Kohl's begins accepting store-issued credit cards via Apple Pay
Apple on Tuesday updated its Apple Pay roster to include Kohl's, marking the arrival of the platform's first store-branded credit card.
As of today, shoppers can add a Kohl's Charge Card to their Apple Pay account, the department store chain recently announced via Twitter. The company suggested that people should be able to able to add their card at the time of a transaction.
Still missing from Apple's issuer list are store card partners that were announced at WWDC 2015 in June, such as JCPenney and BJ's Wholesale Club. The addition of Kohl's might, however, signal that more will follow shortly.
At WWDC, Apple also revealed that iOS 9's Wallet app would enable support for loyalty and reward plans, among them Kohl's Yes2You Reward program.
Apple Pay now has well over 600 participating card issuers in the U.S. alone, as well as 13 in the U.K. Apple has had a much harder time persuading merchants to adopt the platform, though some American examples include Chevron, Foot Locker, GameStop, McDonald's, Walgreens, and Whole Foods.
As of today, shoppers can add a Kohl's Charge Card to their Apple Pay account, the department store chain recently announced via Twitter. The company suggested that people should be able to able to add their card at the time of a transaction.
Still missing from Apple's issuer list are store card partners that were announced at WWDC 2015 in June, such as JCPenney and BJ's Wholesale Club. The addition of Kohl's might, however, signal that more will follow shortly.
At WWDC, Apple also revealed that iOS 9's Wallet app would enable support for loyalty and reward plans, among them Kohl's Yes2You Reward program.
Apple Pay now has well over 600 participating card issuers in the U.S. alone, as well as 13 in the U.K. Apple has had a much harder time persuading merchants to adopt the platform, though some American examples include Chevron, Foot Locker, GameStop, McDonald's, Walgreens, and Whole Foods.
Comments
This might be the final push my wife needs to upgrade her aging iPhone 5.
Why are merchants so against Apple Pay?
What if Apple meet them in the middle and offered to share customer data? Would that help? I can't imagine merchants turning down Apple if they got customer data back from Apple in return.
I know Cook's stance is to protect privacy. But at what cost? People want ApplePay to work everywhere but because of privacy merchants are not interested.
I'm willing to sacrifice some privacy for more convience.
But if Apple ends up supporting loyalty and reward programs, then that should be all the customer data the merchant needs.
Why are merchants so against Apple Pay?
What if Apple meet them in the middle and offered to share customer data? Would that help? I can't imagine merchants turning down Apple if they got customer data back from Apple in return.
I know Cook's stance is to protect privacy. But at what cost? People want ApplePay to work everywhere but because of privacy merchants are not interested.
I'm willing to sacrifice some privacy for more convience.
Privacy is the primary differentiating aspect for Apple Pay. Now with chip cards, the security is almost the same. No way Apple is going to give up the users' privacy. That would make them no better than Google.
Privacy is the primary differentiating aspect for Apple Pay. Now with chip cards, the security is almost the same. No way Apple is going to give up the users' privacy. That would make them no better than Google.
google probably knows the size of down their of all android users. In Google world there is no privacy.
Privacy is the primary differentiating aspect for Apple Pay. Now with chip cards, the security is almost the same. No way Apple is going to give up the users' privacy. That would make them no better than Google.
But as Rob55 pointed out, by incorporating store and loyalty cards, the consumer can now choose to share the data with the merchant. They give the info to the store by using those cards. Apple is not giving up anything and the consumer makes the choice. I think it's win-win.
I still believe the major obstacles to broader acceptance is hardware in the stores and training of personnel. For example, Rite Aid still asks for a PIN# when I use my debit card via Apple Pay.
With a digital Wallet (like Apple Wallet and Google Pay), a consumer can carry 10-20 store cards in their phone. Very few people would do this with a physical cards. The remaining inconvenience is paying off all the separate store card bills on a monthly basis. Maybe not a big deal with online bill pay and the fact that most people do not shop at ten different department stores every month.
Nice. It's bizarre that any large chain store would not want to immediately take advantage of the security improvements available to them and their customers with the iPhone.
Why are merchants so against Apple Pay?
What if Apple meet them in the middle and offered to share customer data? Would that help? I can't imagine merchants turning down Apple if they got customer data back from Apple in return.
I know Cook's stance is to protect privacy. But at what cost? People want ApplePay to work everywhere but because of privacy merchants are not interested.
I'm willing to sacrifice some privacy for more convience.
Some are against it of course, because they either want some of that small % that apple gets from the banks,
...
I still believe the major obstacles to broader acceptance is hardware in the stores and training of personnel. For example, Rite Aid still asks for a PIN# when I use my debit card via Apple Pay.
I have ot enter my pin with almost every Apple Pay NFC transaction... even Staples...
i cant remember that last time i used Apple Pay and did NOT have to enter my 4 digit pin ( credit or debit - i 99% of time use one of two debit cards)
Why are merchants so against Apple Pay?
What if Apple meet them in the middle and offered to share customer data? Would that help? I can't imagine merchants turning down Apple if they got customer data back from Apple in return.
I know Cook's stance is to protect privacy. But at what cost? People want ApplePay to work everywhere but because of privacy merchants are not interested.
I'm willing to sacrifice some privacy for more convience.
What a ridiculous idea. Totally against Apple's policy. The merchants will come.
Nice. It's bizarre that any large chain store would not want to immediately take advantage of the security improvements available to them and their customers with the iPhone.
I agree.
The other thing is, I have one less card to carry around. My wallet is actually getting thinner with Apple Pay. And with a store credit card I can more confidently leave the physical card at home.
I just added my Kohl's card to my iPhone. On the same card scan the app switched to the Watch app and added the card to my Apple Watch. Pretty slick.
But as Rob55 pointed out, by incorporating store and loyalty cards, the consumer can now choose to share the data with the merchant. They give the info to the store by using those cards. Apple is not giving up anything and the consumer makes the choice. I think it's win-win.
Sure that is a nice idea but technically, rewards cards are entirely disassociated from Apple Pay. They just happen to also be in Apple Wallet. The consumer is sharing their private information with the merchant, not Apple, so it is completely unlike what @sog35 was suggesting, that Apple share private information in order to spur wider adoption of Apple Pay. I feel it would have the exact opposite effect. People would stop using Apple Pay if their privacy was no longer protected.
Some are against it of course, because they either want some of that small % that apple gets from the banks,
I have ot enter my pin with almost every Apple Pay NFC transaction... even Staples...
i cant remember that last time i used Apple Pay and did NOT have to enter my 4 digit pin ( credit or debit - i 99% of time use one of two debit cards)
So what? They're just being careful in this initial phase. It's still far more secure, as a PIN means nothing by itself.
Been waiting for over a year and still very few merchants
Patience is a virtue. Learn it.
The wheels of finance turn characteristically slowly.
Just added our Kohl’s card to the Wallet app without issue. Then I was asked if I wanted it on my watch too, said yes, done. No luck with the Kohl’s rewards card though.
Did Kohl's accept ApplePay before this?
But as Rob55 pointed out, by incorporating store and loyalty cards, the consumer can now choose to share the data with the merchant. They give the info to the store by using those cards. Apple is not giving up anything and the consumer makes the choice. I think it's win-win.
I still believe the major obstacles to broader acceptance is hardware in the stores and training of personnel. For example, Rite Aid still asks for a PIN# when I use my debit card via Apple Pay.
That is because they want to run it as a debit, not a credit. An Apple Pay transaction with a debit card is run as credit (same as if they swiped and you signed) which costs them fees on the credit scale, not the usually much cheaper debit scale. So they want the PIN to run it as a real debit transaction which saves them fees.
So what? They're just being careful in this initial phase. It's still far more secure, as a PIN means nothing by itself.
So nothing, i was replying to the poster that mentioned he had to enter PIN, as though it was not normal, but was for that particular store....
i found i always need it, at first there seemed to be quite a difference in how you used the phone at any particular store...
Patience is a virtue. Learn it.
Tim Cook said 2015 would be the year of ApplePay. Not seeing it.
I'm wasting keystrokes on you, pal. Open your eyes, dammit!