6502

anantksundaram said:

6502 said:

ElJeffe said:

6502 said:

ElJeffe said:

6502 said:

ElJeffe said:

Apple the most disruptive corporate force in entrenched business practices. They shook the Computer Industry to its core and changed the way people interacted with computers. They did this by changing the basic philosophy and premise of computing. They personalized it. Game Changer. They did it with music, how it was distributed, how it was carried, how it was consumed. Game Changer. Now they are bring that same disruptive force to the financial industry. Credit Cards have been pretty pedestrian for decades. They have been entirely industry (financial industry driven) as a result the ways they have tried to interact with their consumers have been more and more driven by their self interest with little concern for the consumer experience. AppleCard... Game Changer.

Does it break the mold for rewards? Nope. Does it break the mold for cost? Nope. Does it break the mold for all things reward driven Credit Card? Nope. It just thinks different and delivers a better consumer experience in delivering it. Apple just Apple-ized Consumer Credit. 10 years from now we will all look back and say "of course making it easier for Credit Approval should be this easy. Of course all of the things that AppleCard just delivered to consumer finance should have been implemented." Except Chase, Bank of America, Well Fargo, and a myriad of other Financial Industry Titans could have done it but didn't. They had to have the foundation of their business model moved beneath them by Apple.

Troll away with, how "Meh, my card does all that already. Big Deal! Why are Apple fanbois such tewls?", indifference. DOS command line users used to LOVE how easy it was to do things too. Now we all just do things differently. We all just do things differently, more intuitively, and simply, since Apple decided to innovate the processes.

If you think the Apple Card is a game changer, you've set a very low bar.

And your indifference to the shift will be looked at as part of the problem that Apple just solved for an industry it didn't NEED to be involved in. Apple doesn't make moves and involve itself in things if it doesn't feel like it can make a significant (read profitable) change in a significant way. This big dog doesn't get off the porch unless there is a need. You staring at the enormity of the dog and saying " psssshhht! I've seen bigger dogs" Misses the point a little. You pulling the curtain back and pointing to the Great Wizard, 5 minutes into the movie, misses the point a bit. It's all Meh bro, life isn't that complicated. Your indifference and nonchalantness isn't all that earth shattering, in fact Microsoft and IBM used to say "they only represent less than 3% of all computer users..." too. How is that indifference working out for them?

So Apple is now a martyr for saving the credit card industry? My credit card is a next to nothing part of my life. I charge things on it, pay it off when due and don't think twice about it. This is not what made Apple great.

LOL You sir are not the average consumer. Congrats on WINNING! Apple isn't a martyr. They won't die because of this. They will however, usher in a changed ecosystem that never existed before. They will usher in a new and easier way for the "average consumer" to interact with their finances. Bro clearly this isn't a big deal to you. However, your incredible money skillz aren't who this is for. This is for the average user. This is for the masses. This just took your "I'm winning at life cuz I can finance..." and made it easier for the average user to win. GAME CHANGER. Your once venerable DOS Command Line user skillz have just been fossilized. Welcome to irrelevance. 

So it's for people who buy stuff they don't need, with money they don't have to impress people they don't like (to quote Dave Ramsey). In other words, imbeciles.

The worst kind of imbecile is one who does not understand the opportunity cost of using one’s capital.

When someone says “I never take on debt,” they simply have no clue how they could have invested their capital to earn a higher rate of return, and therefore how, by avoiding debt, they’re incurring an opportunity cost. 

I recommend some Econ 101. 

mpantone said:

ElCapitan said:

melgross said:

ElCapitan said:

They might as well have launched an Apple Cart. It would be equally unavailable and useless for the majority of Apple users. 

Is this a local US event? 

This is actually useful for the majority of Apple users. You really need to give reasons. Just saying what you did says nothing.

What is it about only being available in the US you don't understand? The majority of Apple customers are NOT in the us...

ElCapitan is correct. The vast majority of Apple users do not reside in the USA. Apple’s number one market has been PR China for several years. Add them to the rest of the world and the USA market is a minority.

ElJeffe said:

6502 said:

ElJeffe said:

6502 said:

ElJeffe said:

6502 said:

ElJeffe said:

Apple the most disruptive corporate force in entrenched business practices. They shook the Computer Industry to its core and changed the way people interacted with computers. They did this by changing the basic philosophy and premise of computing. They personalized it. Game Changer. They did it with music, how it was distributed, how it was carried, how it was consumed. Game Changer. Now they are bring that same disruptive force to the financial industry. Credit Cards have been pretty pedestrian for decades. They have been entirely industry (financial industry driven) as a result the ways they have tried to interact with their consumers have been more and more driven by their self interest with little concern for the consumer experience. AppleCard... Game Changer.

Does it break the mold for rewards? Nope. Does it break the mold for cost? Nope. Does it break the mold for all things reward driven Credit Card? Nope. It just thinks different and delivers a better consumer experience in delivering it. Apple just Apple-ized Consumer Credit. 10 years from now we will all look back and say "of course making it easier for Credit Approval should be this easy. Of course all of the things that AppleCard just delivered to consumer finance should have been implemented." Except Chase, Bank of America, Well Fargo, and a myriad of other Financial Industry Titans could have done it but didn't. They had to have the foundation of their business model moved beneath them by Apple.

Troll away with, how "Meh, my card does all that already. Big Deal! Why are Apple fanbois such tewls?", indifference. DOS command line users used to LOVE how easy it was to do things too. Now we all just do things differently. We all just do things differently, more intuitively, and simply, since Apple decided to innovate the processes.

If you think the Apple Card is a game changer, you've set a very low bar.

And your indifference to the shift will be looked at as part of the problem that Apple just solved for an industry it didn't NEED to be involved in. Apple doesn't make moves and involve itself in things if it doesn't feel like it can make a significant (read profitable) change in a significant way. This big dog doesn't get off the porch unless there is a need. You staring at the enormity of the dog and saying " psssshhht! I've seen bigger dogs" Misses the point a little. You pulling the curtain back and pointing to the Great Wizard, 5 minutes into the movie, misses the point a bit. It's all Meh bro, life isn't that complicated. Your indifference and nonchalantness isn't all that earth shattering, in fact Microsoft and IBM used to say "they only represent less than 3% of all computer users..." too. How is that indifference working out for them?

So Apple is now a martyr for saving the credit card industry? My credit card is a next to nothing part of my life. I charge things on it, pay it off when due and don't think twice about it. This is not what made Apple great.

LOL You sir are not the average consumer. Congrats on WINNING! Apple isn't a martyr. They won't die because of this. They will however, usher in a changed ecosystem that never existed before. They will usher in a new and easier way for the "average consumer" to interact with their finances. Bro clearly this isn't a big deal to you. However, your incredible money skillz aren't who this is for. This is for the average user. This is for the masses. This just took your "I'm winning at life cuz I can finance..." and made it easier for the average user to win. GAME CHANGER. Your once venerable DOS Command Line user skillz have just been fossilized. Welcome to irrelevance. 

So it's for people who buy stuff they don't need, with money they don't have to impress people they don't like (to quote Dave Ramsey). In other words, imbeciles.

Look at you still WINNING at life. Congrats. Now you're kinda becoming needy for reinforcement in your, over 9000 finance skillzzz. You do realize that you don't speak for the average consumer. In fact by your own admissions you represent .001% of the population who are anti-credit by refusing to utilize it when it's available. You realize your troll is losing steam by marginalizing yourself into irrelevance? DOS command line usage used to be a badge of honor for early computer users too.

hmurchison said:

randominternetperson said:

hmurchison said:

StrangeDays said:

hmurchison said:

Oprah?  LOL.    Apple TV+ sounds like it's going to be trash. 

Honestly the Apple Credit Card was the most exciting announcement.  The rest of the stuff is stuff looks standard fare  B List Actors and Directors.  
Probably just save my money and watch it grow in the Apple Wallet app.  

Can you please pass the drugs you're smoking? These were some of the most famous, most bankable directors and performers and producers.

Do y'all even watch movies or do you just read about them.   The Force Awakens was TRASH.   That's that beauty of the fanbases of Trekkies and Star Wars fans.  You can deliver a dud and you'll still get the Mercy F*** from the fans.  It's the Franchises are bankable not these "insert a Director" B-Listers 

Please provide your A list directors and actors for our reference.

Directors - 

Chris Nolan 
Dennis Villanueve 
Quentin Tarantino 
James Cameron 
Martin Scorcese 
Mel Gibson (Yes Mel "f*****ing Gibson) 
Alfonso Cuaron  

Actors - 
Cate Blanchet 
Tom Hanks 
Brad Pitt 
Andre Braugher 
Christopher Walken 
Leo DiCaprio 
Denzel Washington 
Dame Judy Dench 
Richard Harris 

Actors are easier.  A great Director and Cinematographer bring out the best but most of the aforementioned rarely give bad performances.    

HenryDJP said:

6502 said:

HenryDJP said:

6502 said:

Great, Oprah's involved. Now I know why the iPhone is so expensive, 30% goes to her. Nothing presented today is anything I'm remotely interested in. Yet another streaming service. I'll happily stick with my $80/mo Uverse+internet. I mostly watch youtube anyway. Apple has jumped the shark.

I never understand these types of ridiculous posts. You knew it was going to be a show about streaming services today. If nothing about the show was of interest and you're happy with what you have then you didn't need to watch. 

I didn't watch it, just read about it. I was hoping something new and exciting, instead we got a rehash of netflix. Netflix was new and revolutionary, this is a copy.

That's exactly the point. Lately Netflix has been putting up trash Original content, yet they've raised their subscription fees 3 times in the past 24 months. We as consumers need more competition in this business or Netflix will end up getting away with this crap. I hope Netflix takes note on Apple's keynote today. The fact that Apple's Original content will feature known actors will seriously light a fire under Netflix. They need to either get better or lower their prices.