felix01

slurpy said:

People still give a shit about consumer reports? Really? Not a single human being I know consults them for anything. Not even "recommended"? Fucking laughable. They're an insanely well designed product and work incredibly well. 

I see a few hundred people wearing Airpods a day. Insanely popular. Galaxy Buds? Pretty much zero. 

I used to think CR was a good place to start if looking for a washing machine or a toaster or something similar (certainly not electronics) but they've been a party to recommending so many stinkers in the past decade, I wouldn't subscribe if it were free. 

mdriftmeyer said:

red oak said:

The actual cost to sign up new users is actually close to $0.   The on boarding is right there in the Wallet.  All it takes is notifying the user it is there

This $350 estimate tells me this analyst does not know WTF he is talking about

It tells me Goldman Sachs is fabricating a cost investment for this new business venture so they can write down and lower their total taxable assets.

Obviously Sachs has substantial sunk costs plus a hefty kick-back to Apple but the big cost in any such venture ... advertising ... is minimal. So I tend to agree with both of you, this is an accounting maneuver.

It would be silly to make any irrevocable manufacturing decisions if Cook can be taken at his word that the US industrial base just isn't available to do the job in the numbers required and the assembly job still can't be done without very skilled human intervention despite the use of extremely sophisticated robotics.

Trump is destined to be a short termer and you can bet the next president and Congress will move quickly to end this trade war with China. While I applaud the goals, the pain outweighs the gain. 

As two or three posts have already alluded to, there's a big difference in the Catalina file structure (bifurcated) and generating a bootable backup of Catalina is going to require a lot of work by the developers of SuperDuper! and CCC before they have a shippable (non-beta) version.

And as of now, the back-up drive will have to be connected directly to your computer as opposed to being on a network.   

For anyone planning on jumping on the Day One upgrade wagon, suggest reading the developer blogs on the Carbon Copy Cloner and SuperDuper! websites. You'll glean a lot of 'under the hood info' about Catalina and might just decide to delay things a bit.

This article talks about having a good backup prior to the Catalina upgrade but they haven't addressed how you back up Catalina (including the Time Machine limitations with Catalina) the day after you've upgraded. 

ITGUYINSD said:

I've got lots of credit cards that have apps on my iPhone, that I can lock, that I can make payments on my phone, see transactions,etc.

I'm just not clear what is so special (except for a metal card) about this card?  In a nutshell, why would I want this card when I already have half a dozen other cards?

Same question I have. I already have cards (in my Apple Wallet) which exceed the benefits of an Apple Card (except for the no visible number aspect) in every category I’ve seen publicly addressed thus far. So what’s the Apple Card draw?

Getting another credit card will knock down my FICO score a few points for three months or so. 

And how about when I have to generate a number for someone like Amazon which doesn’t accept ApplePay? Am I correct in assuming that number is only good for a single use? If so, that means I can’t use the card for a recurring bill without generating a new number for each use or for a monthly pay-off. For example, I can’t imagine generating a new number each month to pay for the newspaper. Now if that generated number is not for single use, these objections go away but then we are back to comparing the Apple Card to cards I already have which have better benefits.

I don’t need an Apple Card just to be able to say I have one. So am I missing something here? That purchase tracking is kind of neat but frankly I’d rather have the better benefits offered by cards I already have.