chutzpah

tmay said:

avon b7 said:

chutzpah said:

avon b7 said:

chutzpah said:

avon b7 said:

headfull0wine said:

freeassociate2 said:

person said:

Do credit card companies make it so you can use the nfc chips in their cards work with other companies?
I think not

Yes, they do. Do some research, please. 

I worked in a Canadian bank for 17 years. There’s no way they’d let the NFC chip on their Visa card put a transaction through for another Bank’s Visa. 

Apple does allow this. But it’s only under  their terms, with their privacy and security model. And yes, they take a commission for it and don’t pass personal information about the transaction back to the bank. Good! That’s how I, the customer, want it.  And that’s why I chose to set up my card in Apple Pay. And my bank is still making a ton of money from it. I am the customer to the merchant, the bank, and Apple. I WANT it this way. 

It's fine that you WANT it that way but it isn't fine that that gets applied to everyone.

My wife doesn't want it that way. She wants to use her bank card through her bank's wallet system just like I do on my Android phone. 

She can't because Apple doesn't allow it. 

IMO, Apple should make its NFC setup available to banking institutions, inform users of what the options are and let consumers decide. 

I can't for the life on me imagine why this is something that a person would want to do.  Why do you want to use other wallet apps?  What difference does it make?

Apple wedges itself in as a middleman, prevents competition and takes a cut out of every transaction. 

My wife detests that aspect and refuses to use Apple Pay as a result. 

That, among other things that she has had to deal with over the years, is seriously wearing down her leanings towards iPhone. 

Sounds like she just shouldn't use an iPhone if she objects to Apple having products with features.

She wants to choose. To have choice. Like I have on my phone. 

The devil is very much in the details in these kinds of cases. That is why the different investigations are underway into varying aspects of Apple’s restrictions. 

We'll see how things turn out. 

In the meantime, there is no guarantee that her next phone will be an iPhone. In the past, Android wasn't even a consideration. That's a big change for someone like her. 

She has not had a great experience with her current iPhone and in exactly the same setting, it gets compared to my Android phone. 

She hates how heavy it is for example. That though is a common complaint among users. Wi-Fi/Bluetooth performance are sub par. She has run into innumerable Safari (Webkit) issues. Wireless charging sometimes just fails to engage, requiring a restart. Lots of niggles that end up impacting the user experience over time. 

My recollection is that you purchased an iPhone XR for your wife, at a pretty good price, and that you went through many hoops to get it configured. That phone is likely approaching five years of ownership.  You were very unhappy that she chose the iPhone, but credit to you for buying it anyway.

One would think that your wife would have found some economic alternative in the Android OS device world, given the trade in value that the XR had doing those years. That she kept a phone she "has not had a great experience with", and that "the hated how heavy it is",  all of these years seems odd.

Why didn't you just get her another phone at some point?

kurai_kage said:

Yeah probably not.   Apple hardware will (continue to be) more appealing for a wide variety of creative professionals.  The forest and Rivan shot were impressive right up to the end where it drives away.  The physics looked a bit off, with the vehicle appearing weightless.

avon b7 said:

chutzpah said:

avon b7 said:

chutzpah said:

avon b7 said:

headfull0wine said:

freeassociate2 said:

person said:

Do credit card companies make it so you can use the nfc chips in their cards work with other companies?
I think not

Yes, they do. Do some research, please. 

I worked in a Canadian bank for 17 years. There’s no way they’d let the NFC chip on their Visa card put a transaction through for another Bank’s Visa. 

Apple does allow this. But it’s only under  their terms, with their privacy and security model. And yes, they take a commission for it and don’t pass personal information about the transaction back to the bank. Good! That’s how I, the customer, want it.  And that’s why I chose to set up my card in Apple Pay. And my bank is still making a ton of money from it. I am the customer to the merchant, the bank, and Apple. I WANT it this way. 

It's fine that you WANT it that way but it isn't fine that that gets applied to everyone.

My wife doesn't want it that way. She wants to use her bank card through her bank's wallet system just like I do on my Android phone. 

She can't because Apple doesn't allow it. 

IMO, Apple should make its NFC setup available to banking institutions, inform users of what the options are and let consumers decide. 

I can't for the life on me imagine why this is something that a person would want to do.  Why do you want to use other wallet apps?  What difference does it make?

Apple wedges itself in as a middleman, prevents competition and takes a cut out of every transaction. 

My wife detests that aspect and refuses to use Apple Pay as a result. 

That, among other things that she has had to deal with over the years, is seriously wearing down her leanings towards iPhone. 

Sounds like she just shouldn't use an iPhone if she objects to Apple having products with features.

She wants to choose. To have choice. Like I have on my phone. 

The devil is very much in the details in these kinds of cases. That is why the different investigations are underway into varying aspects of Apple’s restrictions. 

We'll see how things turn out. 

In the meantime, there is no guarantee that her next phone will be an iPhone. In the past, Android wasn't even a consideration. That's a big change for someone like her. 

She has not had a great experience with her current iPhone and in exactly the same setting, it gets compared to my Android phone. 

She hates how heavy it is for example. That though is a common complaint among users. Wi-Fi/Bluetooth performance are sub par. She has run into innumerable Safari (Webkit) issues. Wireless charging sometimes just fails to engage, requiring a restart. Lots of niggles that end up impacting the user experience over time.