Working for me in London. Both with my iPhone 6 and Apple Watch.
The problem with Europe and the rest of world's PIN system is that the card itself verifies the PIN internally. This can't happen on a contactless transaction since the card is removed before the PIN is entered.
In the US, transactions above $50 are verified by a signature, so it doesn't affect contactless.
In our little country, there are most of terminals contactless already and you probably find store that do not accept cards at all then one not supporting contactless payments as most credit cards are contactless here now.
But because we are tiny I do not expect Apple will hurry to support Apple pay here :-( even it could right now.
Just tried it in Waitrose. Worked perfectly.
@Lymf: Great post. Couldn't agree more with everything you say. The banks are the only people who benefit from credit cards in the long run - many "poor" people here in the UK are poor because they are crippled by the debt they have taken on which consumes a large proportion of their income. And what do they get in return? Some consumer item which loses most of its value as soon as they get it home.
In a sane world debt would only be used for investment in appreciating assets or to grow a business, which is how capitalism is meant to work. Debt for consumption is crazy and a fast downward spiral for most people. Cars are a possible exception as long as their purchase cost is low, so that the utility they provide outweighs the interest payments.
sociable weaver wrote: »
Sorry if this is a stupid user question but how did Apple activate my iP 6 to allow card loading. I thought I'd have to wait for iOS 9.
People are not compelled to take a credit card nor are they compelled in what they choose to buy with it.
Let the debtor and the buyer beware!
I've spent the day shopping with ? Pay and an ? Watch.
I've used it at Waitrose, LIDL, Asda, Tesco and paid for my London bus fare with the ? Watch, all without a hitch and without delay at the terminal.
It is definitely faster and easier than fumbling into your pocket or handbag and then into your wallet or purse to find a card.
From my experience today ? Pay may well be the killer app for the ? Watch.
It makes it a joy to pay!
Most annoyingly they have the appropriate terminals installed in many stores but are yet to activate it to accept contactless payments.
From my experience today they'd be wise to offer contactless payments asap if they're not to lose custom to their competitors who do.
"People are not compelled to take a credit card nor are they compelled in what they choose to buy with it. Let the debtor and the buyer beware!"
The neo-liberal view! A view that is based on a very narrow view of the world which doesn't take account of reality. Even Alan Greenspan realised that...
You think it's as simple as that, but unfortunately you are ignoring the reality that not everyone (by a very long way) is sensible and responsible. I stand by what I say - as a society we are building a debt mountain and debt is not a good thing unless it is used for investment.
People really are crippling themselves with debt and that is not a good thing for society because we all end up having to deal with the consequences. It might be in the (very) short-term interests of the companies who benefit from that debt being used to buy their products, and from the banks who get the interest payments, but no-one who uses debt for consumption benefits in the long run.
This is way way off topic especially when ? Pay can be used with debit cards - no debt necessary.
You're ignoring the reality that in the economically healthy countries across the world, most people are sensible and responsible in the amounts borrowed and loaned, the repayments are made without default.
You do not take into account that people may be content with the value of the consumable at the time of purchase and the burden of the debt in acquiring them at that given moment when it's needed, e.g. a flight to visit a seriously ill relative is a consumable, it's not an investment nor an asset for the future, yet it'll be of high value and a debt burden the travelling relative is likely to willingly bear.