I would use it a lot more if I could. 3 of my cards that I often use do not support Apple pay plus a lot of merchants still aren't setup for it.
Same here. Discover is not supported, my Bank of America business card is not supported, and my credit union card is not supported. I was kind of surprised to be shut out.
Same here. Discover is not supported, my Bank of America business card is not supported, and my credit union card is not supported. I was kind of surprised to be shut out.
Discover, understandably. Credit Unions, that's going to take some time to get all of them but they should be coming. But BoA not accepting it for your card? What's unique about it? Is there another bank involved which is why it's not accepted?
My sister started to sign up for Apple Pay, but when she got to the section of the Terms and Conditions (yes, she did read them) that transferred responsibility for credit card fraud from the bank to her, she cancelled out of the signup. Maybe some of those other 85% read the T&Cs, too.
Target isn't supporting Apple Pay in-store. It's preferable to them to have an annual hacking into their status quo system and get a new CEO every year. Zara, has NFC terminals but they're not activated for accepting Apple Pay. Safeway is happy to get rid of cashiers and make people scan their own stuff to save money but allow people to pay securely? Nope.
These retailers despise their customers. Apple needs to heavily reward these early adopter merchants and shame their competitors.
Let's face it: it's going to do nothing for the bottom line.
First things first: firstly, Ive needs to design an attractive iPhone to replace the ugly 6. Secondly, it needs to be 4" or thereabouts.
Once those pieces have fallen into place, then I can proceed.
With all due respect, no one really gives a shit when you decide to "proceed" or what you think about Ive's design skills, nor what the **** you think the iPhone "needs" to be. Apple will remain insanely successful without you. Ive has proven himself, the iPhone 6 has proven itself a million fold- you are the one that has yet to prove anything except for the fact that you're one of the worst and most useless trolls to ever grace the internet. Hilarious how often you've bitched and whined about Apple Pay not being available wherever the hell you live, but you've never had any intention of buying an iPhone 6 anyway- evidence that your goal is simply to complain, even when whatever you're bitching about has zero effect on your life.
Moving on, regarding Apple Pay, posters here are really under-estimating the stupidity, ignorance, and intellectual laziness of most people. I know many people who had no clue their iPhone 5S or 6 had a fingerprint reader. I ask them if they use Touch ID, and they give me a blank scare, not even knowing the feature exists on their phone that they just spent a shitload of money on. The % of people who use Apple Pay has nothing to do with how well it's supported. Paying by phone is still a pretty foreign concept to most people, and will be for a while still
I use Apple Pay about once a week., but I totally believe these stats.
There's a local grocery store in my town that has the NFC terminals, and it does work, but they don't have an ApplePay logo and they don't promote it at all. I've just been holding my iPhone up to every terminal I come across to see where it works and where it doesn't. I've been using my iPhone to pay for purchases at this store since ApplePay went live, yet just last week a cashier there saw me use it and said "that's cool -- that's the first time i've seen somebody use that!" I suspect that cashier has a far more representative view of what happens among normal people than I do.
Another anecdote -- my GF has an iPhone 6+. She tried to set up ApplePay once, but she ran into some problems with her bank. She hasn't tried again. I keep meaning to set it up for her, but there's always something more important to do. And it's not like her credit card doesn't work.
I think the bottom line is... ApplePay represents a small, marginal increase in convenience, once you've got it set up and if you shop at merchants that accept it. But the inconvenience of setup and the scarcity of merchants really limit usage. Over time I think this will improve. Normal people will see people like me using it and be more inclined to try it themselves. Merchant acceptance will grow. Apple just needs to be patient (and I'm sure they will be).
Use this app "mastercard nearby" and it will show a map or list view of NFC locations near you that should work with Apple Pay or any NFCU capable phone.
I would use ApplePay all the time, if I could find a store that supported it. The only places I have seen ApplePay supported in Texas is Panera and some McDonalds. Every other retailer has the terminals that support it, but do not accept ApplePay.
I'm in Texas and I use Apple Pay at McDonald’s, Fire House Subs, Panera Bread, Subway, Whole Foods, Jamba Juice, Taco Cabana, and Whataburger. Also Home Depot, Walgreens and ToyRUs accept Apple Pay. I hear Jersey Mikes takes Apple Pay but I haven't tried it. I use the MasterCard Nearby app to locate places that accept contactless payments.
What do you mean by "formal"? Being listed on Apple's website? I would think that's just an early start formality that will be eliminated after about a year.
https://www.apple.com/feedback/apple-pay.html (If a store says they accept NFC, )))), but ?Pay isn't working then you can submit feedback to Apple specifically about ?Pay not working.
The word 'formal' is irrelevant to the real point of my post, which is about being able to use the iPhone with NFC terminals. Can we stick to that?
Well, the survey was of around 1200 people. Apple sold over 70 million iPhone 6 variants in a few days at launch. Half of those in the USA. So the sample size of the survey is a tad small.
From reading this forum, it sounds like Apple Pay is the most used cardless payment system in the world - exactly what it is (after just a few months of availability).
It will launch in Europe & Australia later this year, and it will be huge.
Its a statistically relevant sample size to be able to draw valid conclusions (assuming the sampling was random).
Moving on, regarding Apple Pay, posters here are really under-estimating the stupidity, ignorance, and intellectual laziness of most people. I know many people who had no clue their iPhone 5S or 6 had a fingerprint reader. I ask them if they use Touch ID, and they give me a blank scare, not even knowing the feature exists on their phone that they just spent a shitload of money on. The % of people who use Apple Pay has nothing to do with how well it's supported. Paying by phone is still a pretty foreign concept to most people, and will be for a while still
I've witnessed some of this myself. Just last week, I was talking to a colleague when I noticed that she had a new iPhone 6. I asked her when she bought it, and she said she got it a month or two after release. I then noticed that she kept using her pin to unlock her phone. I asked why she wasn't using TouchID, and I got the same aforementioned blank stare. And the funniest thing was, a couple of her fingerprints were already set up. She apparently set them up when she got the phone, but seemed to have forgotten. I didn't even bother asking at that point, if she was using ApplePay. Doh!
Comments
I would use it a lot more if I could. 3 of my cards that I often use do not support Apple pay plus a lot of merchants still aren't setup for it.
Same here. Discover is not supported, my Bank of America business card is not supported, and my credit union card is not supported. I was kind of surprised to be shut out.
The iPhone 6 looks awesome.
Discover, understandably. Credit Unions, that's going to take some time to get all of them but they should be coming. But BoA not accepting it for your card? What's unique about it? Is there another bank involved which is why it's not accepted?
Study: 6% of iPhone 6 owners have used touchless Apple Pay in stores, 85% have not, 9% dead from self-inflicted gunshot wound.
These retailers despise their customers. Apple needs to heavily reward these early adopter merchants and shame their competitors.
Let's face it: it's going to do nothing for the bottom line.
First things first: firstly, Ive needs to design an attractive iPhone to replace the ugly 6. Secondly, it needs to be 4" or thereabouts.
Once those pieces have fallen into place, then I can proceed.
With all due respect, no one really gives a shit when you decide to "proceed" or what you think about Ive's design skills, nor what the **** you think the iPhone "needs" to be. Apple will remain insanely successful without you. Ive has proven himself, the iPhone 6 has proven itself a million fold- you are the one that has yet to prove anything except for the fact that you're one of the worst and most useless trolls to ever grace the internet. Hilarious how often you've bitched and whined about Apple Pay not being available wherever the hell you live, but you've never had any intention of buying an iPhone 6 anyway- evidence that your goal is simply to complain, even when whatever you're bitching about has zero effect on your life.
Moving on, regarding Apple Pay, posters here are really under-estimating the stupidity, ignorance, and intellectual laziness of most people. I know many people who had no clue their iPhone 5S or 6 had a fingerprint reader. I ask them if they use Touch ID, and they give me a blank scare, not even knowing the feature exists on their phone that they just spent a shitload of money on. The % of people who use Apple Pay has nothing to do with how well it's supported. Paying by phone is still a pretty foreign concept to most people, and will be for a while still
Trolls will just move the goalposts. It doesn't matter what Apple does.
I use Apple Pay about once a week., but I totally believe these stats.
There's a local grocery store in my town that has the NFC terminals, and it does work, but they don't have an ApplePay logo and they don't promote it at all. I've just been holding my iPhone up to every terminal I come across to see where it works and where it doesn't. I've been using my iPhone to pay for purchases at this store since ApplePay went live, yet just last week a cashier there saw me use it and said "that's cool -- that's the first time i've seen somebody use that!" I suspect that cashier has a far more representative view of what happens among normal people than I do.
Another anecdote -- my GF has an iPhone 6+. She tried to set up ApplePay once, but she ran into some problems with her bank. She hasn't tried again. I keep meaning to set it up for her, but there's always something more important to do. And it's not like her credit card doesn't work.
I think the bottom line is... ApplePay represents a small, marginal increase in convenience, once you've got it set up and if you shop at merchants that accept it. But the inconvenience of setup and the scarcity of merchants really limit usage. Over time I think this will improve. Normal people will see people like me using it and be more inclined to try it themselves. Merchant acceptance will grow. Apple just needs to be patient (and I'm sure they will be).
I'm in Texas and I use Apple Pay at McDonald’s, Fire House Subs, Panera Bread, Subway, Whole Foods, Jamba Juice, Taco Cabana, and Whataburger. Also Home Depot, Walgreens and ToyRUs accept Apple Pay. I hear Jersey Mikes takes Apple Pay but I haven't tried it. I use the MasterCard Nearby app to locate places that accept contactless payments.
The word 'formal' is irrelevant to the real point of my post, which is about being able to use the iPhone with NFC terminals. Can we stick to that?
Its a statistically relevant sample size to be able to draw valid conclusions (assuming the sampling was random).
There's your problem: only 150 of 850 banks are set up to use their cards in the system.
My bank isn't on the list, my wife's bank isn't on the list, my parents bank isn't on the list, her parents bank isn't on the list.
Moving on, regarding Apple Pay, posters here are really under-estimating the stupidity, ignorance, and intellectual laziness of most people. I know many people who had no clue their iPhone 5S or 6 had a fingerprint reader. I ask them if they use Touch ID, and they give me a blank scare, not even knowing the feature exists on their phone that they just spent a shitload of money on. The % of people who use Apple Pay has nothing to do with how well it's supported. Paying by phone is still a pretty foreign concept to most people, and will be for a while still
I've witnessed some of this myself. Just last week, I was talking to a colleague when I noticed that she had a new iPhone 6. I asked her when she bought it, and she said she got it a month or two after release. I then noticed that she kept using her pin to unlock her phone. I asked why she wasn't using TouchID, and I got the same aforementioned blank stare. And the funniest thing was, a couple of her fingerprints were already set up. She apparently set them up when she got the phone, but seemed to have forgotten. I didn't even bother asking at that point, if she was using ApplePay. Doh!