hill60

avon b7 said:

Banks are generally evil but I have to admit that my  bank doesn't charge me anything and has really pushed into the technological side (although it doesn't support AP).

Spanish banks have also taken a battering recently from the courts. First with the so called 'preferentes', then the floor clauses and now with mortgage formalization costs. I stand to receive up to 5,000€ as a result of that last one.

All in all it's costing the banks billions and that's one of the reasons I'm not paying any kind of fees.

It's not going to happen here under our current government, the party in power receives way too much in political donations, they block any attempts to bring some of the bank's more reprehensible behaviours to account.

They even want to give them a $A7 Billion tax cut.

The Prime Minister is an ex banker who worked for Goldman Sachs and was almost jailed for his role in HIH/FAI, Australia's largest corporate collapse for publishing a misleading prospectus when shares were floated, a secret settlement believed to be $500,000,000 is the only reason he avoided it.

Thousands of people lost their life savings, the building industry ground to a standstill as HIH was their main insurer.

I use Apple Pay with ANZ and have been since the day it launched.

People in stores are still surprised when I pay with Apple Watch, it's extremely convenient.

Australia seems to be the only country where selfish banks hold out, appleinsider regularly announce new countries coming aboard where all the banks get involved.

Banks here charge excessive fees, an example is to use another banks ATM the charge is around $2.50, there is no way that it costs the banks that much to process an inter bank transfer.

Banks here make huge profits through fees on basically everything we do with our money.

georgie01 said:

I completely support the CIA and other security organisations developing tools like this, in the same way I support the development of weapons for security reasons. I expect them and want them to do it and am pleased to find out they're competent enough to do it.

As long as these tools are used in legal ways against the citizens they serve we should feel good about it. Whether they do or not is a different story!

These tools have been leaked, they are available to be used by criminals, terrorists and foreign governments.

While we're on the subject of whining about Apple, my iPhone 7 had the audacity to flash up a warning that the camera flash was disabled because it was too hot...

...it's my damned phone and if I want to use the camera flash under a blazing hot sun, then I should be able to!

49C a mere 120F, as you Americans put it, I've a good mind to put pen to paper and shoot off an angry missive to Mr Cook over this unacceptable situation.

StrangeDays said:

avon b7 said:

Apple is offering a service which has a cost to the bank that implements it. Some banks have chosen to pass the costs onto clients indirectly (Santander for example). Saying the system doesn't require an app seems strange as in this case iOS is the app. Some banks use a small sticker (which isn't very pretty but isn't a big issue if you use a case either) and doesn't need the phone even to be on.

OMG....what kind of screwed up mental gymnastics are you performing here? You're saying it's fair to say there's an "app" to launch, because iOS? That's absurd. There is no "app" because you don't need to launch a damn thing -- just wave the phone over the POST with your finger resting on Touch ID, and it's done. No need to unlock the phone or open a thing, thus there is no app, the argument is intellectually bankrupt.

But yeah, putting a fucking sticker on your phone is a much better solution. Cool story bro.

Obviously a fan of CBA, as far as I am aware the only Australian bank which offers this.

Ever tried to remove the sticker when you switch phones and want to pass the old one on?