Although in Sydney we don't have Express Transit mode enable (yet), we can use Apple Watch to tap on/off for any public transports that's including: bus, trains, trams, ferry. But it needs to make a contact with the reader, so any accident of double pay can usually be avoided.
I used Express Transit throughout Japan (with Suica on Wallet apps) last year and there wasn't any problem at all as far as I recall.
This is an interesting dilemma. If a person is carrying both NFC methods when walking through the gate, sounds like it's more a mistake of the rider than a technological issue.
I suppose the system could check if more than one payment has been made on the same gate within milliseconds of each other, then it should only charge one method?
Actually,how is the NFC feature on the phone processing a transaction without the person putting their finger print or face to activity the transaction. Yes I can put my phone up to a NFC terminal and the Apple Pay default CC comes up but no payment goes through until the phone is authorize. The fact the phone's NFC is being activated and authorize without the users knowledge sound like and implementation issue on the MTA, this does not happen with normal Apple Pay transactions.
The other issue I am concern about here is the fact the Phone NFC was activated at a distance less than a few inches. Anytime I done a NFC transaction the phone or watch needs to be within a few inches of the reader, if you are further away then a 3 to 4 inches the reader does not see the phone or watch. This is done for a reason it keeps people from getting close to a tap to pay card or phone and activating it for a payment at any distance other than a few inches.
So there is a feature of Apple Pay that allows you to set one of your payment methods to be a “express transit” payment method. That means that you do NOT need to authenticate each transaction when used at a transit terminal.
One of the comments mentioned an Apple support thing about which one was prioritized when a terminal can handle both. It chooses your express transit method and ignores you default payment method (if it is different).
Okay, did not know about the "express transit" feature, just saw that once you scroll down in the apple wallet setup. However, that still does not explain why the NFC activated when the phone was not within inches of the reader, Some one did mentioned that the MTA reader is on the side of the turnstile verse the top. It sounds like their reader is higher power and activate the NFC on the phone at a longer distance. This is a security issue that means that someone can get within feet of your phone and steal money from the MTA account.
This is an interesting dilemma. If a person is carrying both NFC methods when walking through the gate, sounds like it's more a mistake of the rider than a technological issue.
I suppose the system could check if more than one payment has been made on the same gate within milliseconds of each other, then it should only charge one method?
Actually,how is the NFC feature on the phone processing a transaction without the person putting their finger print or face to activity the transaction. Yes I can put my phone up to a NFC terminal and the Apple Pay default CC comes up but no payment goes through until the phone is authorize. The fact the phone's NFC is being activated and authorize without the users knowledge sound like and implementation issue on the MTA, this does not happen with normal Apple Pay transactions.
The other issue I am concern about here is the fact the Phone NFC was activated at a distance less than a few inches. Anytime I done a NFC transaction the phone or watch needs to be within a few inches of the reader, if you are further away then a 3 to 4 inches the reader does not see the phone or watch. This is done for a reason it keeps people from getting close to a tap to pay card or phone and activating it for a payment at any distance other than a few inches.
So there is a feature of Apple Pay that allows you to set one of your payment methods to be a “express transit” payment method. That means that you do NOT need to authenticate each transaction when used at a transit terminal.
One of the comments mentioned an Apple support thing about which one was prioritized when a terminal can handle both. It chooses your express transit method and ignores you default payment method (if it is different).
This is a security issue that means that someone can get within feet of your phone and steal money from the MTA account.
No, that is not what this means. Express Transit only works with what it says, transit. Joe Blow with a Square NFC credit card reader can’t hold it up to your pocket and automatically charge you money. The Express Transit feature only works with Apple approved public transit systems.
Comments
I used Express Transit throughout Japan (with Suica on Wallet apps) last year and there wasn't any problem at all as far as I recall.
to your pocket and automatically charge you money. The Express Transit feature only works with Apple approved public transit systems.