cropr
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Dutch antitrust regulators launch probe into Apple Pay
sflocal said:This sounds like a similar situation that went on in Australia when certain banks filed a lawsuit demanding NFC access. They lost and eventually allowed ApplePay.This all comes down to who has control of the end-user's information. The banks want to use their own banking apps for NFC so they could harvest all our personal information and transaction history, sell it to the highest advertising bidder, and figure out ways to extract more from us.ApplePay on the other hand is secure, and I can trust Apple in making sure that the security between phone and receiver is hardened. Sure, Apple gets a cut of transaction fees from the bank, but what the banks aren't advertising the the amount of money saved due to not having issues with fraudulent transactions.2019 figures say that the banking industry lost $27.85B dollars worldwide due to credit card fraud. I would think ApplePay has saved quite for banks.I have zero faith in banks to keep my info private and secure. I as a consumer am happy that Apple keeps NFC locked out. It's their hardware/software package, their widget. Screw the banks. They either offer their services via ApplePay, or they don't get my business.Until last year I was working as a fraud consultant for a bank who supported Apple Pay. You may be surprised but 35% of all credit transfer fraud came from Apple Pay transfers. Users of Apple Pay are so convinced that Apple Pay is 100% secure, that they are becoming negligent to e.g. phishing attacks or CEO fraud. Just a reminder, the big chunk of fraud is human error related.Apple Pay is based on the chip card EMV standard. It shares the same security level as a chip card based transaction. In the Netherlands almost 100% of the credit card transactions are chip cards based, so Apple Pay does not offer an advantage in terms of security to a normal credit card payment. In your country the situation might be different. This could be the reason you have zero faith in banks.If I have to choose between Apple and my bank in terms of faith, I have a personal relationship with my bank manager and I can call him any time for a face to face meeting. I have no direct access to an Apple representative, so the choice is quickly made. This does not mean I can fully trust my bank (I am not that stupid).Banks want to offer additional secure services on top of a plain credit transfer. That is why the banks are requesting access to the NFC chip. As long as Apple is not granting access to the NFC chip, the iOS user cannot use these additional services in a optimal way. At the bank I worked for, the Android version of the banking app is much more advanced than the iOS version and the only reason is that Apple does not allow the bank to use the NFC chip
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Apple explains why Microsoft xCloud won't be coming to the iPhone
Rayz2016 said:
The Hulu app isn’t streamed. The Hulu content is.Beats said:Microsoft thought they would get special treatment. They'll come along eventually. Android users hate paying for things and most knockoff devices have terrible quality screens and crap performance(Yes AI smart asses, I KNOW this is cloud computing, not the point).
Admittedly I missed this line before posting the above:
"App Store guidelines state that an app can't rely on streaming from the cloud."
What about video like Hulu?I’m with Apple here, but I’m not sure how this would work. We can’t have the game devs being charged once by Apple and then charged again by Microsoft. They’ll have to split the one charge between them.A video streaming app like Netflix is an app that get its content (the movie) form a cloud server. The app has buttons to control the content (change movie, rewind, forward, ...)A cloud gaming app like Microsoft xCloud is an app that get its content (the game content) from a cloud server. The app has buttons to control the content (move, shoot, ...)I am not a Microsoft fan, and the X-Box is also a closed gaming system, but Microsoft has a point. The difference of treatment in the App Store between Netflix and Microsoft xCloud is just pathetic.What is Netflix or another provider, comes with interactive movies, where 2 or more scenarios are streamed depending on user input. The difference between video streaming and gaming will become more blurry
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Fourth macOS Big Sur beta adds support for 4K YouTube playback in Safari
Your statement about VP9 is incorrect. VP9 is an open source, royalty free encoding/decoding library, so by definition it is not proprietary. Google has contributed a lot to the code , but VP9 is not owned by Google. H.265 is a commercial development, requiring royalty payments when used.lkrupp said:And people call Apple a bully. Google comes up with its own, proprietary codec and then refuses to support the industry standard H.265, finally bullying Apple into using it. Scratch your ass, Google.
Apple is a member of the consortium of H265 but is not involved in the VP9 development. This explains why Apple is promoting H265 and why it has been reluctant to support VP9.While H.264 is de facto the standard for encoding HDTV , it remains to be seen if H265 can make the same claim for 4K. The fact that Apple now include support for VP9, while Youtube is not including support for H.265, shows rather the opposite.
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ClassPass and Airbnb speak out against Apple's 30% digital commission fee
On Android the rules are not so strict and a developer can choose to use its own payment processor, which for digital goods is not allowed on iOS. Taken into account that Airbnb is already using such a payment processor for its web store, this cannot be too hard.p-dog said:
Airbnb will pay a commission there too. Apple published a list of all of the app stores and marketplaces, almost all of which charged the same 30% rate. When the App Store come into existence in 2008, %30 was a bargain compared to anything else, especially compared to retail space.SpamSandwich said:They could always go Android-only if they’re that unhappy with Apple. Otherwise, screw ‘em.
The difference between in person classes and remote classes is pure artificial for me, the user gets the same content, whether is streamed or not. As usual Apple is smelling money, but for the rest of the world it smells more like abuse of power
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Mac shipments up slightly in Q2 as PC market shows signs of recovery [u]
But the services are directly related to the iPhones. Without iPhones, Apple would be nowhere with iCloud, Apple Music, ... So the main driver of the profits remain the iPhone.chasm said:
Well, perhaps in terms of hardware, but in point of fact the real money for Apple is in Services.albatrossflyer said:Apple has always hovered around the 6 and some change percentage points of total PC market share. Pretty much why Intel didn't really care when Apple announced the transition to ARM. The real money for Intel is in the enterprise server market. And the real money for Apple is in the iPhone.
