chadbag

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  • Pre-Apple check by Jobs and Woz up for auction

    chadbagchadbag
    So this is not really a “pre-Apple “ check.  It is a temporary “Apple” check.   “Pre-Apple” implies the check is from a venture before Apple or before they organized the company.  It seems to be, from the description and the confirmation that all the numbers match later known Apple checks, a check from before they received the Apple printed checks.   Not a “pre-Apple” check. 
    shaminowatto_cobra

  • Pre-Apple check by Jobs and Woz up for auction

    chadbagchadbag
    Weird check for so many reasons.
    Would a check really require two signatures (and for such a low value)?
    Why do the amounts not match? ($100.97 vs $116.97)
    Would they really have written the cents as a fraction in the upper line rather than just the lower line?
    Would they have written out “dollars” on the line that already says “dollars” at the end?
    it also seems weird to me that the printed MICR numbers at the bottom don’t align with each other, with those at the far right matching one of the dollar amounts listed on the check (0000011697). But maybe there’s a good reason for that. 
    Having been a finance clerk for several years at a church  (before online donations became a thing) and processing many checks for donations weekly, as well as having run a business that took checks often, and having written enough checks for a lifetime, none of these things are really that off.  

    The encoded check value printed lower right is printed when the check comes in to aid in the automatic processing of it so often doesn’t line up. 

    The written amount vs the number amount is an easy enough mistake.  I’ve done it myself many times.  

    I usually write the cents on the number line as a fraction myself to avoid making it easy for someone to change the check value (it’s easy to turn a decimal into a comma).  And I’ve found myself sometimes writing “dollars” on the written line before the cents more than once. I don’t usually do that.  But have enough in my life.   Most of these things are to help avoid ambiguity.  

    The dual signatures is probably because it was a joint business account and either they or the bank wanted it.  


    FileMakerFellerwatto_cobradewmejony0retrogusto

  • Android struggles against iPhone as US smartphone sales drop by a quarter

    chadbagchadbag
    tht said:
    I'm frankly in disbelief that Apple can achieve this level of penetration in any market any where. An average iPhone is about 2 to 3 times more expensive than an average Android or other competitor device. It really speaks to the zero interest 30mo payment plans, at least in the USA, that carriers use as incentives to lock in customers.
    That creates no customer lock-in to iPhone.   It does create lock-in to the carrier.    They’ve already bought the iPhone and have no lock in due to these plans when it comes time to upgrade.   And I believe the carriers offer similar deals for at least some of the android phones.  
    williamlondonwatto_cobra

  • How the Apple-Goldman Sachs relationship became an unhappy marriage

    chadbagchadbag
    Early on I had a few issues but it’s been mostly smooth sailing since with Apple Card.  I mostly use it for Apple products and Apple Pay online.  I use my Chase cards for most things.  

    When I’m Japan I also use it to load onto my virtual Suica card in Apple Pay since Suica doesn’t work with Visa.  

    I wonder if one of the Utah based industrial banks (where a lot of big customers put their specialty concierge financing arms) would work for this?

    im pretty sure The other big consumer card companies with rewards cards get a share of the interchange fees.  I wonder why GS agreed to a deal not to. (Chase, C1, Citi etc). 

    Apple Card was sure easy to share with my kids in Apple Pay so they could load their Suica virtual cards easily on our last trip to Japan. 
    williamlondonFileMakerFellertokyojimu

  • Apple employee misses out on $10,000 bug bounty from Google

    chadbagchadbag
    killroy said:
    clexman said:
    The headline should be, "Person comes in 2nd, wants the same trophy as the person who came in 1st." Says, "Rules are not fair and shouldn't be followed."
    Wants the same trophy as the low life person that stole the report. FIFY.
    Did you read the article?   Probably not as it clearly explains that that “low life” right out said they were not the discoverer, never claimed to be, but was at the contest and wanted to make sure the big was reported.  According to the article they were awarded the bounty despite protesting that they weren’t the discoverer.  How “low life” is that?

    Google, of course, is the culprit here.  Being evil
    instead of doing the right thing.   The “low life” mostly seems to have done the right thing. 
    watto_cobra