PickUrPoison

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PickUrPoison
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  • Allegations of discrimination spawn investigation into Apple Card credit lines

    jungmark said:
    Not enough info. What are your salaries? 
    You may have a tough time believing this, but generally speaking, your salary is not even considered as a primary attribute in determining your credit score.

    It’s way down in the scheme of things... you should look it up.
    Salary has zero input in FICO credit score, but it often has a huge effect on the credit limit a lender is willing to grant. 

    In the situation described in the article, as others have noted, the fact that the husband and wife file a joint tax return has no effect on credit limit determination. Goldman doesn’t request or use tax returns for underwriting purposes. 

    There’s no way of even begin to figure out what’s going on without knowing credit scores and other info from their credit files. Strange that he talks about Apple’s algorithm when Apple isn’t involved in the credit analysis. 

    In any case, the guy sounds like an a-hole. 
    cat52randominternetpersonRosynadesignrrevenantsarthos
  • Mac Pro spotted in DJ Calvin Harris' studio ahead of launch

    tyler82 said:
    It takes a $30,000 Mac Pro to make electronic music? Kind of a waste of hardware. This is a workstation for extremely complex video editing, bitcoin processing, and extremely complex mathematical formulas. 
    Definitely not for bitcoin processing. btw I think it’s closer to $6k not $30k. 
    oseamewatto_cobra
  • Apple's brawny 5G iPhone family will require larger, pricey motherboards

    One thing’s for sure: Apple won’t be adding $400 for 5G. We’re not going to see a $1,099 iPhone 11S, a $1,399 11S Pro or a $1,499 11S Pro Max. 
    watto_cobra
  • Sony to shutter PlayStation Vue live TV service in January

    lmac said:
    I expect Apple will be there soon with regard to original content for TV. At $15 million an episode, and with only ~4 original shows, good luck Tim. Wish Apple would stick to making innovative software and hardware, and leave the content, whether it be music or shows, to the experts.
    They have left it to the experts. They hired two of the best in the business to lead the effort: Jamie Erlicht and Zack Van Amburg. 

    From Apple’s June 2017 press release:

    “Erlicht and Van Amburg have served as presidents of Sony Pictures Television since 2005. Under their leadership, the studio’s slate of original primetime series more than tripled, growing to include many of TV’s most acclaimed shows. They have extensive expertise producing television for global audiences and creating programming for a wide range of services including shows for Amazon, Hulu and Netflix. Their incredible roster of programs — which have won 36 Emmys and dozens of Golden Globes, AFI and WGA awards — have included fan favorites such as Better Call Saul, The Blacklist, Bloodline, Breaking Bad, The Crown, Damages, The Goldbergs, Justified, Preacher, Rescue Me, The Shield, Sneaky Pete and many more.”

    PS Apple doesn’t have about 4 shows, it’s debuting with 8 or 9 and there are 40+ in various stages of production:

    https://iphone.appleinsider.com/articles/18/07/11/here-are-all-of-the-future-tv-shows-that-apple-has-signed-deals-for
    foregoneconclusionmike1AppleExposedwatto_cobra
  • Apple rumored to introduce MacBook with scissor switch keyboard in mid 2020

    elijahg said:
    If this happens, it’s really an admission that the butterfly mechanism is inherently flawed.
    That’s a ridiculous statement, Apple has already confirmed the butterfly keyboard suffers from a number of issues, including:
    • Letters or characters repeat unexpectedly
    • Letters or characters do not appear
    • Key(s) feel "sticky" or do not respond in a consistent manner
    There seem to be fewer problems with the 2019 revision, according to AI. They’ll either keep the butterfly, switch back to scissor or maybe develop a new type. Who knows? 
    razorpit