I'm annoyed that the 5s only comes in 32GB now. Apple are really forcing the 6.
16 and 32. Unless you mean “doesn’t come in 64”, but every iPhone has dropped the top when falling to the middle.
I meant not 64, which is what I was interested in, having a 64 5 now. I don't think I really need a 128 iPhone. I’ll probably get a 64 6 or 6 Plus. If only the goodies of the 6 Plus like extra battery life and OIS came in a 4" version.
My feeling is that the French's English is generally better than the English's French. I've been doing a French course for several months to brush up on my school stuff. It's a fun language to learn.
Bon soir!
I wouldn’t say so, but I have no actual facts to lean on. French may be fun as long as you're studying it at an elementary level. When you begin to explore the intricacies of the grammar, the exceptions, the subtleties, the double letters, it turns out to be a headache. In fact, even professional writers (I'm journalist in the written press) such as me cannot dispense with a dictionary at hand. Proofreading is no luxury.
But, somehow, English and French are very close. Same alphabet, structure of the sentence is almost similar, many words are similar, if not identical. And the English grammar is way simpler than the French one: you don't even have to memorize the gender of inanimate objects, which is just great. In fact, many French grumble they have to write in English, but they have no idea how lucky they are. Try to figure out what it'd be if the accepted international language was Chinese…
How will Apple Pay work at bars and restaurants? I assume they will bring the antenna to the customer? Wireless pay solutions will be a significant investment for such businesses I'd think. But I'm sure Apple will offer a solution, iPay anyone?
How will Apple Pay work at bars and restaurants? I assume they will bring the antenna to the customer? Wireless pay solutions will be a significant investment for such businesses I'd think. But I'm sure Apple will offer a solution, iPay anyone?
1) Yes, they will adopt a wireless solution so you can use NFC or they will require CCs or cash as they do now.
2) ?Pay is the solution. I could see a secure form of token/pin payments from Apple for internet purchases but I would think that would still called ?Pay.
1) Yes, they will adopt a wireless solution so you can use NFC or they will require CCs or cash as they do now.
2) ?Pay is the solution. I could see a secure form of token/pin payments from Apple for internet purchases but I would think that would still called ?Pay.
I think Apple will push for the wireless solution. When I coined "iPay" I didn't mean the process, but rather the hardware -- whatever hardware Apple is using in the Apple Store to make purchases on the floor, I can see Apple marketing a professional solution, even if it's just an iPad mini with a special case. Square's days are numbered.
And I believe they already announced Apple Pay would be compatible with Internet payments, specifically through the Target website.
In two years time, I don't ever wanna swipe one of my credit cards again, or otherwise type those 16 digits into anything.
But I do wonder whether restaurants etc. will get some kind of push from Apple after they roll out Apple Pay for fixed purchase points and get it up and running smoothly. I'm sure Tim Cook wants to be seen swiping his iWatch across an iPad rather than digging out his credit card the next time he takes someone to lunch.
I think Apple will push for the wireless solution. When I coined "iPay" I didn't mean the process, but rather the hardware -- whatever hardware Apple is using in the Apple Store to make purchases on the floor, I can see Apple marketing a professional solution, even if it's just an iPad mini with a special case. Square's days are numbered.
That's the thing, it's just NFC which has existed for years. Apple is using some proprietary solutions for security and perhaps even infrastructure if you consider telling the financial institutions how to setup with a token/pin solution, but the transmission between two NFC-capable nodes is standardize technology.
The DAN is not created when you add your credit card. What is created is probably an ID and a secure pair. When you pay, you generate a DAN that comprises the ID, encrypt it with the private key, then append the public key. The backend uses the public key to decrypt the DAN, recognize it is a ?Pay transaction and asks somewhere (Apple, Visa?) to translate the ID into a card account. At this stage, the backend server can detect any anomaly (stolen, invalid or expired card, etc.) and refuse the payment.
No card number is transmitted, just an encrypted ID, and, surmising that the DAN includes the exact time of the transaction with a 1/100 s or 1/1000 s resolution, it is a one-time token that cannot be used again.
I still beg to differ. The comment was based on the information from Apple's own site - And it absolutely makes sense. I think maybe you are thinking that DAN that I was referring is the transaction ID, which it isn't. Please see additional comments that various other folks have provided in the forum.
Yes but my question "alongside a transaction-specific dynamic security code is used to process your payment" --- to generate this DYNAMIC security code, does your iPhone need an Internet connection? Seems pretty clear it will. Hence my post #18 above.
I think that transaction-specific dynamic security code is probably generated by the NFC terminal.
How will Apple Pay work at bars and restaurants? I assume they will bring the antenna to the customer? Wireless pay solutions will be a significant investment for such businesses I'd think. But I'm sure Apple will offer a solution, iPay anyone?
How will Apple Pay work at bars and restaurants? I assume they will bring the antenna to the customer? Wireless pay solutions will be a significant investment for such businesses I'd think. But I'm sure Apple will offer a solution, iPay anyone?
1) Yes, they will adopt a wireless solution so you can use NFC or they will require CCs or cash as they do now.
2) ?Pay is the solution. I could see a secure form of token/pin payments from Apple for internet purchases but I would think that would still called ?Pay.
1) Yes, they will adopt a wireless solution so you can use NFC or they will require CCs or cash as they do now.
2) ?Pay is the solution. I could see a secure form of token/pin payments from Apple for internet purchases but I would think that would still called ?Pay.
I think Apple will push for the wireless solution. When I coined "iPay" I didn't mean the process, but rather the hardware -- whatever hardware Apple is using in the Apple Store to make purchases on the floor, I can see Apple marketing a professional solution, even if it's just an iPad mini with a special case. Square's days are numbered.
And I believe they already announced Apple Pay would be compatible with Internet payments, specifically through the Target website.
In two years time, I don't ever wanna swipe one of my credit cards again, or otherwise type those 16 digits into anything.
But I do wonder whether restaurants etc. will get some kind of push from Apple after they roll out Apple Pay for fixed purchase points and get it up and running smoothly. I'm sure Tim Cook wants to be seen swiping his iWatch across an iPad rather than digging out his credit card the next time he takes someone to lunch.
I think Apple will push for the wireless solution. When I coined "iPay" I didn't mean the process, but rather the hardware -- whatever hardware Apple is using in the Apple Store to make purchases on the floor, I can see Apple marketing a professional solution, even if it's just an iPad mini with a special case. Square's days are numbered.
That's the thing, it's just NFC which has existed for years. Apple is using some proprietary solutions for security and perhaps even infrastructure if you consider telling the financial institutions how to setup with a token/pin solution, but the transmission between two NFC-capable nodes is standardize technology.
Good points, all!
My first reaction to a question like this is: How do they do it now?
1) bypass the NFC terminal altogether
2) give your cc to the waiter or bartender to take to the NFC terminal
3) pay with your cc at the front desk where the NFC terminal is locateed
! and 2 are insecure and are part of the problem that EMC is trying to resolve.
3 is inconvenient and could allow a customer to run-up a bill (before approval) that he cannot pay for.
What appears most likely, is what some of you have suggested: EVC plus -- where WiFi is used to connect with the stationary NFC terminal while the customer remains seated at the table or bar. (in fine establishments, you may also tip doormen, parking valets, restroom attendants, etc. *).
* Chemin de fer dealers at the Divonne Les Baines casino
NFC provides the "card-present" level of security by its proximity to the NFC POST terminal. ApplePay could provide greater security and additional convenience by extending the proximity. Likely, NFC and/or BLE would be used to facilitate the WiFi connection to a private, local WiFi network that includes the EVC POST. With ApplePay, no useable data (to hackers) is transmitted,
I think that Apple has another shoe to drop ... An inexpensive (by comparison) iPod or iPad (or AppleTV) with NFC, a cc reader and special apps could be used as an alternative to an expensive EVC POST.
I've read that an EVC POST costs $1,200 (with complex installation) -- fairly expensive for a small merchant, supermarket, etc. with multiple pay stations.
A specially configured iPad Mini or AppleTV-like box would be less expensive, east to deploy and solve the "bring the NFC POST to the customer" issue.
If your ApplePay device also has to be online, not just the mercahnt's syatem, when making a payment then that is a horrible system that will not stop CC and/or cash from being carried.
I completely agree with you. Actually, if Apple Watch is going to be ApplePay device also - And we still don't know much about that, I would be interested to know how it would interact with the Touch ID. I am sure Apple has not thought about this. How would I be using Apple Watch to do Apple Pay? I would be dump to swipe the watch, but still approve the transaction using Touch ID.
I got a response from the André you remembered ... sadly, not the one who taught my class in Vincennes ... I'll PM his email to you/
Ok, thanks! That was a good guess, but it was still a guess.
Well, I suppose there was more than one André working for IBM at that time. As the French saying goes: “There's more than one donkey named Martin”. Don't try to figure out why donkeys and why Martin, I have no clue.
If your ApplePay device also has to be online, not just the mercahnt's syatem, when making a payment then that is a horrible system that will not stop CC and/or cash from being carried.
I completely agree with you. Actually, if Apple Watch is going to be ApplePay device also - And we still don't know much about that, I would be interested to know how it would interact with the Touch ID. I am sure Apple has not thought about this. How would I be using Apple Watch to do Apple Pay? I would be dump to swipe the watch, but still approve the transaction using Touch ID.
It's been posted elsewhere (in this thread or others at AI) that the ApplePay device (iWatch or iPhone) does not need to be online to the Internet for ApplePay.
In fact, the ApplePay device, likely, could be in Airplane mode -- with no radios active except NFC.
In its basic form the ApplePay device pays (communicates with the merchant's POST) using NFC. The merchant's POST terminal is connected to the Internet and acts as an intermediary between the ApplePay device and the Bank.
In practice, your ApplePay device will, likely, have its cell, BLE and WiFi radios active -- but none are used for the basic ApplePay process,
As I understand it ... (it's not clearly defined)
When you put on your AppleWatch, it enters a special "active" state that lasts until the watch is removed (no longer in contact with your skin) or until iy is explicitly deactivated.
In addition, at any time, through your iPhone's TouchID you "enable" ApplePay on your AppleWatch -- it will be good until disabled or the the AppleWatch is taken off.
In the above cases, the AppleWatch would function the same as if you took your iP6 out and paid with it.
If the AppleWatch is not "enabled" for ApplePay or if an ApplePay iDevice is not available, the AppleWatch requires that you enter a PIN in lieu of TouchID.
As no personal or cc information is transmitted -- it is still more secure than giving a cc to a clerk, or swiping it yourself.
I got a response from the André you remembered ... sadly, not the one who taught my class in Vincennes ... I'll PM his email to you/
Ok, thanks! That was a good guess, but it was still a guess.
Well, I suppose there was more than one André working for IBM at that time. As the French saying goes: “There's more than one donkey named Martin”. Don't try to figure out why donkeys and why Martin, I have no clue.
As they say in French ... Asi es la vida!
and ... remembering Beaujolais de Texas made it all worthwhile
I'm going to rag on my daughter -- she drinks diet Beaujolais de Texas for tha caffeine hit!
I'm going to rag on my daughter -- she drinks diet Beaujolais de Texas for tha caffeine hit!
Given what the Americans call ‘coffee’, which is, in pith, dirty water (or slurry when the filter is too coarse), it's no wonder your daughter prefer another form to ingest caffeine!
<span style="line-height:1.4em;">I'm going to rag on my daughter -- she drinks diet</span>
<em style="line-height:1.4em;">Beaujolais de Texas</em>
<span style="line-height:1.4em;">for tha caffeine hit!</span>
Given what the Americans call ‘coffee’, which is, in pith, dirty water (or slurry when the filter is too coarse), it's no wonder your daughter prefer another form to ingest caffeine! :D
Ha!
Deux café au lait, s'll vous plaît!
I must say that the French really know how to enjoy coffee, the moment and the company of the person(s) they are with.
<span style="line-height:1.4em;">I'm going to rag on my daughter -- she drinks diet</span>
<em style="line-height:1.4em;">Beaujolais de Texas</em>
<span style="line-height:1.4em;">for tha caffeine hit!</span>
Given what the Americans call ‘coffee’, which is, in pith, dirty water (or slurry when the filter is too coarse), it's no wonder your daughter prefer another form to ingest caffeine! :D
Ha!
Deux café au lait, s'll vous plaît!
I must say that the French really know how to enjoy coffee, the moment and the company of the person(s) they are with.
<span style="line-height:1.4em;">I'm going to rag on my daughter -- she drinks diet</span>
<em style="line-height:1.4em;">Beaujolais de Texas</em>
<span style="line-height:1.4em;">for tha caffeine hit!</span>
Given what the Americans call ‘coffee’, which is, in pith, dirty water (or slurry when the filter is too coarse), it's no wonder your daughter prefer another form to ingest caffeine! :D
Ha!
Deux café au lait, s'll vous plaît!
I must say that the French really know how to enjoy coffee, the moment and the company of the person(s) they are with.
They know a bit about food, too. ????
Touché.
While walking and talking with a French acquaintance in Paris, I was impressed that he walked with his hands behind his back, his body slightly bent forwards with his head down as if in considered, deep thought ...
I complimented him on his reasoned conversation -- and how impressed I was with the way looked while walking ...
His response: "Deep thought ... Come on, these are the sidewalks of Paris". ????
Comments
Just be happy it doesn't only come in 16GB or even 8GB.
16 and 32. Unless you mean “doesn’t come in 64”, but every iPhone has dropped the top when falling to the middle.
I meant not 64, which is what I was interested in, having a 64 5 now. I don't think I really need a 128 iPhone. I’ll probably get a 64 6 or 6 Plus. If only the goodies of the 6 Plus like extra battery life and OIS came in a 4" version.
My feeling is that the French's English is generally better than the English's French. I've been doing a French course for several months to brush up on my school stuff. It's a fun language to learn.
Bon soir!
I wouldn’t say so, but I have no actual facts to lean on. French may be fun as long as you're studying it at an elementary level. When you begin to explore the intricacies of the grammar, the exceptions, the subtleties, the double letters, it turns out to be a headache. In fact, even professional writers (I'm journalist in the written press) such as me cannot dispense with a dictionary at hand. Proofreading is no luxury.
But, somehow, English and French are very close. Same alphabet, structure of the sentence is almost similar, many words are similar, if not identical. And the English grammar is way simpler than the French one: you don't even have to memorize the gender of inanimate objects, which is just great. In fact, many French grumble they have to write in English, but they have no idea how lucky they are. Try to figure out what it'd be if the accepted international language was Chinese…
1) Yes, they will adopt a wireless solution so you can use NFC or they will require CCs or cash as they do now.
2) ?Pay is the solution. I could see a secure form of token/pin payments from Apple for internet purchases but I would think that would still called ?Pay.
I think Apple will push for the wireless solution. When I coined "iPay" I didn't mean the process, but rather the hardware -- whatever hardware Apple is using in the Apple Store to make purchases on the floor, I can see Apple marketing a professional solution, even if it's just an iPad mini with a special case. Square's days are numbered.
And I believe they already announced Apple Pay would be compatible with Internet payments, specifically through the Target website.
In two years time, I don't ever wanna swipe one of my credit cards again, or otherwise type those 16 digits into anything.
But I do wonder whether restaurants etc. will get some kind of push from Apple after they roll out Apple Pay for fixed purchase points and get it up and running smoothly. I'm sure Tim Cook wants to be seen swiping his iWatch across an iPad rather than digging out his credit card the next time he takes someone to lunch.
That's the thing, it's just NFC which has existed for years. Apple is using some proprietary solutions for security and perhaps even infrastructure if you consider telling the financial institutions how to setup with a token/pin solution, but the transmission between two NFC-capable nodes is standardize technology.
The DAN is not created when you add your credit card. What is created is probably an ID and a secure pair. When you pay, you generate a DAN that comprises the ID, encrypt it with the private key, then append the public key. The backend uses the public key to decrypt the DAN, recognize it is a ?Pay transaction and asks somewhere (Apple, Visa?) to translate the ID into a card account. At this stage, the backend server can detect any anomaly (stolen, invalid or expired card, etc.) and refuse the payment.
No card number is transmitted, just an encrypted ID, and, surmising that the DAN includes the exact time of the transaction with a 1/100 s or 1/1000 s resolution, it is a one-time token that cannot be used again.
I still beg to differ. The comment was based on the information from Apple's own site - And it absolutely makes sense. I think maybe you are thinking that DAN that I was referring is the transaction ID, which it isn't. Please see additional comments that various other folks have provided in the forum.
Yes but my question "alongside a transaction-specific dynamic security code is used to process your payment" --- to generate this DYNAMIC security code, does your iPhone need an Internet connection? Seems pretty clear it will. Hence my post #18 above.
I think that transaction-specific dynamic security code is probably generated by the NFC terminal.
Good points, all!
My first reaction to a question like this is: How do they do it now?
1) bypass the NFC terminal altogether
2) give your cc to the waiter or bartender to take to the NFC terminal
3) pay with your cc at the front desk where the NFC terminal is locateed
! and 2 are insecure and are part of the problem that EMC is trying to resolve.
3 is inconvenient and could allow a customer to run-up a bill (before approval) that he cannot pay for.
What appears most likely, is what some of you have suggested: EVC plus -- where WiFi is used to connect with the stationary NFC terminal while the customer remains seated at the table or bar. (in fine establishments, you may also tip doormen, parking valets, restroom attendants, etc. *).
* Chemin de fer dealers at the Divonne Les Baines casino
NFC provides the "card-present" level of security by its proximity to the NFC POST terminal. ApplePay could provide greater security and additional convenience by extending the proximity. Likely, NFC and/or BLE would be used to facilitate the WiFi connection to a private, local WiFi network that includes the EVC POST. With ApplePay, no useable data (to hackers) is transmitted,
I think that Apple has another shoe to drop ... An inexpensive (by comparison) iPod or iPad (or AppleTV) with NFC, a cc reader and special apps could be used as an alternative to an expensive EVC POST.
I've read that an EVC POST costs $1,200 (with complex installation) -- fairly expensive for a small merchant, supermarket, etc. with multiple pay stations.
A specially configured iPad Mini or AppleTV-like box would be less expensive, east to deploy and solve the "bring the NFC POST to the customer" issue.
If your ApplePay device also has to be online, not just the mercahnt's syatem, when making a payment then that is a horrible system that will not stop CC and/or cash from being carried.
I completely agree with you. Actually, if Apple Watch is going to be ApplePay device also - And we still don't know much about that, I would be interested to know how it would interact with the Touch ID. I am sure Apple has not thought about this. How would I be using Apple Watch to do Apple Pay? I would be dump to swipe the watch, but still approve the transaction using Touch ID.
I got a response from the André you remembered ... sadly, not the one who taught my class in Vincennes ... I'll PM his email to you/
To Vincent:
I got a response from the André you remembered ... sadly, not the one who taught my class in Vincennes ... I'll PM his email to you/
Ok, thanks! That was a good guess, but it was still a guess.
Well, I suppose there was more than one André working for IBM at that time. As the French saying goes: “There's more than one donkey named Martin”. Don't try to figure out why donkeys and why Martin, I have no clue.
It's been posted elsewhere (in this thread or others at AI) that the ApplePay device (iWatch or iPhone) does not need to be online to the Internet for ApplePay.
In fact, the ApplePay device, likely, could be in Airplane mode -- with no radios active except NFC.
In its basic form the ApplePay device pays (communicates with the merchant's POST) using NFC. The merchant's POST terminal is connected to the Internet and acts as an intermediary between the ApplePay device and the Bank.
In practice, your ApplePay device will, likely, have its cell, BLE and WiFi radios active -- but none are used for the basic ApplePay process,
As I understand it ... (it's not clearly defined)
When you put on your AppleWatch, it enters a special "active" state that lasts until the watch is removed (no longer in contact with your skin) or until iy is explicitly deactivated.
In addition, at any time, through your iPhone's TouchID you "enable" ApplePay on your AppleWatch -- it will be good until disabled or the the AppleWatch is taken off.
In the above cases, the AppleWatch would function the same as if you took your iP6 out and paid with it.
If the AppleWatch is not "enabled" for ApplePay or if an ApplePay iDevice is not available, the AppleWatch requires that you enter a PIN in lieu of TouchID.
As no personal or cc information is transmitted -- it is still more secure than giving a cc to a clerk, or swiping it yourself.
As they say in French ... Asi es la vida!
and ... remembering Beaujolais de Texas made it all worthwhile
I'm going to rag on my daughter -- she drinks diet Beaujolais de Texas for tha caffeine hit!
Given what the Americans call ‘coffee’, which is, in pith, dirty water (or slurry when the filter is too coarse), it's no wonder your daughter prefer another form to ingest caffeine!
Ha!
Deux café au lait, s'll vous plaît!
I must say that the French really know how to enjoy coffee, the moment and the company of the person(s) they are with.
They know a bit about food, too. ????
Touché.
While walking and talking with a French acquaintance in Paris, I was impressed that he walked with his hands behind his back, his body slightly bent forwards with his head down as if in considered, deep thought ...
I complimented him on his reasoned conversation -- and how impressed I was with the way looked while walking ...
His response: "Deep thought ... Come on, these are the sidewalks of Paris". ????