Apple Pay rewards program coming in June as Android Pay looms, report says

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  • Reply 41 of 90
    sirlance99sirlance99 Posts: 1,304member

    Why are you even here? Don't you have anything better to do with your time?

    Let's see, it might be because I enjoy reading about Apple products and own several Apple products. Just because I don't go all in and drink all the kool-aid and don't agree with you 100% doesn’t mean anything is wrong.

    Do you always have to have people agree with how you think? That's a pretty boring world.
    The fans of imitators always say stuff like that. Hey: enjoy the flattery all the copyists bestow on the leader they imitate. Personally I'm glad they chose to brand their version just like Apple's. No need to be jealous.

    Not a fan of imitators, just stating that a naming scheme like this really means nothing when it comes down to it.
    tzeshan wrote: »
    Quick Pay, Safe Pay or Cool Pay are used differently from Apple Pay.  Android Pay is to be used the same as Apple Pay.  From what I have heard,  Android Pay is inferior to Apple Pay.  So this constitutes cheating to consumers.

    BTW, do you know Apple Inc was originally called Apple Computer?  Apple was sued by Apple Corp.  Apple lost and signed an agreement not engaging in music business.  

    How is this cheating? Do you know all the details of Android Pay? No you don't as it's not been fully announced and rolled out yet. Relax a little. Apple Pay will do just fine as will all other forms of payments. Cash and credit cards are not going away anytime soon just because of Apple Pay. It'll take many, many years for Apple Pay to come even close to the same usage as credit cards.
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  • Reply 42 of 90
    jbdragonjbdragon Posts: 2,315member
    Quote:

    Originally Posted by AppleSauce007 View Post

     



    Speaking of illegal, Google is making deals with US Carriers to accept only Android Pay on Android Phones and ignore Samsung Pay by pre-installing Android Pay on all their phones.  

     

    This was part of the deal for Google to bailout the carriers by buying  ISIS/SoftCard from them.  The anti-trust busters should take a look at that deal but they probably will not since lots of senators own Google stocks.


     

    I don't think Samsung pay would have gone anywhere anyway!!!  Samsung had tried offering their own services and they've haven't done very well.   Everyone would rather use Google's services.  Google also makes sure their services are front and center on Android devices and even more so now then ever before.  

     

    This is one of the HUGE problems with Android and not owning the OS you're using.  The hardware has been a race to the bottom in profits.  Apple is making close to 90% of the profits with Samsung making about 10% leaving very little for everyone else.  So if you can't make much on the hardware, then what?  Well you could offer services and try to make money after the sale and Samsung keeps trying and failing, and as for everyone else?  It goes no where.  The only place this isn't happening is in China which Google has pretty much no presence in.  

     

    So Samsung Pay is not going to go anywhere.  Why would anyone use it over Google Wallet and Android Pay?   LoopPay that Samsung acquired is a PLUS that no one else can do, but it's to little to late.  Card swiping is going away!!!  This year in fact.  Liability on fraud from accepting credit card swiping will no longer be on the banks, but the businesses.  I'm not sure what business would want that?  So it's Chip & Pin and Chip & Sign.  This switch starts at the end of October of this year.  The only exception I believe are Gas Pumps which have until 2017.  Terminals are getting replaced all over.  They'll ALL support NFC because of the CHIP.   Wither Apple Pay is allowed is another story.  A business can't tract a person using Apple Pay, well unless they are using some type of loyalty card.  Amazon MasterCard, Amazon can track you for example, but you get rewards for allowing that.    So when Samsung Pay is released this summer?!?!  you can use LoopPay for a couple months I guess and then it's done and over with.  I'm not sure how well it would work with a gas Pump.

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  • Reply 43 of 90
    maltzmaltz Posts: 552member
    Quote:

    Originally Posted by AnalogJack View Post

     

    I can't believe that when Apple comes up with a name like Apple Pay, that they don't automatically register the inevitable Android Pay and Samsung Pay, at the same time. They'll always be able to do this because no one knows what Apple are going to name something, and it's only then that they use the same name with Apple replaced with their name. Then they'll have to work out their own service name. Instead of leeching of Apple's expertise in naming, and also leaching the uniqueness of Apple's product  name.




    Because Apple doesn't own the trademark for "Android" or "Samsung".  They would be sued and swiftly lose, just as any other cybersquatter would.

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  • Reply 44 of 90
    gatorguygatorguy Posts: 24,770member
    jbdragon wrote: »
     The only place this isn't happening is in China which Google has pretty much no presence in.  

    Like 'em or hate'em you gotta respect them for keeping true to their word (and values) regarding China. They still refuse to knuckle under to Chinese demands for access and censoring as a condition for offering their services there, despite the billions they could make by giving in and giving up. Most companies would have let the money talk.
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  • Reply 45 of 90
    tzeshantzeshan Posts: 2,351member

    I saw another amazing comment from Android/Google cheaters.  Google is rebranding everything after Apple.  The first is Android.  Originally it is directed at Blackberry.  It is not a characteristic of innovators. 

     

    "The author seems to be forgetting that Google Wallet has been a thing long before Apple Pay was. Google is simply rebranding Google Wallet as Android pay."

     

    http://fortune.com/2015/05/28/apple-google-android/

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  • Reply 46 of 90
    gatorguygatorguy Posts: 24,770member
    tzeshan wrote: »
    I saw another amazing comment from Android/Google cheaters.  Google is rebranding everything after Apple.  The first is Android.  Originally it is directed at Blackberry.  It is not a characteristic of innovators. 

    "The author seems to be forgetting that Google Wallet has been a thing long before Apple Pay was. Google is simply rebranding Google Wallet as Android pay."

    http://fortune.com/2015/05/28/apple-google-android/
    Google Wallet and Android Pay will both be offered and they're for two different purposes as best I read it.

    EDIT: Wow. quite the quote to head up the article:
    "The feature wars between Apple and Google don’t bring out the best in either company." Think someone might be looking for attention for his article.
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  • Reply 47 of 90
    fallenjtfallenjt Posts: 4,057member
    Quote:
    Originally Posted by JBDragon View Post

     

     

    I don't think Samsung pay would have gone anywhere anyway!!!  Samsung had tried offering their own services and they've haven't done very well.   Everyone would rather use Google's services.  Google also makes sure their services are front and center on Android devices and even more so now then ever before.  

     

    This is one of the HUGE problems with Android and not owning the OS you're using.  The hardware has been a race to the bottom in profits.  Apple is making close to 90% of the profits with Samsung making about 10% leaving very little for everyone else.  So if you can't make much on the hardware, then what?  Well you could offer services and try to make money after the sale and Samsung keeps trying and failing, and as for everyone else?  It goes no where.  The only place this isn't happening is in China which Google has pretty much no presence in.  

     

    So Samsung Pay is not going to go anywhere.  Why would anyone use it over Google Wallet and Android Pay?   LoopPay that Samsung acquired is a PLUS that no one else can do, but it's to little to late.  Card swiping is going away!!!  This year in fact.  Liability on fraud from accepting credit card swiping will no longer be on the banks, but the businesses.  I'm not sure what business would want that?  So it's Chip & Pin and Chip & Sign.  This switch starts at the end of October of this year.  The only exception I believe are Gas Pumps which have until 2017.  Terminals are getting replaced all over.  They'll ALL support NFC because of the CHIP.   Wither Apple Pay is allowed is another story.  A business can't tract a person using Apple Pay, well unless they are using some type of loyalty card.  Amazon MasterCard, Amazon can track you for example, but you get rewards for allowing that.    So when Samsung Pay is released this summer?!?!  you can use LoopPay for a couple months I guess and then it's done and over with.  I'm not sure how well it would work with a gas Pump.


    SamsungPay, Google Wallet, Android Pay or whatever name running under Android will not go anywhere. Here's why: Android users mostly are made up by those in third word countries with those android junks which are not able to run any e-payment system and they can't afford a credit card anyway. Besides, even hardcore android users don't believe in android security enough to load their CC and financial information in the device. Last but not least, most android users don't even want to buy an app using epayment. What do they think those will use epayment? Fandroids' mindset: Get Things for Free!

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  • Reply 48 of 90
    tzeshantzeshan Posts: 2,351member
    Quote:

    Originally Posted by Gatorguy View Post





    Google Wallet and Android Pay will both be offered and they're for two different purposes as best I read it.



    EDIT: Wow. quite the quote to head up the article:

    "The feature wars between Apple and Google don’t bring out the best in either company." Think someone might be looking for attention for his article.



    If Android Pay is not a rebranding of Google Wallet then it is a copycat of Apple Pay although inferiorly implemented. 

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  • Reply 49 of 90
    gatorguygatorguy Posts: 24,770member
    tzeshan wrote: »

    If Android Pay is not a rebranding of Google Wallet then it is a copycat of Apple Pay although inferiorly implemented. 
    All the mobile solutions will work the same general way. Both Apple and Google are following the standards as established by the banks, CC companies and government agencies. It wasn't designed nor conceived by Apple from the ground up. Instead Apple added their own touches to what the standards specified (and quite well done by Apple too!) as has Google. So yeah they'll look a lot alike as will other mobile payment solutions going forward. The work goes back years, with Conexxus being the primary driver as I've understood it. That both Apple Pay and Android Pay resemble each other is expected.

    ... and to be clear this isn't an attempt to minimize the fine work Apple put into their payments system. Very well thought out. Very few here probably know where the basic security ideas came from tho.

    http://www.gpo.gov/fdsys/pkg/CHRG-112shrg77162/html/CHRG-112shrg77162.htm
    http://www.conexxus.org/content/conexxus-progress
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  • Reply 50 of 90
    tzeshantzeshan Posts: 2,351member
    Quote:

    Originally Posted by Gatorguy View Post





    All the mobile solutions will work the same general way. Both Apple and Google are following the standards as established by the banks, CC companies and government agencies. It wasn't designed nor conceived by Apple from the ground up. Instead Apple added their own touches to what the standards specified (and quite well done too!) as has Google. So yeah they'll look a lot alike as will other mobile payment solutions going forward. The work goes back years, with Conexxus being the primary driver as I've understood it. That both Apple Pay and Android Pay resemble each other is expected.



    ... and to be clear this isn't an attempt to minimize the fine work Apple put into their payments system. Very well thought out. Very few here probably know where the basic security ideas came from tho.



    http://www.gpo.gov/fdsys/pkg/CHRG-112shrg77162/html/CHRG-112shrg77162.htm

    http://www.conexxus.org/content/conexxus-progress



    They look the same from the surface.  This is where the cheating hides.  I heard that Android Pay will transmit information back to Google.  Google will use that info to further its ad revenue.  

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  • Reply 51 of 90
    gatorguygatorguy Posts: 24,770member
    tzeshan wrote: »

    They look the same from the surface.  This is where the cheating hides.  I heard that Android Pay will transmit information back to Google.  Google will use that info to further its ad revenue.  
    You heard that huh? Here's what's actually known so far, much better than hearsay.
    http://arstechnica.com/business/2015/05/android-pay-will-embrace-tokenization-mostly-replace-google-wallet/
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  • Reply 52 of 90
    tzeshantzeshan Posts: 2,351member
    Quote:
    Originally Posted by Gatorguy View Post





    You heard that huh? Here's what's actually known so far, much better than hearsay.

    http://arstechnica.com/business/2015/05/android-pay-will-embrace-tokenization-mostly-replace-google-wallet/



    This further makes Android Pay a blatant copycat.  Google abandoned Google Wallet because of Apple Pay.  Because Google Wallet trying to steal buyer information.  Google Wallet failed, Apple Pay succeeded.  Under pressure again, the young geniuses in Google choose to copy Apple again.  

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  • Reply 53 of 90
    gatorguygatorguy Posts: 24,770member
    tzeshan wrote: »

    This further makes Android Pay a blatant copycat.  Google abandoned Google Wallet because of Apple Pay.  Because Google Wallet trying to steal buyer information.  Google Wallet failed, Apple Pay succeeded.  Under pressure again, the young geniuses in Google choose to copy Apple again.  
    I don't think Apple had plans to make ApplePay available to the majority of users. Someone was going to fill the void. Several somebody's as a matter of fact.
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  • Reply 54 of 90
    tzeshantzeshan Posts: 2,351member
    Quote:
    Originally Posted by Gatorguy View Post





    I don't think Apple had plans to make ApplePay available to the majority of users. Someone was going to fill the void. Several somebody's as a matter of fact.



    Majority of Android users won't be able to use Android Pay too.  So what is your point? Wait!  Do you mean Android Pay will work for iPhone users? This is funny.  

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  • Reply 55 of 90
    penchantedpenchanted Posts: 1,070member



    This seems to be a frequent response of your: someone is going to do it, might as well be Google.

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  • Reply 56 of 90
    gatorguygatorguy Posts: 24,770member
    tzeshan wrote: »

    Majority of Android users won't be able to use Android Pay too.
    Why not? Roughly half of all Android devices being used should be compatible and none can use ApplePay. Options are kinda limited don'cha think?
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  • Reply 57 of 90
    tzeshantzeshan Posts: 2,351member
    Quote:

    Originally Posted by Gatorguy View Post





    Why not? Roughly half of all Android devices being used should be compatible and none can use ApplePay. Options are kinda limited don'cha think?



    Android Pay implemented on all versions of Android OS or just Android M?

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  • Reply 58 of 90
    gatorguygatorguy Posts: 24,770member
    tzeshan wrote: »

    Android Pay implemented on all versions of Android OS or just Android M?
    I don't think Android M is one of the requirements other than for the optional fingerprint authentication.
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  • Reply 59 of 90
    tzeshantzeshan Posts: 2,351member
    Quote:

    Originally Posted by Gatorguy View Post





    I don't think Android M is one of the requirements other than for the optional fingerprint authentication.



    How about the NFC chip?  Do the dirt cheap Android phones have NFC too? Does Android Pay require NFC? 

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  • Reply 60 of 90
    gatorguygatorguy Posts: 24,770member
    tzeshan wrote: »

    How about the NFC chip?  Do the dirt cheap Android phones have NFC too? Does Android Pay require NFC? 
    Apparently you've missed the point entirely. If only one percent of Android owners can use Android Pay, and it's far more than that, it's one percent more than will ever be able to use Apple pay on their Android device. Because Apple has no interest in a cross-platform mobile payment feature of course the "other half" (or more) is going to use something else. That the two would resemble each other in function and features isn't due to copying as much as it is with the standards and specifications set by the industry.

    EDIT: Huh, this is new... Hands-free payment, no phone tapping or swiping needed. A short description and an invite form for the beta is available here:
    https://get.google.com/handsfree/#?modal_active=none
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