With the point being neither to defend nor criticize Google's payment, even 10% of Android phones is a substantially larger number of devices than iPhone 6 will represent in the first year or two, so at this point and for a while yet Android will actually have MORE payment-capable phones in the wild than Apple.
You just described the first potential application for an iBeacon that strikes me as even remotely useful. The phone detects the iBeacon as you enter the establishment and asks you if you want to change your default card (or better yet, gives you the option to override your default only as long as you're within range of the beacon).
I've seen plenty of great uses for iBeacon but I do think you just envisioned an excellent use for it. I was thinking 1) geolocation, like with my Passbook cards, or 2) the NFC terminal sends a general retailer type and company code to your device so it can determine the right card (or ask you), but I think your method is better.
With the point being neither to defend nor criticize Google's payment, even 10% of Android phones is a substantially larger number of devices than iPhone 6 will represent in the first year or two, so it this point and for a while yet Android will actually have MORE payment-capable phones in the wild than Apple.
Not that it will matter.
A year or two? I would be surprised if the installed based tips in Apple's favour within 6 months, as well as more people using ?Pay over Android's NFC within a month.
How many Android-based devices are there being used now that have both NFC -and- KitKat?
You must live in the United States. Take a trip north across the 49th Parallel and see it in action everywhere.
Yes I do, and no I don't care what other countries are doing.
Maybe you SHOULD, instead of going off with that nonsense about NFC being a failure until Apple breathed life into it!
I mean, geez, you don't even have to travel or anything. Just read THIS FORUM to see that touch payments are already well ingrained in Japan, Canada, Europe, Australia and the UK.
I understand that the existence of such systems elsewhere in the world doesn't do you any good, but your statement was still wrong, parochial and based on ignorance.
Willful ignorance is not an excuse when talking about how technologies differ on a tech forum. He should know better.
I understand your point and agree in principle, however in THIS case I don't think it's so much a case of deliberately obfuscating the distinction as it is *ignoring* it to the benefit of simplifying the discussion.
In the context of Apple Pay, when people use the term "NFC" what they're really referring to is "payment system." This is especially true since, at least for now, that is the ONLY application of the NFC system in the iPhone.
I think this may be a case of surrendering precise definition to common vernacular.
You snipped out "/Ballmer" from the end of his post.
Quote:
Originally Posted by Tallest Skil
Get a clue.
The guy was obviously making a joke. I got it. You missed it. I'm having to explain it to you. Who needs the clue? " src="http://forums-files.appleinsider.com/images/smilies//lol.gif" />
Still no evidence that ?Pay is a paradigm changing technology/infrastructure¡ Back to the drawing board, Apple¡
Your joking of course.
It will be more difficult for Apple to get the European market.
In Europe most cash payments (including small payments) are already replaced by bank cards (not credit cards) with chip security.
It will be difficult to replace the payment terminals in every store and the providers that deliver the systems and get a few cents for every transaction.
Difficult but not impossible.
Your joking of course.
It will be more difficult for Apple to get the European market.
In Europe most cash payments (including small payments) are already replaced by bank cards (not credit cards) with chip security.
It will be difficult to replace the payment terminals in every store and the providers that deliver the systems and get a few cents for every transaction.
Difficult but not impossible.
1) That comparatively weak chip security isn't what Apple is offering with ?Pay.
2) Apple's system appears to allow for better than "card present" rates for merchants so I'm sure most will see the benefit in adopting NFC.
In Europe most cash payments (including small payments) are already replaced by bank cards (not credit cards) with chip security.
It will be difficult to replace the payment terminals in every store and the providers that deliver the systems and get a few cents for every transaction.
If you look at the terminals you're using for chip payments, you'll probably notice that many, perhaps even most, of them are also capable of accepting touch payments. There's a little wireless logo on it somewhere that indicates this. Those terminals are already compatible with Apple Pay.
I understand your point and agree in principle, however in THIS case I don't think it's so much a case of deliberately obfuscating the distinction as it is *ignoring* it to the benefit of simplifying the discussion.
In the context of Apple Pay, when people use the term "NFC" what they're really referring to is "payment system." This is especially true since, at least for now, that is the ONLY application of the NFC system in the iPhone.
I think this may be a case of surrendering precise definition to common vernacular.
So when people call all tablets iPads it's perfectly find and no distinction should be made about the inherent differences, just like we should like trolls on a tech forum tell people that may be wanting to learn that RFID tags are the exact same as NFC? FUÇK NO!
Maybe you SHOULD, instead of going off with that nonsense about NFC being a failure until Apple breathed life into it!
I mean, geez, you don't even have to travel or anything. Just read THIS FORUM to see that touch payments are already well ingrained in Japan, Canada, Europe, Australia and the UK.
I understand that the existence of such systems elsewhere in the world doesn't do you any good, but your statement was still wrong, parochial and based on ignorance.
I have heard this, but have no experience seeing it for myself. I do think that Apple could be the one to raise awareness for NFC payments in the US, at least.
Having said that, I do wonder about widespread adoption a small bit. The MCX group (with CurrentC) apparently forbids it's members from accepting any other form of "mobile payments" and there are some pretty big hitters, in the US at least: Walmart, Target, Best Buy, 7-11, etc etc. But if anyone can do it, it would be Apple (again i'm talking about driving adoption in the US)
If you look at the terminals you're using for chip payments, you'll probably notice that many, perhaps even most, of them are also capable of accepting touch payments. There's a little wireless logo on it somewhere that indicates this. Those terminals are already compatible with Apple Pay.
I didn't notice that but I think your right that the the newer terminals will be NFC capable.
Still an awful lot of terminals to replace.
I wonder if this will lead to cards offering incentives to switch to their card as your Apple Pay default, the way carriers and cable companies offer incentives to get you to switch to their service.
Comments
Yes I do, and no I don't care what other countries are doing.
How many devices are on KitKat 4.4 again?
I'll answer that for you less than 10%
With the point being neither to defend nor criticize Google's payment, even 10% of Android phones is a substantially larger number of devices than iPhone 6 will represent in the first year or two, so at this point and for a while yet Android will actually have MORE payment-capable phones in the wild than Apple.
Not that it will matter.
I've seen plenty of great uses for iBeacon but I do think you just envisioned an excellent use for it. I was thinking 1) geolocation, like with my Passbook cards, or 2) the NFC terminal sends a general retailer type and company code to your device so it can determine the right card (or ask you), but I think your method is better.
Willful ignorance is not an excuse when talking about how technologies differ on a tech forum. He should know better.
A year or two? I would be surprised if the installed based tips in Apple's favour within 6 months, as well as more people using ?Pay over Android's NFC within a month.
How many Android-based devices are there being used now that have both NFC -and- KitKat?
Computer says no.
Total Squirmfest
(as always)
Apple is selling ZERO iPhone 6's a year.
Aww, that’s cute. You actually believe this.
No, dude... look at the VERY NEXT LINE in his post... the only part you excluded from the quote.
I like the term but I don't know what it means nor its context.
What did I exclude? Get a clue.
You must live in the United States. Take a trip north across the 49th Parallel and see it in action everywhere.
Yes I do, and no I don't care what other countries are doing.
Maybe you SHOULD, instead of going off with that nonsense about NFC being a failure until Apple breathed life into it!
I mean, geez, you don't even have to travel or anything. Just read THIS FORUM to see that touch payments are already well ingrained in Japan, Canada, Europe, Australia and the UK.
I understand that the existence of such systems elsewhere in the world doesn't do you any good, but your statement was still wrong, parochial and based on ignorance.
Willful ignorance is not an excuse when talking about how technologies differ on a tech forum. He should know better.
I understand your point and agree in principle, however in THIS case I don't think it's so much a case of deliberately obfuscating the distinction as it is *ignoring* it to the benefit of simplifying the discussion.
In the context of Apple Pay, when people use the term "NFC" what they're really referring to is "payment system." This is especially true since, at least for now, that is the ONLY application of the NFC system in the iPhone.
I think this may be a case of surrendering precise definition to common vernacular.
What did I exclude?
You snipped out "/Ballmer" from the end of his post.
Get a clue.
The guy was obviously making a joke. I got it. You missed it. I'm having to explain it to you. Who needs the clue?
" src="http://forums-files.appleinsider.com/images/smilies//lol.gif" />
Your joking of course.
It will be more difficult for Apple to get the European market.
In Europe most cash payments (including small payments) are already replaced by bank cards (not credit cards) with chip security.
It will be difficult to replace the payment terminals in every store and the providers that deliver the systems and get a few cents for every transaction.
Difficult but not impossible.
1) That comparatively weak chip security isn't what Apple is offering with ?Pay.
2) Apple's system appears to allow for better than "card present" rates for merchants so I'm sure most will see the benefit in adopting NFC.
In Europe most cash payments (including small payments) are already replaced by bank cards (not credit cards) with chip security.
It will be difficult to replace the payment terminals in every store and the providers that deliver the systems and get a few cents for every transaction.
If you look at the terminals you're using for chip payments, you'll probably notice that many, perhaps even most, of them are also capable of accepting touch payments. There's a little wireless logo on it somewhere that indicates this. Those terminals are already compatible with Apple Pay.
So when people call all tablets iPads it's perfectly find and no distinction should be made about the inherent differences, just like we should like trolls on a tech forum tell people that may be wanting to learn that RFID tags are the exact same as NFC? FUÇK NO!
Maybe you SHOULD, instead of going off with that nonsense about NFC being a failure until Apple breathed life into it!
I mean, geez, you don't even have to travel or anything. Just read THIS FORUM to see that touch payments are already well ingrained in Japan, Canada, Europe, Australia and the UK.
I understand that the existence of such systems elsewhere in the world doesn't do you any good, but your statement was still wrong, parochial and based on ignorance.
I have heard this, but have no experience seeing it for myself. I do think that Apple could be the one to raise awareness for NFC payments in the US, at least.
Having said that, I do wonder about widespread adoption a small bit. The MCX group (with CurrentC) apparently forbids it's members from accepting any other form of "mobile payments" and there are some pretty big hitters, in the US at least: Walmart, Target, Best Buy, 7-11, etc etc. But if anyone can do it, it would be Apple (again i'm talking about driving adoption in the US)
I didn't notice that but I think your right that the the newer terminals will be NFC capable.
Still an awful lot of terminals to replace.
Added after I replied.
I like the term but I don't know what it means nor its context.
Little Britain is essentially the definition of a Squirmfest. One squirms a lot when viewing.