Apple Pay support reported to arrive at Bank of America, Wells Fargo ATMs
Bank of America and Wells Fargo are reportedly working to bring Apple Pay compatibility to their respective ATM machines, meaning iPhone and Apple Watch owners might soon be able to complete transactions using provisioned debit cards.

While neither bank confirmed plans to incorporate Apple Pay into upcoming ATM digital wallet solutions, representatives intimated such potential to TechCrunch on Thursday.
Wells Fargo ATM lead Jonathan Velline said a team of engineers has been tasked to develop a hardware and software solution that will bridge the gap between mobile device wallets, like products marketed by Apple and Google, and physical cash dispensers. Android Pay is confirmed for Wells Fargo's initial rollout, but Apple Pay could be next.
"We've been working on the technology that allows us to hook to digital wallets, leveraging NFC on mobile phones to replace the card at the transaction at the ATM," Velline said. "Right now the wallet that we support is Android Pay."
Wells Fargo plans to support multiple wallet types and is currently investigating which systems are most suitable for their customers, Velline said. Considering its relatively high adoption rate among smartphone users, Apple Pay is likely among the front runners for program integration.
Bank of America's Consumer Banking Products representative Betty Riess was less candid in discussing future plans, though she implied Apple Pay could join existing ATM support for mobile wallets, the report said. Like Wells Fargo, Bank of America is developing a cardless ATM solution to allow customers with NFC-enabled smartphones to authenticate and complete transactions.
A rollout for Bank of America's solution is expected in late February at a number of ATMs in Silicon Valley, San Francisco, Charlotte, New York and Boston, with wider support to follow mid year, Riess said. Wells Fargo did not offer a timeline for launch.
While users can add debit cards to iOS Wallet, NFC Apple Pay payments are currently limited to partner merchants with appropriate hardware. In a conference call on Tuesday, Apple CEO Tim Cook said Apple Pay is now accepted at over five million terminals.

While neither bank confirmed plans to incorporate Apple Pay into upcoming ATM digital wallet solutions, representatives intimated such potential to TechCrunch on Thursday.
Wells Fargo ATM lead Jonathan Velline said a team of engineers has been tasked to develop a hardware and software solution that will bridge the gap between mobile device wallets, like products marketed by Apple and Google, and physical cash dispensers. Android Pay is confirmed for Wells Fargo's initial rollout, but Apple Pay could be next.
"We've been working on the technology that allows us to hook to digital wallets, leveraging NFC on mobile phones to replace the card at the transaction at the ATM," Velline said. "Right now the wallet that we support is Android Pay."
Wells Fargo plans to support multiple wallet types and is currently investigating which systems are most suitable for their customers, Velline said. Considering its relatively high adoption rate among smartphone users, Apple Pay is likely among the front runners for program integration.
Bank of America's Consumer Banking Products representative Betty Riess was less candid in discussing future plans, though she implied Apple Pay could join existing ATM support for mobile wallets, the report said. Like Wells Fargo, Bank of America is developing a cardless ATM solution to allow customers with NFC-enabled smartphones to authenticate and complete transactions.
A rollout for Bank of America's solution is expected in late February at a number of ATMs in Silicon Valley, San Francisco, Charlotte, New York and Boston, with wider support to follow mid year, Riess said. Wells Fargo did not offer a timeline for launch.
While users can add debit cards to iOS Wallet, NFC Apple Pay payments are currently limited to partner merchants with appropriate hardware. In a conference call on Tuesday, Apple CEO Tim Cook said Apple Pay is now accepted at over five million terminals.
Comments
Prediction: the last thing in your physical wallet will be your state driver's license. State government and technology are like oil and water. fuggetabouddit
https://www.bluepay.com/blog/im-small-merchant-what-will-apple-pay-cost-me-get-and-running/
Some states do permit the insurance card to be placed on the iPhone but I'm not aware of any state that will let you put your driver's license on your iPhone as a substitute for the actual paper license. Besides, let's say you get stopped. Do you really want the officer taking your iPhone back to the patrol car with them? I don't - they look at your email and anything else. And imagine the back and forth if the officer accidentally hits the side button or takes too long and the phone returns to the state where you have to enter the password again. You're going to be carrying a driver's license for the foreseeable future.
I'm not implying that's minimal, I'm just trying to understand if it's something more than that.
There are now retails in certain countries that allow you to pay with cash, and has the changes debited to you in digital form.
( Why you may ask? Because some businesses want cash flow and saves the processing fees from credit card )
They won't even get rid of pennies which cost more to make than they're worth and are a pain for retailers and everyone who uses them and you think we're going to go cashless? Never going to happen in any of our lifetimes. And it figures that you hate the Fed. At least you're consistent. But the dollar is doing quite fine right now - in fact its strength is actually a bit of a problem because it makes U.S. products expensive elsewhere, so it hurts exports.