Does Apple really need you marketing this thing for them?
I’m sick of companies that think they have to have a piece of every pie. Pick one or two things to do better than everyone else and focus.
Wall Street is a disease.
There is no marketing in the article. It's an examination of how Card works, Apple's unique approach in various markets, and how things have worked out historically. And it answers some questions readers asked in the last segment.
"And if the police in some country want to review it, they might get access from Google to where you've been, everything you've bought, who's in your photos, and what days you went to the gym, just in case they want to build a case against you."
and wow, what a lot of paragraphs that doesn't really say anything new and then trying to be cool to claim this card is perfect for cutting up drugs. 3/10 article.
False. Apple doesn't have access to your Photos AI analysts metadata, just like your Card data, because its on your phone and not synced to the cloud.
Is there no backup for the ApplePay data and statistics? So if I drop my phone it is all lost?
I haven't thought about that before, just assumed there is a iCloud copy, as there usually is.
"And if the police in some country want to review it, they might get access from Google to where you've been, everything you've bought, who's in your photos, and what days you went to the gym, just in case they want to build a case against you."
and wow, what a lot of paragraphs that doesn't really say anything new and then trying to be cool to claim this card is perfect for cutting up drugs. 3/10 article.
False. Apple doesn't have access to your Photos AI analysts metadata, just like your Card data, because its on your phone and not synced to the cloud.
huh? This is nothing to do with Photos data but the number of police requests get and how many times they have provided account data. Let's try to keep coherent. Police get a lot of information of Apple just as they do from Google.
And remember you said the other day that Apple never ever shares information to 3rd parties? Look at this on their Apple TV app terms and conditions. Oh dear.
iOS_Guy80 said: I asked our local police dept. about this and they said when they need to see your drivers license that they are not allied to take your phone to look at it, they need the physical card.
That will be a function of state law. For instance some states currently allow your insurance card to be stored on your phone. I've been told my vehicle registration can also be stored on my phone, but I haven't yet reconciled that with our vehicle code.
I'd like to be able to keep my DL, reg, and insurance card on my phone. If and when that happens a very secure password will be needed.
Another concern is handing your phone over to police when required to show those docs. Just showing a pic to friends and family, so many people automatically start thumbing through the pics as though it were their phone. I wouldn't expect police not to do the same.
I'd like a kiosk type app would have 'spaces' where various docs would be stored. You open one and everything in that 'space' would be accessible, but nothing outside that 'space'. You present the phone to anybody and all they'll see is what you want them to see. The contents also couldn't be shared. To get out of the kiosk mode would require a password or Touch/Face ID. Or you simple lock the phone and unlocking it at a convenient time takes you out of that space while locking it.
Another feature would be a button like similar to the Share Sheet. Call up a pic, doc, whatever you want to show someone, tap the button and that image is locked. Only you can unlock it as above. The person viewing your phone could only hand it back or lock your phone.
I've sent my two suggestions to Apple Feedback, where I assume they'll get no traction. For now, it's just hand over the required three docs, if and when required.
Can't wait for all this to take place. I also want the storage of Driver's and Insurance records on the same account with iPhone/Watch accessibility.
I asked our local police dept. about this and they said when they need to see your drivers license that they are not allied to take your phone to look at it, they need the physical card.
My state already has an iOS-based app for our drivers license. The state worked with state and local police to develop a “hands off” protocol. They basically take a picture of the app and run your DL number back in the squad car computer. Same with insurance “card” app.
Some significant percentage of Apple's vast installed base of affluent users are going to be crushing down substances and cutting lines with it. It appears to be almost perfectly designed for this use. And while that's almost certainly not part of Apple's strategy, it's still inescapable that a lot of people are going to be associating Apple's futuristic, rigid-edged, easily cleanable, flexible titanium premium-status card with partying.
Frankly, I'm quite disgusted by your suggestion of this use case and find it in very bad taste.
Many people would not associate that with anything remotely close to prestige or being in a "premium, private club". I expect better of DED...
Oh my heavens! You mean....people do drugs in this country! By my mother’s pearls!
Please. Aren’t there Little House on the Prairie reruns you could be watching somewhere?
"And if the police in some country want to review it, they might get access from Google to where you've been, everything you've bought, who's in your photos, and what days you went to the gym, just in case they want to build a case against you."
and wow, what a lot of paragraphs that doesn't really say anything new and then trying to be cool to claim this card is perfect for cutting up drugs. 3/10 article.
False. Apple doesn't have access to your Photos AI analysts metadata, just like your Card data, because its on your phone and not synced to the cloud.
huh? This is nothing to do with Photos data but the number of police requests get and how many times they have provided account data. Let's try to keep coherent. Police get a lot of information of Apple just as they do from Google.
And remember you said the other day that Apple never ever shares information to 3rd parties? Look at this on their Apple TV app terms and conditions. Oh dear.
As has been discussed on those forums, Apple of course shares views of shows served, so content providers know what’s popular, royalties, etc. But they do not share your personal viewing habits.
Some significant percentage of Apple's vast installed base of affluent users are going to be crushing down substances and cutting lines with it. It appears to be almost perfectly designed for this use. And while that's almost certainly not part of Apple's strategy, it's still inescapable that a lot of people are going to be associating Apple's futuristic, rigid-edged, easily cleanable, flexible titanium premium-status card with partying.
Frankly, I'm quite disgusted by your suggestion of this use case and find it in very bad taste.
Many people would not associate that with anything remotely close to prestige or being in a "premium, private club". I expect better of DED...
Please. It's just humor.
I had a similar idea for an App many years ago (and I'm probably not the first to think of this).
iCoke.
Put your cocaine on the screen of your iPhone. Select how high you wanna get and it draws outlines on the screen. Simply fill the outlined area with cocaine and then snort right off your iPhone screen.
I know why they made the physical card have half the reward, wanting to promote Apple Pay adoption, but I wish they were equal. If part of the appeal is the sexy physical card, it's a bit weird that you hope to never take it out, or you get half the reward.
Some significant percentage of Apple's vast installed base of affluent users are going to be crushing down substances and cutting lines with it. It appears to be almost perfectly designed for this use. And while that's almost certainly not part of Apple's strategy, it's still inescapable that a lot of people are going to be associating Apple's futuristic, rigid-edged, easily cleanable, flexible titanium premium-status card with partying.
Some significant percentage of Apple's vast installed base of affluent users are going to be crushing down substances and cutting lines with it. It appears to be almost perfectly designed for this use. And while that's almost certainly not part of Apple's strategy, it's still inescapable that a lot of people are going to be associating Apple's futuristic, rigid-edged, easily cleanable, flexible titanium premium-status card with partying.
Frankly, I'm quite disgusted by your suggestion of this use case and find it in very bad taste.
Many people would not associate that with anything remotely close to prestige or being in a "premium, private club". I expect better of DED...
Please. It's just humor.
I had a similar idea for an App many years ago (and I'm probably not the first to think of this).
iCoke.
Put your cocaine on the screen of your iPhone. Select how high you wanna get and it draws outlines on the screen. Simply fill the outlined area with cocaine and then snort right off your iPhone screen.
The Apple Card may never ever appear in developing nations, but I hope Apple releases some version of the finance app as a standalone. It would be a huge relief to track all my expenses protected by Apple.
"On an iPhone, your Apple Card banking data is stored the same way your personal Health data is stored." But it is still backed up to iCloud, isn't it?
iCloud Security and Backup
Concerned About Privacy and Security with iCloud?
Apple encrypts all our iDevice data, including what’s sent over the Internet between your Mac and Apple’s servers and what’s stored on its servers. Apple uses a what’s called 128-bit AES encryption, the same level of security used by major financial institutions around the world. For most of us, that’s enough, and we rest easy. However, some of us need to know more, maybe out of recent news of security hacks, a requirement from an employer, or we are just concerned. If that sounds like you, check out more details on Apple’s page describing the security measure it’s taken for iCloudto protect our iDevice data.
If I'm understanding this correctly, when I make a purchase online the CC number and CVV number are generated by the Wallet App for me? And I can regenerate them?
So I could theoretically use a different virtual number every single time I buy something online? Basically this eliminates the possibility of someone online getting my number and using it for fraudulent purposes?
If so, that’s a big deal. I currently keep a separate card that I only use for online just in case something ever happens so my primary card doesn’t get suspended (usually at the worst possible time like when I’m on vacation).
Yes, that's also what Apple Pay does. Each time you use it a new account number is provided. So merchants can't track your purchases by card number either, and if that number gets mishandled its not usable again to charge up new purchases. That's why merchants/banks agree to lower fees, because there's less chance of fraud.
Do the physical credit cards that have tap to pay built in also generate a new account number? I’m wondering if they are really at least as secure as Apple Pay.
What I haven't seen mentioned anywhere is whether transactions paid for with a tap of your wrist using Apple Pay on your Apple Watch will show up in the lovely new Wallet app financial graphics and data on your iPhone?
Currently Apple Watch Apple Pay transactions do not show in the Wallet app on your iPhone unlike if you pay with a tap of the iPhone which is quite frustrating.
Can't wait for all this to take place. I also want the storage of Driver's and Insurance records on the same account with iPhone/Watch accessibility.
I asked our local police dept. about this and they said when they need to see your drivers license that they are not allied to take your phone to look at it, they need the physical card.
Not only that, but there's no stinking way I'm going to give my phone to a cop, locked or unlocked, without a warrant.
Comments
There is no marketing in the article. It's an examination of how Card works, Apple's unique approach in various markets, and how things have worked out historically. And it answers some questions readers asked in the last segment.
I haven't thought about that before, just assumed there is a iCloud copy, as there usually is.
Police get a lot of information of Apple just as they do from Google.
And remember you said the other day that Apple never ever shares information to 3rd parties? Look at this on their Apple TV app terms and conditions. Oh dear.
I'd like to be able to keep my DL, reg, and insurance card on my phone. If and when that happens a very secure password will be needed.
Another concern is handing your phone over to police when required to show those docs. Just showing a pic to friends and family, so many people automatically start thumbing through the pics as though it were their phone. I wouldn't expect police not to do the same.
I'd like a kiosk type app would have 'spaces' where various docs would be stored. You open one and everything in that 'space' would be accessible, but nothing outside that 'space'. You present the phone to anybody and all they'll see is what you want them to see. The contents also couldn't be shared. To get out of the kiosk mode would require a password or Touch/Face ID. Or you simple lock the phone and unlocking it at a convenient time takes you out of that space while locking it.
Another feature would be a button like similar to the Share Sheet. Call up a pic, doc, whatever you want to show someone, tap the button and that image is locked. Only you can unlock it as above. The person viewing your phone could only hand it back or lock your phone.
I've sent my two suggestions to Apple Feedback, where I assume they'll get no traction. For now, it's just hand over the required three docs, if and when required.
https://lawallet.com/
Oh my heavens! You mean....people do drugs in this country! By my mother’s pearls!
Please. Aren’t there Little House on the Prairie reruns you could be watching somewhere?
Please. It's just humor.
I had a similar idea for an App many years ago (and I'm probably not the first to think of this).
iCoke.
Put your cocaine on the screen of your iPhone. Select how high you wanna get and it draws outlines on the screen. Simply fill the outlined area with cocaine and then snort right off your iPhone screen.
This, too, is obviously a joke.
Some significant percentage of Apple's vast installed base of affluent users are going to be crushing down substances and cutting lines with it. It appears to be almost perfectly designed for this use. And while that's almost certainly not part of Apple's strategy, it's still inescapable that a lot of people are going to be associating Apple's futuristic, rigid-edged, easily cleanable, flexible titanium premium-status card with partying.
Well, can't say I was expecting that angle :P
iCloud Security and Backup
Concerned About Privacy and Security with iCloud?
Apple encrypts all our iDevice data, including what’s sent over the Internet between your Mac and Apple’s servers and what’s stored on its servers. Apple uses a what’s called 128-bit AES encryption, the same level of security used by major financial institutions around the world. For most of us, that’s enough, and we rest easy. However, some of us need to know more, maybe out of recent news of security hacks, a requirement from an employer, or we are just concerned. If that sounds like you, check out more details on Apple’s page describing the security measure it’s taken for iCloudto protect our iDevice data.
-AppleToolbox (2017)
https://appletoolbox.com/2017/03/qa-upgrading-to-a-new-iphone-encrypt-backups/
Currently Apple Watch Apple Pay transactions do not show in the Wallet app on your iPhone unlike if you pay with a tap of the iPhone which is quite frustrating.