cropr
About
- Username
- cropr
- Joined
- Visits
- 160
- Last Active
- Roles
- member
- Points
- 3,373
- Badges
- 2
- Posts
- 1,149
Reactions
-
EU's latest demand on Apple about geolocking is unforgivably naive
The article is misleading. The EU is talking about EU citizens accessing services in other countries within the EU. Example: it is not allowed that a company (e.g. Apple, Netflix, ...) is refusing a service/good in Germany if the buyer is registered in France or wants to pay with a French payment card.There are some exceptions to these rules namely around copyright protected content, where the content provider has closed deals with different distribution channels per EU country (think about soccer UEFA championships). But even then, occasional use (e.g. for a travelling Frenchman in Germany) must be allowed. So Netfllix can define a different set of programs for France and for Germany, but a Frenchman in Germany must be able to access the German programs, (he should have some knowledge to understand the German spoken programs)There are no exceptions for payments: the French payment card must always be accepted in Germany.The EU does not care for services offered outside the EU.
-
You can no longer sign up for Disney+ and Hulu via the App Store
appleinsideruser said:
You Yanks are so cute the way you still handover little pieces of plastic to pay… ߤ㦬t;/div>ITGUYINSD said:
Do you hand it to a total stranger at a restaurant and they walk away with it, out of sight?hmlongco said:So they want me to give my personal and credit card information to yet another third party?
No thanks.Replace cute by old fashioned. The last time i gave my credit/debit card to the waiter was some 20 years ago. And the last time I used the magstripe on the card was still in the 20th century. We stopped using cheques in the nineties
-
Apple must pay EU $14 billion over Ireland tax arrangement
Ireland was in competition with other European countries to become Apple's EU headquarter. The EU commisioner Vestager said from the start that reduced tax rate should be considered as Irish government aid and that Ireland should apply the "nomal" tax rate. The court just confirmed the position Vestager held all these years.strongy said:
Ireland is on apple's side they said as much, i bet you the all the EU wanted was get its hand on all that money at least they don't get any of it.cropr said:The title is misleading: Apple must not pay the amount to the EU, but to the Irish government. The court has decided that the reduced tax rate must be considered as illegal government aid to a private company. This illegal aid must be reimbursed to Ireland.
-
Apple must pay EU $14 billion over Ireland tax arrangement
The title is misleading: Apple must not pay the amount to the EU, but to the Irish government. The court has decided that the reduced tax rate must be considered as illegal government aid to a private company. This illegal aid must be reimbursed to Ireland.
-
EU Apple Pay antitrust action is complete, after NFC opened to competitors
mizhou said:
I agree! The tokenisation and biometric authentication to confirm the transaction makes it far more secure, compared to swiping the card itself. The card issuers have been charging far higher fees for every transaction, than Apple does. Those high fees have been covering not only the costs of doing the transactions but also the cost of paying money back to us customers in cases where we’ve been victims of skimming or others means of criminal withdrawal of money from our accounts.It’s not so many years ago where you gave your card to the waiter in a restaurant and they went to the cash register to use the magnetic strip of the card in a card reader. A criminal working as a waiter could easily take a photo of the front of the card to get your card number, and a photo of the back to get the CCV/CVV three digit code on the back, and then use that to order stuff from the internet. It happened to a friend of mine about 15–20 years ago), when he was at some convention in Germany. Right after he got back home to Sweden another transaction was made with his card number in Germany and about 200 Euro was drawn from his account. He got his money back, and that is partly why the card issuers have those high fees.With ApplePay this can’t happen,, but the card issuers still charge the high fees from merchants, and since they don’t have to pay for such fraudulent activities, those high fees are pure source of extra income for them. I think they should be forced to lower their fees instead of taking away the small fee Apple charges.Just a reminder, the EMV standard, which enables a chip card based payment was created end of last century. It is about 20 years ago that in the EU people gradually moved to EMV standard. Not in every country at the same pace, but by 2008 the usage of EMV cards in the EU was more than 95%. The remaining 5% was mainly from people coming from abroad (like from the US, where they were using magnetic stripe until very recently).The fraud you are describing must be quite old, at least in the EU. The last 10 years the waiter never takes the card with him, he brings a wireless payment terminal to the table of the customer. Even before the the existence of wireless payment terminals, I never gave my card to waiter, I usually stood up and went to payment terminal to pay. I know that in the US these things are different.In terms of security there is no difference between a chip card payment and Apple Pay. In fact Apple Pay is using the same EMV standard as for the chip card, but Apple Pay is using NFC as a communication layer.The fee that has to be paid to Apple for using Apple Pay is low but it is on top of the fee for the credit card company which has to be paid anyhow. And it does not reduce the fraud wrt. the chip card EMV transaction, so it is logical that merchants and banks are complaining about this extra fee.
