At least now payment by Apple Watch is much simpler than via iPhone. Double-click wide button, stretch arm towards reader. Done.
Apple watch can be convenient, but only when a reader is clearly labelled as Contactless (not all are), but you still have to verbally ask the cashier to let you pay by Contactless as he does not see you pull out a card. It's a bit embarrassing.
Why are Aussies being such dicks of late? What happened to all that hang-loose bonhomie their national PR has always fronted? They are Apple's weenie on the barbie instead of their steak.
Why are Apple being such dicks ripping off Australians, and in this instance, wanting to ride free on the efforts of Australian banks and expecting to be paid for the free ride?
Apple watch can be convenient, but only when a reader is clearly labelled as Contactless (not all are), but you still have to verbally ask the cashier to let you pay by Contactless as he does not see you pull out a card. It's a bit embarrassing.
Not so at either of the two places I use it regularly: Trader Joe's and Stater Bros. Markets. While the checker is doing my order I just pass the watch ofer the terminal and it's done. Checker doesn't even look up. Job done.
Why are Apple being such dicks ripping off Australians, and in this instance, wanting to ride free on the efforts of Australian banks and expecting to be paid for the free ride?
As a rule of thumb, you can assume that whatever tax loopholes exist do so because they were explicitly designed into existence by your elected politicians and their lobbyists.
Which is why it's so interesting to see the accusations of illegality - there usually isn't any reason not to follow the law if corporations want to save on taxes - there's enough loopholes built in already.
Not so at either of the two places I use it regularly: Trader Joe's and Stater Bros. Markets. While the checker is doing my order I just pass the watch ofer the terminal and it's done. Checker doesn't even look up. Job done.
Or maybe just their own credit card company, as opposed to a whole bank?
If they did that, wouldn't they be similar to what Google did with Google Wallet, expect even worse, since at least Google partnered with a bank to run to their financial through their mobile payments system?
As a rule of thumb, you can assume that whatever tax loopholes exist do so because they were explicitly designed into existence by your elected politicians and their lobbyists.
Which is why it's so interesting to see the accusations of illegality - there usually isn't any reason not to follow the law if corporations want to save on taxes - there's enough loopholes built in already.
op is talking about the development of CC infrastructure, not tax avoidance/evasion.
On that topic, though, why shouldn't a company pay taxes for access to a countries consumers? All the big tech companies are guilty of it.
Well it is clear that the Australia banks don't have their customers best interest in their heart. Apple Pay is such a convenience revolution that any bank who cares about its customers would beg and rush to implement it fees be damned.
Bwahahahah, banks "caring" about their customers, good one.
We are cows to be milked of whatever they can get away with.
I think everybody is missing the point. It's very rare to see someone in Australia pay in cash if they don't have to. Cheques never happened, so the information they gain by tracking your spending habits would be massive! While the fee may have something to do with the negotiation, it's nothing compared to completely loosing this valuable information.
It's great in the UK to pay for the tube using the Apple Watch. It is inconvenient for all other payments.
The reason is simply that when you take out a credit card, the cashiers see this and instinctively enable the card reader. The displays then shows whether you can tap or need to insert the card.
If you want to use a phone or watch, you need to tell the cashier, and then half the time the credit card reader does not accept contactles and you have to put the phone away and take the credit card out. The process is not slick.
It's also cumbersome to switch credit cards on Apple Pay: click to turn the phone on, rest finger for home screen, flick to get to Passbook, tap to open, tap to chose credit cards, tap again to change card, rest finger for authentication.
With real cards: flip wallet open, pick card.
I agree. Unlike saarek above, I've used ApplePay two dozen times and found it to be faultless. The reader picks up the signal in a fraction of a second whereas my contactless cards often have to be slid around on the reader until they register. However, I tend to do it for the novelty value rather than speed (cards are quicker). The £20 limit is a pain (but I think that's about to change).
Plus often, I'll need to get a loyalty card out to hand over at the same time and it just seems daft to ignore the credit card sitting next to it. Perhaps we'll be able to store all those loyalty cards in there soon, GPS will recognise our location and bring up the right one.
L
It's great in the UK to pay for the tube using the Apple Watch. It is inconvenient for all other payments.
The reason is simply that when you take out a credit card, the cashiers see this and instinctively enable the card reader. The displays then shows whether you can tap or need to insert the card.
If you want to use a phone or watch, you need to tell the cashier, and then half the time the credit card reader does not accept contactles and you have to put the phone away and take the credit card out. The process is not slick.
It's also cumbersome to switch credit cards on Apple Pay: click to turn the phone on, rest finger for home screen, flick to get to Passbook, tap to open, tap to chose credit cards, tap again to change card, rest finger for authentication.
Because politicians specifically enable them to get out of paying taxes in order to attract businesses.
Are you "guilty" of not paying more income tax than you are legally required to? I guess.
That's an interesting point. Those politicians which specifically enable this behaviour are from foreign jurisdictions and make it extremely attractive for companies such as Apple and Google to engage in what is effectively transfer pricing. Loading up the cost of a product so that no profit is made in a jurisdiction such as Australia is "legal" in a black letter sense but really contravenes the spirit of the law. I do believe Australia is looking at a dominant purpose test which would take such arrangements and see through them. This may have unintended consequences but this is not a problem unique to Australia. The US has the problem too. It won't stay unnoticed. These roads and hospitals and clean water have to be paid for somehow. Corporate free riding is in the headlights.
L
It's great in the UK to pay for the tube using the Apple Watch. It is inconvenient for all other payments.
The reason is simply that when you take out a credit card, the cashiers see this and instinctively enable the card reader. The displays then shows whether you can tap or need to insert the card.
If you want to use a phone or watch, you need to tell the cashier, and then half the time the credit card reader does not accept contactles and you have to put the phone away and take the credit card out. The process is not slick.
It's also cumbersome to switch credit cards on Apple Pay: click to turn the phone on, rest finger for home screen, flick to get to Passbook, tap to open, tap to chose credit cards, tap again to change card, rest finger for authentication.
With real cards: flip wallet open, pick card.
easy problem to solve... here in the U.S. the retailers I use AP with have POS devices that are always listening, or listen after final cachier tally. I don't have to tell them anything. if your terminals don't work like that currently, they will.
No they won't, because then they would have to provide and pay for their own infrastructure instead of getting a free ride on other people's infrastructure and asking to be paid for doing so. It would be far more advantageous for them to buy Vodafone and have their own phone network.
free ride? as if Apple wasn't also creating value. get real dude.
They are not lies, they are simply honest observations. Why do you always have to get so upset when people describe any Apple product as less than god like and faultless.
Apple watch can be convenient, but only when a reader is clearly labelled as Contactless (not all are), but you still have to verbally ask the cashier to let you pay by Contactless as he does not see you pull out a card. It's a bit embarrassing.
nonsense:
it takes absolutely no effort to identify an NFC POST.
take a drive to Whole Foods and try it some time, the POST is always listening for a NFC waive, even while ringing items up.
or try Walgreens where the POST is listening at the very least after the cashier has totaled.
Comments
Apple watch can be convenient, but only when a reader is clearly labelled as Contactless (not all are), but you still have to verbally ask the cashier to let you pay by Contactless as he does not see you pull out a card. It's a bit embarrassing.
Why are Aussies being such dicks of late? What happened to all that hang-loose bonhomie their national PR has always fronted? They are Apple's weenie on the barbie instead of their steak.
Why are Apple being such dicks ripping off Australians, and in this instance, wanting to ride free on the efforts of Australian banks and expecting to be paid for the free ride?
Not so at either of the two places I use it regularly: Trader Joe's and Stater Bros. Markets. While the checker is doing my order I just pass the watch ofer the terminal and it's done. Checker doesn't even look up. Job done.
As a rule of thumb, you can assume that whatever tax loopholes exist do so because they were explicitly designed into existence by your elected politicians and their lobbyists.
Which is why it's so interesting to see the accusations of illegality - there usually isn't any reason not to follow the law if corporations want to save on taxes - there's enough loopholes built in already.
If only a couple of banks are first movers and customers start to drift away, more banks will follow.
Make no mistake, eh? Still making shit up and then claiming it's some absolute fact, I see.
If they did that, wouldn't they be similar to what Google did with Google Wallet, expect even worse, since at least Google partnered with a bank to run to their financial through their mobile payments system?
On that topic, though, why shouldn't a company pay taxes for access to a countries consumers? All the big tech companies are guilty of it.
Well it is clear that the Australia banks don't have their customers best interest in their heart. Apple Pay is such a convenience revolution that any bank who cares about its customers would beg and rush to implement it fees be damned.
Bwahahahah, banks "caring" about their customers, good one.
We are cows to be milked of whatever they can get away with.
op is talking about the development of CC infrastructure, not tax avoidance/evasion.
On that topic, though, why shouldn't a company pay taxes for access to a countries consumers? All the big tech companies are guilty of it.
Because politicians specifically enable them to get out of paying taxes in order to attract businesses.
Are you "guilty" of not paying more income tax than you are legally required to? I guess.
L
It's great in the UK to pay for the tube using the Apple Watch. It is inconvenient for all other payments.
The reason is simply that when you take out a credit card, the cashiers see this and instinctively enable the card reader. The displays then shows whether you can tap or need to insert the card.
If you want to use a phone or watch, you need to tell the cashier, and then half the time the credit card reader does not accept contactles and you have to put the phone away and take the credit card out. The process is not slick.
It's also cumbersome to switch credit cards on Apple Pay: click to turn the phone on, rest finger for home screen, flick to get to Passbook, tap to open, tap to chose credit cards, tap again to change card, rest finger for authentication.
With real cards: flip wallet open, pick card.
I agree. Unlike saarek above, I've used ApplePay two dozen times and found it to be faultless. The reader picks up the signal in a fraction of a second whereas my contactless cards often have to be slid around on the reader until they register. However, I tend to do it for the novelty value rather than speed (cards are quicker). The £20 limit is a pain (but I think that's about to change).
Plus often, I'll need to get a loyalty card out to hand over at the same time and it just seems daft to ignore the credit card sitting next to it. Perhaps we'll be able to store all those loyalty cards in there soon, GPS will recognise our location and bring up the right one.
Shut the **** up with those lies.
Shut the **** up with those lies.
How are any of those lies? Seem to make perfect sense to me.
easy problem to solve... here in the U.S. the retailers I use AP with have POS devices that are always listening, or listen after final cachier tally. I don't have to tell them anything. if your terminals don't work like that currently, they will.
if a mugger already has his gun drawn on you, you're not going to have the opportunity to ask for a dual. you're going to give up your wallet.
free ride? as if Apple wasn't also creating value. get real dude.
Shut the **** up with those lies.
They are not lies, they are simply honest observations. Why do you always have to get so upset when people describe any Apple product as less than god like and faultless.
nonsense:
it takes absolutely no effort to identify an NFC POST.
take a drive to Whole Foods and try it some time, the POST is always listening for a NFC waive, even while ringing items up.
or try Walgreens where the POST is listening at the very least after the cashier has totaled.