Apple's secret iPhone 6 digital payment system said to also include Visa & MasterCard

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  • Reply 81 of 146
    Quote:

    Originally Posted by Tallest Skil View Post

     
    Originally Posted by AaronJ View Post

    Among other things, taking something from someone's account and publishing it is no different than someone breaking into your home and taking a picture you took.  Now imagine that you took a picture (no matter the content) and someone took it from your house or your wallet.

     

    Except the pictures were taken from the warehouse where a whole bunch of people had their pictures. I can protect my house by my own hand. I cannot protect the warehouse.

     

    Originally Posted by Benjamin Frost View Post

    Indeed. That's where a tyranny is much more effective. A benevolent tyranny is probably the ideal system.


     

    In theory, at least. Problem with democracy is that it isn't very democratic these days. Perhaps we'll get there one day.

  • Reply 82 of 146
    Originally Posted by Benjamin Frost View Post

    Problem with democracy is that it isn't very democratic these days.

     

    That’s the idea. Direct democracy is a terrible decision for large-scale operations, which is why we don’t use it.

     

    I’ve just remembered. We meaning the US, given that you’re across the Pond.

  • Reply 83 of 146
    Quote:

    Originally Posted by Tallest Skil View Post

     
    Originally Posted by Benjamin Frost View Post

    Problem with democracy is that it isn't very democratic these days.

     

    That’s the idea. Direct democracy is a terrible decision for large-scale operations, which is why we don’t use it.

     

    I’ve just remembered. We meaning the US, given that you’re across the Pond.


     

    Sure, but as you say, the trade-off is that it's very slow.

  • Reply 84 of 146
    Originally Posted by Benjamin Frost View Post

    Sure, but as you say, the trade-off is that it's very slow.



    That’s the idea. It’s a benefit, not a trade-off. Our system was designed so that it would be difficult to add new laws.

  • Reply 85 of 146
    Quote:

    Originally Posted by Tallest Skil View Post

     
    Originally Posted by Benjamin Frost View Post

    Sure, but as you say, the trade-off is that it's very slow.



    That’s the idea. It’s a benefit, not a trade-off. Our system was designed so that it would be difficult to add new laws.


     

    Oh. Okay. I thought you were saying that we're doomed because it's so slow.

  • Reply 86 of 146
    Originally Posted by Benjamin Frost View Post

    Oh. Okay. I thought you were saying that we're doomed because it's so slow.

     

    Education is slow.

  • Reply 87 of 146
    Quote:

    Originally Posted by Tallest Skil View Post

     
    Originally Posted by Benjamin Frost View Post

    Oh. Okay. I thought you were saying that we're doomed because it's so slow.

     

    Education is slow.


     

    Couldn't agree more. It could be done years quicker if it were efficient. Home schooling can achieve that. But one of the main points of school is to keep children off the streets, so there is a vested interest in keeping it slow.

  • Reply 88 of 146
    Quote:

    Originally Posted by melgross View Post





    Assuming that this becomes successful, unlike Google wallet, it will still take years befor it's accepted almost universally. Some places still don't take credit cards!



    It costs thousands for NFC terminals, and retailers have been very slow in replacing theirs with one of them. Google couldn't convince retailers to do this. But then, how many credit cards does Google have for people signed up with it? None? Apple has over 800 million, many more than any individual credit card company, and over four times as many as Amazon.



    This could be a success, but it will take years. Apple will sell over 200 million phones in 2015. Most will have this chip. They'll sell possibly 15% more in 2016, and a greater percentage will have this chip. In three years, it's possible that there could be over 500 million iPhones with this inside. What about tablets? I haven't seen anything written about that aspect of it. If they have Touch ID, as expected, how much more would it cost to include this cheap NFC chip? Clumsy in a full size tablet, but possibly not so much for the 8" model.



    I remember when I was 20 and got my first AmEx card (so long ago). It was a big deal back in 1970, but not now. The same will happen with this, but it will take time. Perhaps we won't need our cards at some point in the future. Or perhaps they will also come with NFC and radio.

     

    Although I agree that it will take years before something like this would be truly wides[read, I think that we are missing a few important points about how this technology works.

     

    First, it is important to note that NFC is compatible with existing paywave terminals.  So if you've ever been in a store or gas station where the terminals had a contact point where you can tap a credit card FOB, that same terminal can be used to process a payment using NFC in a mobile device.

     

    Second, there is a major initiative to bring chip and pin technology (EMV) to the united states.  Many card vendors are already issuing EMV cards to their card holders (I've received a few myself).  And as a part of this effort, payment processors have already been updating their merchant terminals.

     

    Third, in many cases, the new terminals being rolled out to support chip and pin also support paywave.  And by extension, they also support NFC payments.  I've watched most of the merchants where I shop over the past year, and most of them have replaced their terminals with paywave capable devices.  That's obviously anecdotal, but at least around the area where I live, there are an awful lot of merchants where one could already use NFC if there were a provider that would support it.

     

    My belief is that by the end of 2015, there will be a much larger installed base of NFC capable terminals out there than many people expect.

  • Reply 89 of 146
    dunksdunks Posts: 1,254member
    This is going to be a massive upgrade from my iPhone 4s.

    The last two years have been a bit of a struggle with Apple setting up a lot of infrastructure behind the scenes and not appearing to make much external progress/ In the meantime Samsung et al were taking all the easy wins with screen size, price etc. Now all of Apple's ducks have lined up and they're ready to reclaim the thunder.

    I predict this will be another huge inflection point where Apple's sales/profits take off in a big way. There will be a million people whining that this android model was first to market with feature X/y/z. Other companies will scratch their heads and wonder why they can't command the same profit margins. But the answer is simple. No-one else has demonstrated the taste and discipline to lay the ground work, make the difficult decisions re: openess/security and package and overall experience the way Apple has.
  • Reply 90 of 146
    dunks wrote: »
    This is going to be a massive upgrade from my iPhone 4s.

    The last two years have been a bit of a struggle with Apple setting up a lot of infrastructure behind the scenes and not appearing to make much external progress/ In the meantime Samsung et al were taking all the easy wins with screen size, price etc. Now all of Apple's ducks have lined up and they're ready to reclaim the thunder.

    I predict this will be another huge inflection point where Apple's sales/profits take off in a big way. There will be a million people whining that this android model was first to market with feature X/y/z. Other companies will scratch their heads and wonder why they can't command the same profit margins. But the answer is simple. No-one else has demonstrated the taste and discipline to lay the ground work, make the difficult decisions re: openess/security and package and overall experience the way Apple has.

    Hey, we're talking about education, now; stay on topic. /s


    You missed out on the 5s? Cheapskate. Good thing Apple aren't relying on you for sales.
  • Reply 91 of 146
    slurpyslurpy Posts: 5,384member
    Quote:
    Originally Posted by AaronJ View Post

     

    1) Yes, the Jennifer Lawrence pics are real.  And apparently the Mary Elizabeth Winstead ones are too, judging by her response.

     

    2) As hot as I find J-Law, I have no interest in seeing these pics, and taking part in a crime.  Her privacy and beyond, and that of anyone else who was legitimately hacked, was violated and the people who did it are pond scum.  I really hope that J-Law uses some of her extensive (~$40M at last count) resources to hunt this disgusting sleaze down, and have the law smacked down on him like a house on a witch in the Wizard of Oz.

     

    3) And before anyone starts attacking me for being some over-moralistic do-gooder, believe me: I love porn.  But the difference there is when someone like Jayden James or Alexis Texas makes a movie, it's her choice.  This, on the other hand, was more or less an assault.


     

    Ok, answer me this- why the **** are these people so obsessed with taking naked photos of themselves? I'm sorry, but I can manage very little sympathy to these celebs when their nude photos get "hacked", since they decided to be so narcissistic in the first place, and take compromising photos because they love whoring themselves out. Whats wrong with having a tad of self respect and NOT taking photos like these, on devices that auto-upload to the cloud and connected to the internet? I've never taken a self nude photo in my life, nor have I ever been inclined to. So yeah, you're a celebrity want to take photos of yourself looking like a whore and a pornstar, please spare me the self-righteous outrage when these inevitably get released. They know the risks and they do it anyway, because they're self-obsessed twats, and deep down, love acting like cheap sluts. 

     

    "But the difference there is when someone like Jayden James or Alexis Texas makes a movie, it's her choice.  This, on the other hand, was more or less an assault."

     

    No, it's not an "assault". J-Law CHOSE to take nude photos of herself. She CHOSE to take them to a device that uploads them to the internet. Noone fucking put a gun to her head and forced her to take those ridiculous, classless, trashy photos. If my own sister was trashy and idiotic enough to do that, then I also wouldn't have sympathy if those photos got out. 

  • Reply 92 of 146
    slurpyslurpy Posts: 5,384member
    Quote:
    Originally Posted by Dunks View Post



    This is going to be a massive upgrade from my iPhone 4s.



    The last two years have been a bit of a struggle with Apple setting up a lot of infrastructure behind the scenes and not appearing to make much external progress/ In the meantime Samsung et al were taking all the easy wins with screen size, price etc. Now all of Apple's ducks have lined up and they're ready to reclaim the thunder.



    I predict this will be another huge inflection point where Apple's sales/profits take off in a big way. There will be a million people whining that this android model was first to market with feature X/y/z. Other companies will scratch their heads and wonder why they can't command the same profit margins. But the answer is simple. No-one else has demonstrated the taste and discipline to lay the ground work, make the difficult decisions re: openess/security and package and overall experience the way Apple has.

     

    Extremely well said. Anyone who has been watching Apple closely can see this plain as day, that they're been building up capacity and putting so many pieces together, that are inifintely more meaningful and longterm than anything their competitors have been doing. Samsung can add short-term, shiny gimmicks all they want in order to pad sales, but in the end their capacity to compete with Apple is getting weaker, because Apple has been focused on long-term moves which may have limited short-term gain. As examples: 64 bit processing, Touch ID, massive improvement in ecosystem features (iOS8/OSX10.10), homekit, healthkit, new programming language, etc. Copanies like Samsung cannot compete with any of their fronts, and now that Apple has BOTH shiny new hardware AND this software launching in the next couple months, they're going to pull further ahead than most people would image. This kind of cycle has been present in Apple's DNA throughout their entire history, yet morons still don't get it, and refer to these building up periods as LOL NOT INNOVATING APPLE GOING DOWNHILL". Meanwhile, Apple is planning out their moves for the next decade, and working on meaningful, practical, and game-changing implementations of hardware and software. 

  • Reply 93 of 146
    gwmacgwmac Posts: 1,807member

    I have all the major cards, Amex, Visa, MC, and Discover. Recently I have pretty much switched all my purchases to Discover for the simple reason they offer more cash back along with additional promotions. September is the last month of a 6 month promotion where I will get $500 additional cash back in addition to the normal ones. I will assume if Apple releases NFC they will likely include Discover as well. 

  • Reply 94 of 146
    aaronjaaronj Posts: 1,595member
    Quote:

    Originally Posted by Benjamin Frost View Post

     

     

    But if the photos were normal ones of clothed celebrities, there would have been no value to them, and therefore no issue. The celebrities were complete idiots to have embarrassing photos of themselves stored online. They have no-one to blame but themselves.


     

    Just like a rape victim that wears a short skirt and walks home alone.

     

    Gotcha.

  • Reply 95 of 146
    aaronjaaronj Posts: 1,595member
    Quote:
    Originally Posted by Slurpy View Post

     

     

    Ok, answer me this- why the **** are these people so obsessed with taking naked photos of themselves? I'm sorry, but I can manage very little sympathy to these celebs when their nude photos get "hacked", since they decided to be so narcissistic in the first place, and take compromising photos because they love whoring themselves out. Whats wrong with having a tad of self respect and NOT taking photos like these, on devices that auto-upload to the cloud and connected to the internet? I've never taken a self nude photo in my life, nor have I ever been inclined to. So yeah, you're a celebrity want to take photos of yourself looking like a whore and a pornstar, please spare me the self-righteous outrage when these inevitably get released. They know the risks and they do it anyway, because they're self-obsessed twats, and deep down, love acting like cheap sluts. 

     

    "But the difference there is when someone like Jayden James or Alexis Texas makes a movie, it's her choice.  This, on the other hand, was more or less an assault."

     

    No, it's not an "assault". J-Law CHOSE to take nude photos of herself. She CHOSE to take them to a device that uploads them to the internet. Noone fucking put a gun to her head and forced her to take those ridiculous, classless, trashy photos. If my own sister was trashy and idiotic enough to do that, then I also wouldn't have sympathy if those photos got out. 


     

    1) It's not only famous people who take naked or partially naked selfies/videos.  Lots of people do.  It's just that no one really cares about the sex tape your neighbor made with her BF.

     

    2) Your language is beyond offensive.  I would address each incident individually, but I can tell it won't make a shred of difference so there's absolutely no point in wasting my time.

     

    3) J-Law no more "CHOSE" to "upload them to the internet" then I "CHOSE" to "upload to the internet" any private file *I* put on a cloud service.

  • Reply 96 of 146

    My local Whole Foods has a new payment terminal which includes a "touch your phone" option. Wonder if that is anything related to the new payment system.

  • Reply 97 of 146
    solipsismxsolipsismx Posts: 19,566member
    aaronj wrote: »
    It's not only famous people who take naked or partially naked selfies/videos.  Lots of people do.  It's just that no one really cares about the sex tape your neighbor made with her BF.

    Sure, and they have that right, just as these celebrities do, but if they don't want these pictures released all parties need to consider the longterm repercussions of such actions. When you're a celebrity in the public eye being caught in the act, as it were, can have disastrous affects. This includes driving drunk, going on rants in public, to taking nudes or pics of you with penis juice on your face.
    J-Law no more "CHOSE" to "upload them to the internet" then I "CHOSE" to "upload to the internet" any private file *I* put on a cloud service.

    So how did they get online? I am pretty sure an iPhone doesn't automatically upload photos to iCloud against your wishes. She may not have realized she had setup an iCloud account which will sync her photos to iCloud and then to her other iDevices, but that aspect of this issue is not Apple's fault.

    BTW, I'm not saying that these celebrities are at fault for the hack itself or deserve to get their accounts hacked, but there is a personal responsibility to not be caught in that situation. It's no different than if I decided to, after being a bar all night, save a couple minutes by choosing to walking some sketchy back alley and ended up getting robbed and stabbed. I'm not at fault for the being robbed and stabbed, but it's my fault for choosing to make poor decisions that put me in that situation in the first place.
  • Reply 98 of 146
    ^^^ Just guessing, but I think many of these celebs rely on their assistants and their assistants are unlikely to be as adept with technology as they are at setting up meetings or answering emails.

    It comes down to a level of naïveté, I suppose.
  • Reply 99 of 146
    aaronjaaronj Posts: 1,595member
    Quote:

    Originally Posted by SolipsismX View Post





    Sure, and they have that right, just as these celebrities do, but if they don't want these pictures released all parties need to consider the longterm repercussions of such actions. When you're a celebrity in the public eye being caught in the act, as it were, can have disastrous affects. This includes driving drunk, going on rants in public, to taking nudes or pics of you with penis juice on your face.

    So how did they get online? I am pretty sure an iPhone doesn't automatically upload photos to iCloud against your wishes. She may not have realized she had setup an iCloud account which will sync her photos to iCloud and then to her other iDevices, but that aspect of this issue is not Apple's fault.



    BTW, I'm not saying that these celebrities are at fault for the hack itself or deserve to get their accounts hacked, but there is a personal responsibility to not be caught in that situation. It's no different than if I decided to, after being a bar all night, save a couple minutes by choosing to walking some sketchy back alley and ended up getting robbed and stabbed. I'm not at fault for the being robbed and stabbed, but it's my fault for choosing to make poor decisions that put me in that situation in the first place.

     

    My point is people make bad decisions all the time, all of us do.

     

    And, of course it's not Apple's fault.  There is one person -- and one person ONLY -- who is at fault here:  The person who hacked the account and posted the pictures.  

  • Reply 100 of 146
    Originally Posted by SpamSandwich View Post

    ^^^ Just guessing, but I think many of these celebs rely on their assistants...

     

    “Here, Maxwell, hold this phone while I get naked.”

    “Yes, miss.”

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