For a privacy-related technology, it is more responsible to be extremely cautious in rolling out the technology. Apple kept Touch ID to themselves for a year before deciding to let third-party developers start to authenticate via Touch ID into their applications.
It is probable that Apple will keep NFC for themselves for a year, until they decide how to roll out NFC access to third-party developers.
This is a more sensible and deliberate way of designing an API, rather than pushing out some poorly devised, half-baked heap.
so basically it has no NFC, just a payment system. been saying it for a bit now, iOS has become a platform suitable only for the most submissive of people... or just technologically ignorant.
so basically it has no NFC, just a payment system. been saying it for a bit now, iOS has become a platform suitable only for the most submissive of people... or just technologically ignorant.
It seems that third-party apps can use Apple Pay, but can't use NFC for something else.
I would guess that this is because Apple doesn't yet have the API and SDK to the point where they want it publicly available. As well as just being cautious.
The terminals might be compatible with ApplePay, but Suica, Pasmo, Nanaco, Eddy, etc... All the existing solutions that could have been integrated into the iPhone (depending of the NFC technology used for the iPhone) won't be, and so Apple pay will just be another NFC payement system that doesn't add much compared to what we already have. Especially since some of those solutions are already usable on android phones (nanaco and suica for example).
Depends if they open NFC to something else later. They could need the delay to develop and test a very secure API. There will be banks trying to deploy apps that used NFC for transactions. This is already being done on Android NFC phones in Canada, if Apple block the NFC chip, the iphone may end up being a very bad choice for payments if it only support Apple system, especially if Apple doesnt even have Apple pay in youre country.
Link to Canadian banks with NFC payments on Android:
BTW Canada is ligthyears ahead of the US on NFC, we have NFC chips on all our credit and debit cards and NFC terminals are deploy almost everywhere. That being said, I think the combination of touch ID and NFC results in a more secure way of using NFC mobile payment than existing solutions.
I really hope the mean that Apple Pay will be the only payment system allowed to use NFC. I hope they let apps use it for other reasons. It'd be nice to be able to use my phone with the badge reader at work in order to unlock the door, maybe use it to unlock/start your car, etc. NFC can be used for much more than just payments, and I hope Apple allows that.
I think NFC is used for more than just payment systems. My employer has door locks in their facility that are opened with ID cards. Be nice to he able to use Apple Watch for that.
The point of this purely is that you have to have a larger system in place to understand what kind of action needs to take place when someone encounters an NFC tag in the wild.
Limiting it to %uF8FF Pay right now basically means they either haven't finished, started or don't care about any other ways to use NFC other than the one with the most potential.
It's like knowing exactly where the gold is before you start digging. Fairly safe bet.
For a privacy-related technology, it is more responsible to be extremely cautious in rolling out the technology. Apple kept Touch ID to themselves for a year before deciding to let third-party developers start to authenticate via Touch ID into their applications.
It is probable that Apple will keep NFC for themselves for a year, until they decide how to roll out NFC access to third-party developers.
This is a more sensible and deliberate way of designing an API, rather than pushing out some poorly devised, half-baked heap.
It's not about privacy. It is about Apple not letting you use Google Wallet or PayPal or whatever Verizon's NFC payment system is. By not letting you use any of those other NFC payment services, it is anti-competitive.
Sensible otherwise there would be nothing to stop PayPal etc from using the NFC chip for their own payment app.
Apple clearly intends to dominate the market for IOS mobile payments and this makes perfect sense
Remember every iphone 6 sold in the US will almost certainly already have a compatible credit card linked itunes account and so be set up for Apple Pay from day 1
That's an incredibly friction free way to get the system out into the real world
If it's already on your new phone and the banks etc will be advertising the system in stores, it would be pretty hard to resist trying it out, and then your a user!
Yeah, if you are not better than the competition, lock them out. That makes perfect Apple sense!!!!
It's not about privacy. It is about Apple not letting you use Google Wallet or PayPal or whatever Verizon's NFC payment system is. By not letting you use any of those other NFC payment services, it is anti-competitive.
Oh look, a troll impersonating a lawyer. Cute. Got any other tricks?
It's not about privacy. It is about Apple not letting you use Google Wallet or PayPal or whatever Verizon's NFC payment system is. By not letting you use any of those other NFC payment services, it is anti-competitive.
No way. It's absolutely legitimate -- and sensible -- for Apple to get the security and implementation 100% right before putting it out there for anyone and everyone.
It's not about privacy. It is about Apple not letting you use Google Wallet or PayPal or whatever Verizon's NFC payment system is. By not letting you use any of those other NFC payment services, it is anti-competitive.
I can't use my Visa card at terminals/merchants that only accept Mastercard. How dare Mastercard make a system that only accepts their own cards and not my Visa.
Sensible otherwise there would be nothing to stop PayPal etc from using the NFC chip for their own payment app.
Actually I could see Apple being forced to open up the API's to support competition, especially with the current anti business sentiment in Washington. Beyond that Apple has joined a consortium of banks and vendors to push standards for electronic payments. You really can't have a standard if it isn't open.
In a nut shell it looks like Apple has a different plan of attack here that involves more flexibility than they have exhibited with some programs in the past. They will avoid giving developers access this year for the same reason they avoided early access to the TouchiD system when it first came out.
Apple clearly intends to dominate the market for IOS mobile payments and this makes perfect sense
Domination brings the investigative eye of the federal government. Apple Pay is so disturbing to the status quo that many company's will feel threatened or unable to compete.
Remember every iphone 6 sold in the US will almost certainly already have a compatible credit card linked itunes account and so be set up for Apple Pay from day 1
I'm not too sure Apple would want to automatically link anything to an Apple Pay service.
That's an incredibly friction free way to get the system out into the real world
If it's already on your new phone and the banks etc will be advertising the system in stores, it would be pretty hard to resist trying it out, and then your a user!
I suspect that once people realize what it is they won't be able to resist the system so I think we kinda agree on this point. The one thing that I wonder about is if the Apple supplied apps will track payments for you. The thing here is that when traveling, especially on business it is nice, actually required to track your expenses. As such it would be nice to see the Apple pay system record your transactions. However from what I understand Apple Pay doesn't do this and apparently can't do this, which means having to manually track this stuff. Bummer really.
October / November will be very interesting to say the least.
Possibly for a year or so. However I wouldn't be surprised to find out that Apple is already working with banks outside the USA. They seem to want to set this up as a world wide standard so I don't see the lack of support in Japan being a long term issue.
If it is possible yes, but Suica and Pasmo depend of the felica standards, and iPhone's NFC might not support them so we need to see what is possible.
The only thing that really counts here is getting the NFC readers updated to support Apples approach. That shouldn't be a problem as apparently the NFC readers used in the USA support multiple systems. It isn't like the readers are dedicated to Apples system. I guess it would be possible to have a reader dedicated to Apple Pay but vendors or merchants if you will wouldn't settle for that.
I've been waiting for NFC to get rid of the 4-5 NFC cards I have (and use) but I guess it wont be for the next year.
What are you whining about here? Even with all of Apple clout it will take forever (well a good part of a year) to get this widely supported in the USA. It isn't like we will be able to wake up on the first of November and throw out all of our paper cash.
Comments
I smell an antitrust suit on the horizon.
I do not.
For a privacy-related technology, it is more responsible to be extremely cautious in rolling out the technology. Apple kept Touch ID to themselves for a year before deciding to let third-party developers start to authenticate via Touch ID into their applications.
It is probable that Apple will keep NFC for themselves for a year, until they decide how to roll out NFC access to third-party developers.
This is a more sensible and deliberate way of designing an API, rather than pushing out some poorly devised, half-baked heap.
so basically it has no NFC, just a payment system. been saying it for a bit now, iOS has become a platform suitable only for the most submissive of people... or just technologically ignorant.
Go away, troll.
I would guess that this is because Apple doesn't yet have the API and SDK to the point where they want it publicly available. As well as just being cautious.
It’s impossible for someone to remain as dense as you’ve been for this long without concerted effort.
The terminals might be compatible with ApplePay, but Suica, Pasmo, Nanaco, Eddy, etc... All the existing solutions that could have been integrated into the iPhone (depending of the NFC technology used for the iPhone) won't be, and so Apple pay will just be another NFC payement system that doesn't add much compared to what we already have. Especially since some of those solutions are already usable on android phones (nanaco and suica for example).
Depends if they open NFC to something else later. They could need the delay to develop and test a very secure API. There will be banks trying to deploy apps that used NFC for transactions. This is already being done on Android NFC phones in Canada, if Apple block the NFC chip, the iphone may end up being a very bad choice for payments if it only support Apple system, especially if Apple doesnt even have Apple pay in youre country.
Link to Canadian banks with NFC payments on Android:
http://www.desjardins.com/en/dossiers/paiement-mobile.jsp
https://www.cibc.com/ca/features/mobile-payment.html?WT.mc_id=ExtPAID_campG-E-Mobile_Payment_kwdmobile_+Payment_adgrpMobile_Payment-E
BTW Canada is ligthyears ahead of the US on NFC, we have NFC chips on all our credit and debit cards and NFC terminals are deploy almost everywhere. That being said, I think the combination of touch ID and NFC results in a more secure way of using NFC mobile payment than existing solutions.
I really hope the mean that Apple Pay will be the only payment system allowed to use NFC. I hope they let apps use it for other reasons. It'd be nice to be able to use my phone with the badge reader at work in order to unlock the door, maybe use it to unlock/start your car, etc. NFC can be used for much more than just payments, and I hope Apple allows that.
Limiting it to %uF8FF Pay right now basically means they either haven't finished, started or don't care about any other ways to use NFC other than the one with the most potential.
It's like knowing exactly where the gold is before you start digging. Fairly safe bet.
I do not.
For a privacy-related technology, it is more responsible to be extremely cautious in rolling out the technology. Apple kept Touch ID to themselves for a year before deciding to let third-party developers start to authenticate via Touch ID into their applications.
It is probable that Apple will keep NFC for themselves for a year, until they decide how to roll out NFC access to third-party developers.
This is a more sensible and deliberate way of designing an API, rather than pushing out some poorly devised, half-baked heap.
It's not about privacy. It is about Apple not letting you use Google Wallet or PayPal or whatever Verizon's NFC payment system is. By not letting you use any of those other NFC payment services, it is anti-competitive.
Sensible otherwise there would be nothing to stop PayPal etc from using the NFC chip for their own payment app.
Apple clearly intends to dominate the market for IOS mobile payments and this makes perfect sense
Remember every iphone 6 sold in the US will almost certainly already have a compatible credit card linked itunes account and so be set up for Apple Pay from day 1
That's an incredibly friction free way to get the system out into the real world
If it's already on your new phone and the banks etc will be advertising the system in stores, it would be pretty hard to resist trying it out, and then your a user!
Yeah, if you are not better than the competition, lock them out. That makes perfect Apple sense!!!!
It's not about privacy. It is about Apple not letting you use Google Wallet or PayPal or whatever Verizon's NFC payment system is. By not letting you use any of those other NFC payment services, it is anti-competitive.
Oh look, a troll impersonating a lawyer. Cute. Got any other tricks?
Enjoy your lies.
I smell an antitrust suit on the horizon.
No way. It's absolutely legitimate -- and sensible -- for Apple to get the security and implementation 100% right before putting it out there for anyone and everyone.
This decision is a no-brainer.
It's not about privacy. It is about Apple not letting you use Google Wallet or PayPal or whatever Verizon's NFC payment system is. By not letting you use any of those other NFC payment services, it is anti-competitive.
I can't use my Visa card at terminals/merchants that only accept Mastercard. How dare Mastercard make a system that only accepts their own cards and not my Visa.
In a nut shell it looks like Apple has a different plan of attack here that involves more flexibility than they have exhibited with some programs in the past. They will avoid giving developers access this year for the same reason they avoided early access to the TouchiD system when it first came out. Domination brings the investigative eye of the federal government. Apple Pay is so disturbing to the status quo that many company's will feel threatened or unable to compete. I'm not too sure Apple would want to automatically link anything to an Apple Pay service.
I suspect that once people realize what it is they won't be able to resist the system so I think we kinda agree on this point. The one thing that I wonder about is if the Apple supplied apps will track payments for you. The thing here is that when traveling, especially on business it is nice, actually required to track your expenses. As such it would be nice to see the Apple pay system record your transactions. However from what I understand Apple Pay doesn't do this and apparently can't do this, which means having to manually track this stuff. Bummer really.
October / November will be very interesting to say the least.
Possibly for a year or so. However I wouldn't be surprised to find out that Apple is already working with banks outside the USA. They seem to want to set this up as a world wide standard so I don't see the lack of support in Japan being a long term issue.
So were is the bulging camera on the picture?
What are you whining about here? Even with all of Apple clout it will take forever (well a good part of a year) to get this widely supported in the USA. It isn't like we will be able to wake up on the first of November and throw out all of our paper cash.
Combine that possibility with Apples attempts at standardizing the system and I suspect any restrictions on the use of the NFC are temporary.