far easier to go up to scale, far more secure, and possibly even easier to use. I am excited about this, if true.
Look at Passbook for example. In its currently advertised form, it does not require NFC, but still does a lot more than Google has been able to get its NFC based phones to do over the last 1+ years.
Exactly. Passbook leverages existing infrastructure while Google Wallet requires new infrastructure.
I agree. I certainly hope there's no dedicated "NFC hardware" in Apple's digital wallet implementation. It has been thrown around a little that they might use Bluetooth, and I certainly hope so, for many reasons.
First, Bluetooth's everywhere. EVERYWHERE. Any other system would have to be built out, and they're not gonna do that. It's just not gonna happen! If it's specialized hardware only on the iPhone, I won't be able to go down to my local grocery store and buy things with my phone for over a decade! And that's even only if the system catches on as a system!
Second, people know Bluetooth. I'm not talking users, I'm talking hardware creators. Accessory makers. They understand it already.
Third, Bluetooth makes it possible for EXISTING iPhones to get this feature, too! Having an installed base of users on DAY ONE will make Apple's version succeed. Having to buy more iPhones to do it… will take far longer.
I mean, okay, picture this. How's this for the future of purchasing:
You drive to the store. Your iPhone knows where you are and reminds you what you're supposed to get. Not only that, it tells you what aisle those things are in, because the store has networked with Apple and uploaded its product layout to them. So you go to the aisle and find what you want. Pick it up, hold up your iPhone, picture of the QR barcode that has replaced the old style barcode on packaging. Now your iPhone knows what it is (1). Read that footnote first, then continue. You read it? Good, continuing. Not only does your iPhone now know what it is, it's on your list now as 'in your cart', because it probably is physically in your cart by now. Do the same with all the other products you want, and then… walk out. Just walk out. When you reach the boundary of the store geofence, your account is charged for the amount of the products in your cart. Just like an Apple Store today, but with every store.
You want a revolution? They'll give you two. One for consumers, one for store owners. First, Apple has psychologically legitimized the behavior formerly known as stealing. It'll take a few years, but we will completely redefine what it means to buy something in a physical store. No more cashiers, no more cash registers, no conveyor belts, no self-checkout machines that never work. Take it, scan it, walk out. All yourself. And even in advance. Make your list of exactly the products you want, pay for it in advance, and don't even scan it in the store; just in, cart, out. Simple.
Second, since each store's inventory and product location is connected to Apple's servers for the purpose of helping customers find what they want and at the best price and where they want to find it, when a customer makes a purchase, that inventory is deducted from the store's immediately at point of purchase. So store owners can see in real-time at any given time what products from what brands are selling best. This can also be uploaded immediately to the product's manufacturers. Product testbeds can give results in weeks instead of months. Manufacturing can be scaled back on existing products selling poorly and scaled up to meet a temporary or permanent demand for others.
(1) Your iPhone now knows this product. It knows you want this product. So it looks around for better prices for this product and tells you if it's cheaper elsewhere or the same price for a greater quantity. Additionally, now that it knows you want this product, in the future when this product is on your list and you get to the store, your iPhone will tell you if this product is currently in stock at the store. Because the store has networked with Apple and allowed Apple devices to check its inventory! And not just Apple devices, ALL devices. You'll see why above.
I'm not being sarcastic - that was very nicely written and is mind bending, is it not? Geek Nirvana!
Oh, sorry, yeah, that's not happening right now. But you can prepay for products in an Apple Store, walk in, take it off the shelf, and walk out.
I didn't know that either. I typically do it in the reverse order (to an extent) - take it off shelf, walk over Apple specialist, pay, walk out. How do you prepay? Tell the specialist what you plan to take off the shelf?
The chip in the image doesn't appear to be a Bluetooth module because it isn't a Bluetooth module. Apple will almost certainly use Broadcom's BCM 4330 802.11a/b/gn MAC/Baseband/Radio with Integrated Bluetooth 4.0+HS and FM Transceiver.
The chip in the image is the micro hardware security module for the AuthenTec AES2750 fingerprint sensor.
Then I guess I'm still gone stay with my iPhone 4. Even if it's 2 years old I see no compelling reason to buy the new iPhone. I really see no reason to spend 200-300 Euros for a new iPhone that is... 1mm thinner and has a smaller connector!
Then I guess I'm still gone stay with my iPhone 4. Even if it's 2 years old I see no compelling reason to buy the new iPhone. I really see no reason to spend 200-300 Euros for a new iPhone that is... 1mm thinner and has a smaller connector!
What if it's a Thunderbolt connector that allows faster syncing? We can probably also expect speed and graphics bumps despite a lack of rumours.
Then I guess I'm still gone stay with my iPhone 4. Even if it's 2 years old I see no compelling reason to buy the new iPhone. I really see no reason to spend 200-300 Euros for a new iPhone that is... 1mm thinner and has a smaller connector!
So, even after the previous discussion of how stupid it was to declare that the next iPhone has nothing new in it before it's unveiled and you even know what's in it, you felt compelled to post this nonsense?
Please explain why. Give us a glimpse inside your mind. We really want to know what's going on in there. Help us understand.
But can anyone tell me, if Apple uses Bluetooth and not NFC, how will that work? Will it work with NFC terminals? What infrastructure supports payment via bluetooth? I'm asking because I honestly don't know.
#next_pages_container { width: 5px; hight: 5px; position: absolute; top: -100px; left: -100px; z-index: 2147483647 !important; } Apple will not use NFC as there is no advantage for Apple. Apple will not rely upon another vendor to create the necessary infrastructure for secure mobile payment transactions. The consumer will use their iDevice to pay while the retailer will use a retail point-of-sale presence iDevice to receive the payment. The transaction will be performed over Bluetooth rather than NFC, specifically Apple's mobile payment system will require the use of a security protocol suite which Apple may eventually publish.
As I have stated previously, the processor shown in the images is the AuthenTec AES2750 fingerprint sensor for secure mobile payment transactions.
One of the greatest problems with NFC is the go-to-market strategy. Which comes first; the NFC point-of-sale terminal or the NFC-enabled mobile payment systems? We already know from Google's doomed attempt at implementing NFC in Android-based smartphones that NFC-enabled mobile payment systems without NFC point-of-sale terminals is pointless. Apple will circumvent the issue by implementing their own security protocol suite which exclusively enables Apple devices to transact business via Bluetooth.
Apple's implementation of mobile payment systems via Bluetooth solves both the go-to-market strategy and increases the demand for Apple products.
I'm not sure what the motivation is for the retailer if whatever system Apple creates only works for the most current iPhone. Are they going to put a NFC point of sale system for Android on the counter in addition to the Apple system? How about a another system for Windows Mobile and RIM as well? Unless there is a universal system like cash or VISA, I don't see a very rapid uptake by retailers.
So, even after the previous discussion of how stupid it was to declare that the next iPhone has nothing new in it before it's unveiled and you even know what's in it, you felt compelled to post this nonsense?
Please explain why. Give us a glimpse inside your mind. We really want to know what's going on in there. Help us understand.
If it was something truly new and amazing in the new iPhone I think we would have heard a rumor by now. There were lots of leaks this year but nothing amazing. I was thinking, well, at least it will bring NFC and if NFC is to succeed Apple can do it!
I'm not being sarcastic - that was very nicely written and is mind bending, is it not? Geek Nirvana!
Absolutely. This sort of thing is what Apple needs to push the world to do.
Originally Posted by Harbinger
I didn't know that either. I typically do it in the reverse order (to an extent) - take it off shelf, walk over Apple specialist, pay, walk out. How do you prepay? Tell the specialist what you plan to take off the shelf?
I thought you could do it through the Apple Store app. Solipsism did it once, I believe. You pay in the app, do 'in-store pickup', and then just walk in and out.
What if it's a Thunderbolt connector that allows faster syncing? We can probably also expect speed and graphics bumps despite a lack of rumours.
I'm a hardcore gamer and every couple of years I have to upgrade my desktop because I can't play new games anymore. But on my iPhone 4 every single app that I use works perfectly, so, I don't need more speed! More speed is not a good reason for me to buy a new iPhone.
This...NFC is not worth it right now. There are too many standards, it is insecure, and hardly any retailer (outside Japan) uses it.
My issue is that, at least in the US, Apple is the one company that can change this. Google pushed NFC a year ago, and it has barely made a difference. The same won't be true of Apple. If Apple pushes NFC, retailers will follow.
Creating markets is what Apple is good at. NFC is a real opportunity for them here, and I find it frustrating that they are wasting it. Passbook is a good first step, but NFC could add a lot to it.
I agree. I certainly hope there's no dedicated "NFC hardware" in Apple's digital wallet implementation. It has been thrown around a little that they might use Bluetooth, and I certainly hope so, for many reasons.
First, Bluetooth's everywhere. EVERYWHERE. Any other system would have to be built out, and they're not gonna do that. It's just not gonna happen! If it's specialized hardware only on the iPhone, I won't be able to go down to my local grocery store and buy things with my phone for over a decade! And that's even only if the system catches on as a system!
Second, people know Bluetooth. I'm not talking users, I'm talking hardware creators. Accessory makers. They understand it already.
Third, Bluetooth makes it possible for EXISTING iPhones to get this feature, too! Having an installed base of users on DAY ONE will make Apple's version succeed. Having to buy more iPhones to do it… will take far longer.
I don't really understand why you're all down on NFC unless you're trying to convince yourselves that you don't want it just in case the next iPhone doesn't include it. First of all, NFC is no more insecure than Bluetooth LE. With regards to making payments, NFC is mostly susceptible to eavesdropping, where a signal is intercepted by a third party; however this issue is diminished by the fact that the range of NFC is about 4 cm (less than 2 inches). Do you think you wouldn't notice someone shoving a device within 2 inches of your phone while you're making a payment? Interestingly, the only eavesdropping-secure pairing method for Bluetooth LE is Out of Band pairing, which uses NFC to transmit the pairing key. References: ( http://developer.bluetooth.org/KnowledgeCenter/TechnologyOverview/Pages/LE-Security.aspx and http://en.wikipedia.org/wiki/Bluetooth )
As far as locations to pay with NFC, it's definitely a chicken and egg scenario. That said, I'll provide you with a list of stores in my area (Orlando) who currently accept NFC payments: Home Depot, Walgreens, Hess, CVS, 7 Eleven, Sports Authority, Citgo, Pollo Tropical, McDonald's, Petco, Burger King, Foot Locker, Macy's, Sunoco, Einstein Bagels, Racetrac, and Circle K. That's a pretty healthy list, and it's only going to grow.
And Tallest, you're dreaming if you think that Apple using Bluetooth for mobile payments would mean that older devices are given the same capability (see Siri, turn by turn navigation in Apple Maps, and Facetime over 3G for examples).
I don't really understand why you're all down on NFC unless you're trying to convince yourselves that you don't want it just in case the next iPhone doesn't include it.
I want it! I just don't see a reason for dedicated hardware, is all.
And Tallest, you're dreaming if you think that Apple using Bluetooth for mobile payments would mean that older devices are given the same capability (see Siri, turn by turn navigation in Apple Maps, and Facetime over 3G for examples).
NFC is used heavily, you just don't know it. In San Francisco, every parking meter and every bus have NFC. Many shops have NFC equipped point-of-sale terminals. In other cities, it's there too. In Korea, Japan, and EU, it is even more widespread. I would not rule-out Apple implementing NFC, not only because it is popular in most of the world, but because doing so has the potential to destabilize the US credit transaction monopoly and bear a new industry in its place -- in which Apple will seemingly own a huge amount of patents. Apple has the clout to do it. Few others have the guts to take on the establishment.
Myth 1: Vendors like Square
They don't. It is clumsy to use, and there is still a transactional middleman. NFC can allow the transactional middleman to be eliminated.
Myth 2: BLE is workable for financial transactions
"Bluetooth Low Energy" is just BT4 geared for low power. It still has the Bluetooth trade-off, which is slow-connection + secure, or fast-connection + hopelessly insecure. With BLE, you need to broadcast your ID all the time in order for it to work effectively. DANGEROUS. Even worse, in secure mode BLE uses 161 bit ECC for public key exchange, and this probably isn't a long enough key to prevent hacking. So BLE is an epic fail, really, for any kind of financial transaction. It wasn't designed for financial transactions.
Myth 3: Fingerprint scanning is secure enough to be used for payment
Apple bought Authentec in what we call a "fire sale." Fingerprint & Biometric scanning is good enough to supply a PIN, but not a cypher itself.
Myth 4: You can't build NFC behind metal
Apple already uses the enclosure as an antenna for other comms.
Notes:
- The combination of fingerprint scanning and NFC is a great idea.
- It is completely plausible that the biometric chip and the NFC chip are stacked together inside the same housing.
Comments
Quote:
Originally Posted by JCC
#next_pages_container { width: 5px; hight: 5px; position: absolute; top: -100px; left: -100px; z-index: 2147483647 !important; }
That chip does look like a BLE chip.
File:Bluegiga_BLE112_Module.jpg
#next_pages_container { width: 5px; hight: 5px; position: absolute; top: -100px; left: -100px; z-index: 2147483647 !important; }
#next_pages_container { width: 5px; hight: 5px; position: absolute; top: -100px; left: -100px; z-index: 2147483647 !important; }The chip in the image doesn't appear to be a Bluetooth module because it isn't a Bluetooth module. Apple will almost certainly use Broadcom's BCM 4330 802.11a/b/gn MAC/Baseband/Radio with Integrated Bluetooth 4.0+HS and FM Transceiver.
The chip in the image is the micro hardware security module for the AuthenTec AES2750 fingerprint sensor.
#next_pages_container { width: 5px; hight: 5px; position: absolute; top: -100px; left: -100px; z-index: 2147483647 !important; }
Quote:
Originally Posted by blackbook
Every iPhone needs its wow feature and from the looks of what we've seen on the 6th gen, I'm not seeing anything that really pops that's gonna make people lust after the phone.
NFC + Apple's ecosystem and infastructure could have been (could still be since we don't know) the feature that makes people want an iPhone. Game changing is what people would call it if Apple did it right.
As of now if NFC is off the table we better see some jaw drop features on the phone at the event that make us all wanna RUN to the nearest Apple store.
I think the iPhone 6 will wow with/without eWallet. However, as another commentator points out, Apple does not necessarily need to do this with NFC itself. It could use WiFi/Bluetooth instead (although the handshake requirements here would be annoying...Apple could potentially create a different spec which avoids the handshake, for an automatic authentication).
Look at Passbook for example. In its currently advertised form, it does not require NFC, but still does a lot more than Google has been able to get its NFC based phones to do over the last 1+ years.
Quote:
Originally Posted by MacBook Pro
#next_pages_container { width: 5px; hight: 5px; position: absolute; top: -100px; left: -100px; z-index: 2147483647 !important; }
Apple will not use NFC as there is no advantage for Apple. Apple will not rely upon another vendor to create the necessary infrastructure for secure mobile payment transactions. The consumer will use their iDevice to pay while the retailer will use a retail point-of-sale presence iDevice to receive the payment. The transaction will be performed over Bluetooth rather than NFC, specifically Apple's mobile payment system will require the use of a security protocol suite which Apple may eventually publish.
As I have stated previously, the processor shown in the images is the AuthenTec AES2750 fingerprint sensor for secure mobile payment transactions.
One of the greatest problems with NFC is the go-to-market strategy. Which comes first; the NFC point-of-sale terminal or the NFC-enabled mobile payment systems? We already know from Google's doomed attempt at implementing NFC in Android-based smartphones that NFC-enabled mobile payment systems without NFC point-of-sale terminals is pointless. Apple will circumvent the issue by implementing their own security protocol suite which exclusively enables Apple devices to transact business via Bluetooth.
Apple's implementation of mobile payment systems via Bluetooth solves both the go-to-market strategy and increases the demand for Apple products.
#next_pages_container { width: 5px; hight: 5px; position: absolute; top: -100px; left: -100px; z-index: 2147483647 !important; }
Quote:
Originally Posted by MacBook Pro
#next_pages_container { width: 5px; hight: 5px; position: absolute; top: -100px; left: -100px; z-index: 2147483647 !important; }
The chip in the image doesn't appear to be a Bluetooth module because it isn't a Bluetooth module. Apple will almost certainly use Broadcom's BCM 4330 802.11a/b/gn MAC/Baseband/Radio with Integrated Bluetooth 4.0+HS and FM Transceiver.
The chip in the image is the micro hardware security module for the AuthenTec AES2750 fingerprint sensor.
#next_pages_container { width: 5px; hight: 5px; position: absolute; top: -100px; left: -100px; z-index: 2147483647 !important; }
I think you are onto something here. Using Bluetooth for transactions, and combining them with an easy fingerprint based authentication system would make Apple's payment system far easier to go up to scale, far more secure, and possibly even easier to use. I am excited about this, if true.
Quote:
Originally Posted by addicted44
Look at Passbook for example. In its currently advertised form, it does not require NFC, but still does a lot more than Google has been able to get its NFC based phones to do over the last 1+ years.
Exactly. Passbook leverages existing infrastructure while Google Wallet requires new infrastructure.
Quote:
Originally Posted by Tallest Skil
I agree. I certainly hope there's no dedicated "NFC hardware" in Apple's digital wallet implementation. It has been thrown around a little that they might use Bluetooth, and I certainly hope so, for many reasons.
First, Bluetooth's everywhere. EVERYWHERE. Any other system would have to be built out, and they're not gonna do that. It's just not gonna happen! If it's specialized hardware only on the iPhone, I won't be able to go down to my local grocery store and buy things with my phone for over a decade! And that's even only if the system catches on as a system!
Second, people know Bluetooth. I'm not talking users, I'm talking hardware creators. Accessory makers. They understand it already.
Third, Bluetooth makes it possible for EXISTING iPhones to get this feature, too! Having an installed base of users on DAY ONE will make Apple's version succeed. Having to buy more iPhones to do it… will take far longer.
I mean, okay, picture this. How's this for the future of purchasing:
You drive to the store. Your iPhone knows where you are and reminds you what you're supposed to get. Not only that, it tells you what aisle those things are in, because the store has networked with Apple and uploaded its product layout to them. So you go to the aisle and find what you want. Pick it up, hold up your iPhone, picture of the QR barcode that has replaced the old style barcode on packaging. Now your iPhone knows what it is (1). Read that footnote first, then continue. You read it? Good, continuing. Not only does your iPhone now know what it is, it's on your list now as 'in your cart', because it probably is physically in your cart by now. Do the same with all the other products you want, and then… walk out. Just walk out. When you reach the boundary of the store geofence, your account is charged for the amount of the products in your cart. Just like an Apple Store today, but with every store.
You want a revolution? They'll give you two. One for consumers, one for store owners. First, Apple has psychologically legitimized the behavior formerly known as stealing. It'll take a few years, but we will completely redefine what it means to buy something in a physical store. No more cashiers, no more cash registers, no conveyor belts, no self-checkout machines that never work. Take it, scan it, walk out. All yourself. And even in advance. Make your list of exactly the products you want, pay for it in advance, and don't even scan it in the store; just in, cart, out. Simple.
Second, since each store's inventory and product location is connected to Apple's servers for the purpose of helping customers find what they want and at the best price and where they want to find it, when a customer makes a purchase, that inventory is deducted from the store's immediately at point of purchase. So store owners can see in real-time at any given time what products from what brands are selling best. This can also be uploaded immediately to the product's manufacturers. Product testbeds can give results in weeks instead of months. Manufacturing can be scaled back on existing products selling poorly and scaled up to meet a temporary or permanent demand for others.
(1) Your iPhone now knows this product. It knows you want this product. So it looks around for better prices for this product and tells you if it's cheaper elsewhere or the same price for a greater quantity. Additionally, now that it knows you want this product, in the future when this product is on your list and you get to the store, your iPhone will tell you if this product is currently in stock at the store. Because the store has networked with Apple and allowed Apple devices to check its inventory! And not just Apple devices, ALL devices. You'll see why above.
I'm not being sarcastic - that was very nicely written and is mind bending, is it not? Geek Nirvana!
Quote:
Originally Posted by Tallest Skil
Oh, sorry, yeah, that's not happening right now. But you can prepay for products in an Apple Store, walk in, take it off the shelf, and walk out.
I didn't know that either. I typically do it in the reverse order (to an extent) - take it off shelf, walk over Apple specialist, pay, walk out. How do you prepay? Tell the specialist what you plan to take off the shelf?
Quote:
Originally Posted by bighype
NFC is insecure. iPhone 5 has a BLE chip.
http://en.wikipedia.org/wiki/Bluetooth_low_energy
NFC is dead.
Yes, the 5th gen. iPhone shipped with Bluetooth 4.0 support last year.
edit. (sorry.)
Quote:
Originally Posted by MacBook Pro
The chip in the image doesn't appear to be a Bluetooth module because it isn't a Bluetooth module. Apple will almost certainly use Broadcom's BCM 4330 802.11a/b/gn MAC/Baseband/Radio with Integrated Bluetooth 4.0+HS and FM Transceiver.
The chip in the image is the micro hardware security module for the AuthenTec AES2750 fingerprint sensor.
Source?
Quote:
Originally Posted by NelsonX
Then I guess I'm still gone stay with my iPhone 4. Even if it's 2 years old I see no compelling reason to buy the new iPhone. I really see no reason to spend 200-300 Euros for a new iPhone that is... 1mm thinner and has a smaller connector!
What if it's a Thunderbolt connector that allows faster syncing? We can probably also expect speed and graphics bumps despite a lack of rumours.
So, even after the previous discussion of how stupid it was to declare that the next iPhone has nothing new in it before it's unveiled and you even know what's in it, you felt compelled to post this nonsense?
Please explain why. Give us a glimpse inside your mind. We really want to know what's going on in there. Help us understand.
But can anyone tell me, if Apple uses Bluetooth and not NFC, how will that work? Will it work with NFC terminals? What infrastructure supports payment via bluetooth? I'm asking because I honestly don't know.
Thanks
Quote:
Originally Posted by MacBook Pro
#next_pages_container { width: 5px; hight: 5px; position: absolute; top: -100px; left: -100px; z-index: 2147483647 !important; }
Apple will not use NFC as there is no advantage for Apple. Apple will not rely upon another vendor to create the necessary infrastructure for secure mobile payment transactions. The consumer will use their iDevice to pay while the retailer will use a retail point-of-sale presence iDevice to receive the payment. The transaction will be performed over Bluetooth rather than NFC, specifically Apple's mobile payment system will require the use of a security protocol suite which Apple may eventually publish.
As I have stated previously, the processor shown in the images is the AuthenTec AES2750 fingerprint sensor for secure mobile payment transactions.
One of the greatest problems with NFC is the go-to-market strategy. Which comes first; the NFC point-of-sale terminal or the NFC-enabled mobile payment systems? We already know from Google's doomed attempt at implementing NFC in Android-based smartphones that NFC-enabled mobile payment systems without NFC point-of-sale terminals is pointless. Apple will circumvent the issue by implementing their own security protocol suite which exclusively enables Apple devices to transact business via Bluetooth.
Apple's implementation of mobile payment systems via Bluetooth solves both the go-to-market strategy and increases the demand for Apple products.
#next_pages_container { width: 5px; hight: 5px; position: absolute; top: -100px; left: -100px; z-index: 2147483647 !important; }
I'm not sure what the motivation is for the retailer if whatever system Apple creates only works for the most current iPhone. Are they going to put a NFC point of sale system for Android on the counter in addition to the Apple system? How about a another system for Windows Mobile and RIM as well? Unless there is a universal system like cash or VISA, I don't see a very rapid uptake by retailers.
Quote:
Originally Posted by anonymouse
So, even after the previous discussion of how stupid it was to declare that the next iPhone has nothing new in it before it's unveiled and you even know what's in it, you felt compelled to post this nonsense?
Please explain why. Give us a glimpse inside your mind. We really want to know what's going on in there. Help us understand.
If it was something truly new and amazing in the new iPhone I think we would have heard a rumor by now. There were lots of leaks this year but nothing amazing. I was thinking, well, at least it will bring NFC and if NFC is to succeed Apple can do it!
Originally Posted by allenbf
I'm not being sarcastic - that was very nicely written and is mind bending, is it not? Geek Nirvana!
Absolutely. This sort of thing is what Apple needs to push the world to do.
Originally Posted by Harbinger
I didn't know that either. I typically do it in the reverse order (to an extent) - take it off shelf, walk over Apple specialist, pay, walk out. How do you prepay? Tell the specialist what you plan to take off the shelf?
I thought you could do it through the Apple Store app. Solipsism did it once, I believe. You pay in the app, do 'in-store pickup', and then just walk in and out.
Quote:
Originally Posted by LighteningKid
What if it's a Thunderbolt connector that allows faster syncing? We can probably also expect speed and graphics bumps despite a lack of rumours.
I'm a hardcore gamer and every couple of years I have to upgrade my desktop because I can't play new games anymore. But on my iPhone 4 every single app that I use works perfectly, so, I don't need more speed! More speed is not a good reason for me to buy a new iPhone.
Quote:
Originally Posted by addicted44
This...NFC is not worth it right now. There are too many standards, it is insecure, and hardly any retailer (outside Japan) uses it.
My issue is that, at least in the US, Apple is the one company that can change this. Google pushed NFC a year ago, and it has barely made a difference. The same won't be true of Apple. If Apple pushes NFC, retailers will follow.
Creating markets is what Apple is good at. NFC is a real opportunity for them here, and I find it frustrating that they are wasting it. Passbook is a good first step, but NFC could add a lot to it.
Quote:
Originally Posted by bighype
NFC is insecure. iPhone 5 has a BLE chip.
http://en.wikipedia.org/wiki/Bluetooth_low_energy
NFC is dead.
Quote:
Originally Posted by Tallest Skil
I agree. I certainly hope there's no dedicated "NFC hardware" in Apple's digital wallet implementation. It has been thrown around a little that they might use Bluetooth, and I certainly hope so, for many reasons.
First, Bluetooth's everywhere. EVERYWHERE. Any other system would have to be built out, and they're not gonna do that. It's just not gonna happen! If it's specialized hardware only on the iPhone, I won't be able to go down to my local grocery store and buy things with my phone for over a decade! And that's even only if the system catches on as a system!
Second, people know Bluetooth. I'm not talking users, I'm talking hardware creators. Accessory makers. They understand it already.
Third, Bluetooth makes it possible for EXISTING iPhones to get this feature, too! Having an installed base of users on DAY ONE will make Apple's version succeed. Having to buy more iPhones to do it… will take far longer.
I don't really understand why you're all down on NFC unless you're trying to convince yourselves that you don't want it just in case the next iPhone doesn't include it. First of all, NFC is no more insecure than Bluetooth LE. With regards to making payments, NFC is mostly susceptible to eavesdropping, where a signal is intercepted by a third party; however this issue is diminished by the fact that the range of NFC is about 4 cm (less than 2 inches). Do you think you wouldn't notice someone shoving a device within 2 inches of your phone while you're making a payment? Interestingly, the only eavesdropping-secure pairing method for Bluetooth LE is Out of Band pairing, which uses NFC to transmit the pairing key. References: ( http://developer.bluetooth.org/KnowledgeCenter/TechnologyOverview/Pages/LE-Security.aspx and http://en.wikipedia.org/wiki/Bluetooth )
As far as locations to pay with NFC, it's definitely a chicken and egg scenario. That said, I'll provide you with a list of stores in my area (Orlando) who currently accept NFC payments: Home Depot, Walgreens, Hess, CVS, 7 Eleven, Sports Authority, Citgo, Pollo Tropical, McDonald's, Petco, Burger King, Foot Locker, Macy's, Sunoco, Einstein Bagels, Racetrac, and Circle K. That's a pretty healthy list, and it's only going to grow.
And Tallest, you're dreaming if you think that Apple using Bluetooth for mobile payments would mean that older devices are given the same capability (see Siri, turn by turn navigation in Apple Maps, and Facetime over 3G for examples).
Originally Posted by wakefinance
I don't really understand why you're all down on NFC unless you're trying to convince yourselves that you don't want it just in case the next iPhone doesn't include it.
I want it! I just don't see a reason for dedicated hardware, is all.
And Tallest, you're dreaming if you think that Apple using Bluetooth for mobile payments would mean that older devices are given the same capability (see Siri, turn by turn navigation in Apple Maps, and Facetime over 3G for examples).
You'd be surprised.
NFC is used heavily, you just don't know it. In San Francisco, every parking meter and every bus have NFC. Many shops have NFC equipped point-of-sale terminals. In other cities, it's there too. In Korea, Japan, and EU, it is even more widespread. I would not rule-out Apple implementing NFC, not only because it is popular in most of the world, but because doing so has the potential to destabilize the US credit transaction monopoly and bear a new industry in its place -- in which Apple will seemingly own a huge amount of patents. Apple has the clout to do it. Few others have the guts to take on the establishment.
Myth 1: Vendors like Square
They don't. It is clumsy to use, and there is still a transactional middleman. NFC can allow the transactional middleman to be eliminated.
Myth 2: BLE is workable for financial transactions
"Bluetooth Low Energy" is just BT4 geared for low power. It still has the Bluetooth trade-off, which is slow-connection + secure, or fast-connection + hopelessly insecure. With BLE, you need to broadcast your ID all the time in order for it to work effectively. DANGEROUS. Even worse, in secure mode BLE uses 161 bit ECC for public key exchange, and this probably isn't a long enough key to prevent hacking. So BLE is an epic fail, really, for any kind of financial transaction. It wasn't designed for financial transactions.
Myth 3: Fingerprint scanning is secure enough to be used for payment
Apple bought Authentec in what we call a "fire sale." Fingerprint & Biometric scanning is good enough to supply a PIN, but not a cypher itself.
Myth 4: You can't build NFC behind metal
Apple already uses the enclosure as an antenna for other comms.
Notes:
- The combination of fingerprint scanning and NFC is a great idea.
- It is completely plausible that the biometric chip and the NFC chip are stacked together inside the same housing.