uphill

I think that "90% of retailers in Canada" is a bit of an exaggeration, but it is indeed surprising how many places here in Canada actually accept Apple Pay - even with only one issuing bank, American Express, supporting it. Chip-and-pin terminals are almost ubiquitous "up" here, and a large proportion of them are "tap-to-pay" machines as well. About half of the retailers where I have used Apple Pay in the past few weeks have been surprised to learn that they do indeed accept it. Apple Pay is wonderful. It's very quick, and I am so pleased that I don't have to carry so many cards around with me. My credit card number is not even stored in my iPhone!