Apple Pay is online, too: Apple Store, others apps accept Touch ID for authorizing purchases
The official Apple Store application was updated on Monday with support for one-touch checkout using Apple Pay and Touch ID, marking the start of the online purchasing capabilities of Apple's new digital wallet service.
The official Apple Store application was updated on Monday, adding easy one-touch checkout capabilities with Apple Pay. Unlike with Apple Pay at brick-and-mortar stores, the online-only component does not require the NFC chip found in the iPhone 6 and iPhone 6 Plus, and will also be compatible with thew new iPad Air 2 and iPad mini 3.
Apple has promised a number of day-one supporters of Apple Pay within their official iOS applications, and accordingly those updates began to arrive on the App Store Monday afternoon. Among the first to be updated with support were Hotel Tonight, OpenTable, and Uber.
Other applications advertised with day-one support for Apple Pay are:
And the following companies are also advertised to add Apple Pay support to their official iOS applications before the end of 2014:
At brick-and-mortar stores, Apple Pay utilizes the NFC chip found inside Apple's latest-generation iPhones to allow tap-to-pay functionality. Support is available at launch in over 220,000 locations across the U.S.
As for supported credit cards, Apple Pay participating banks are at the moment:
The official Apple Store application was updated on Monday, adding easy one-touch checkout capabilities with Apple Pay. Unlike with Apple Pay at brick-and-mortar stores, the online-only component does not require the NFC chip found in the iPhone 6 and iPhone 6 Plus, and will also be compatible with thew new iPad Air 2 and iPad mini 3.
Apple has promised a number of day-one supporters of Apple Pay within their official iOS applications, and accordingly those updates began to arrive on the App Store Monday afternoon. Among the first to be updated with support were Hotel Tonight, OpenTable, and Uber.
Other applications advertised with day-one support for Apple Pay are:
- Airbnb
- Chairish
- Disney Store
- Fancy
- Groupon
- Houzz
- Instacart
- Lyft
- MLB.com
- Panera Bread
- Spring
- Staples
- Target
- Tickets.com
And the following companies are also advertised to add Apple Pay support to their official iOS applications before the end of 2014:
- Eventbrite
- Jack Threads
- Levi's Stadium
- Sephora
- Starbucks
- StubHub
At brick-and-mortar stores, Apple Pay utilizes the NFC chip found inside Apple's latest-generation iPhones to allow tap-to-pay functionality. Support is available at launch in over 220,000 locations across the U.S.
As for supported credit cards, Apple Pay participating banks are at the moment:
- American Express
- Bank of America
- Capital One
- Chase
- Citi
- Wells Fargo
- Barclay Card
- Navy Federal Credit Union
- PNC
- USAA
- US Bank
Comments
if Target takes Apple Pay online, then it should only be a matter of time before they support it in store. That will be a big deal when and if it happens.
if Target takes Apple Pay online, then it should only be a matter of time before they support it in store. That will be a big deal when and if it happens.
Yeah I don't know why they don't. Every Target I've been into has already upgraded their credit card system which has NFC built into it.
Yeah I don't know why they don't. Every Target I've been into has already upgraded their credit card system which has NFC built into it.
Good for Target. They need this more than most companies since their POS hacking.
How about Amazon.com?
Does anyone know if Apple Pay requires internet access to work?
I'd imagine that the tokenization process requires some communication with a supporting server, but does that go through the internet access on the phone, or could it potentially go through the POS system's networking infrastructure?
Target and BestBuy are part of the Walmart scheme to have their own corrupt payments system, both Target and BB have NFC capable readers but plan to keep the feature disabled.
Now that Apple Pay is released, I guess I'm going to have to retire my mental reading of "point of sale" using the other definition of the acronym...
You mean like ApplePay is a POS system?
Does anyone know if Apple Pay requires internet access to work?
I'd imagine that the tokenization process requires some communication with a supporting server, but does that go through the internet access on the phone, or could it potentially go through the POS system's networking infrastructure?
For physical retailers, it absolutely does not require the iPhone/Apple Watch to have internet access to work, much like a debit card.
It is the responsibility of the retailer to pass the transaction details to the issuer and the customers bank to process the transaction.
This is not the case, though, using Apple Pay inside an app.
It's the first one since the first cashiers that matches society's level of technology.
Yeah I don't know why they don't. Every Target I've been into has already upgraded their credit card system which has NFC built into it.
Target is signed on to the 'other' payment system coming (eventually?) My guess is these vendors can't accept others in store yet.
http://www.mcx.com/
Target and BestBuy are part of the Walmart scheme to have their own corrupt payments system, both Target and BB have NFC capable readers but plan to keep the feature disabled.
Target uses their own RedCard, but thats simply to make it so they don't have to pay the credit card company fees (like Visa and MasterCard). Thats the point the Target RedCard
Maybe next year it will work on websites, but with a different represetnational card number for each site/company since they will be seeing our card number since it passes through them.
I don't see that happening simply because you could potentially have dozens (or more) "token cards" attached to your account. Right now there's only one device ID (for your phone) and tokens for each of the cards. Imagine how complex it would be to store that many more "card" numbers and reference them to a specific website?
Countless websites already rely on third party processors to perform this for them. I could see these third party processors working with Apple to add Apple Pay as a supported method. That would be a HUGE incentive to use one processor over another, and websites using those processors would gain Apple Pay support without having to do anything else on their end. This way you could take care of tens of thousands of websites by supporting a dozen or so of the popular processors.
As for large companies like Amazon, they're likely going to go the App route and handle Apple Pay processing within the App itself.
Yes, that's exactly what I'm suggesting and why I don't expect it to be available out go the gate. That's the only way I can see it happening if the card issuer is to be in control without a middle-man like PayPal in the mix.
So wait a minute...I can't use it in Safari for online shopping?
I was able to use Apple Pay to make a purchase in my local Home Depot today. Any store that accepts contactless (RFID) credit cards should work with Apple Pay. It is completely transparent to the store. Apple Pay should work if you see any of these images on the credit card terminal.
If the reader accepts NFC credit cards, no update to the reader is needed for Apple Pay. As far as the reader is concerned, it looks like a standard MasterCard, VISA or Amex NFC card payment.
Up until recently, I programmed credit card terminals at one of the top 3 manufacturers. My former colleagues told me no code changes were needed to support Apple Pay. It just worked.