chutzpah

waveparticle said:

slow n easy said:

I believe that Quanta is Taiwanese and BOE is Chinese. It makes total sense for Taiwanese companies to branch out to other countries. As an Apple supplier, it also makes sense that BOE also has facilities outside of China. However, I hope that Apple chooses non Chinese suppliers in the future. I feel very strongly that all American companies should consider divesting from China. China is not our friend.

Are you fake? LOL

macxpress said:

lkrupp said:

macxpress said:

I wish you could get the savings account without the credit card

Well, that’s the point. The savings account is being used as a marketing tool to get more Apple Cards in the hands of people. No Apple Card, no 4.15% savings rate.

But then I would have a ridiculously high APR credit card. If they had reasonable rates I'd be more inclined to get an Apple Card. 

lkrupp said:

Well, there’s nothing you can do about it except not subscribe, right? Netflix will survive and thrive because it has a quality product to offer, just like Apple and its “overpriced garbage”  according to some here.. If I had a penny for every post declaring hatred for some company and its policies (like cellular providers, cable TV companies, etc) I could buy an island in the South Pacific. 

Keep gnashing those teeth, brother.

JP234 said:

narwhal said:

JP234 said:

Microsoft failed? So the $10 BILLION contract the Pentagon gave them to provide AI enhanced AR headsets to the military is a FAIL? What would you consider a success?

Yes, HoloLens failed. The military hates them, funding was cut, Microsoft laid off staff. There are no customers. It’s possible Apple will do better, or it might be these things won’t take off until they’re much closer to a normal pair of glasses.

Perhaps the solution is to $hitcan the entire AR/VR initiative. Aren't we detached enough from each other's real lives? Do we really want to isolate ourselves from the real world in order to experience a virtual world created by a for-profit company? Seems like the answer is yes, given the popularity of social media and streaming services. But is taking it to the next level by shutting out all sensory input from our environment beneficial or detrimental to humanity at large?

JP234 said:

chutzpah said:

JP234 said:

Madbum said:

JP234 said:

Madtiger said:

JP234 said:

An Apple branded savings account is just a savings account. The only reason I have a bank savings account is for the discount on our safe deposit box, and free services like counting our coins, cashing checks from Facebook, Honda and other settlements, and notary public service. I fail to see how that would be implemented by an Apple online savings account.

What is YOUR savings account rate?

Our savings rate is 0.1%. But if it was 4.15% like Apple Savings, we'd stand to make an extra $9-10 a year. We keep only token money there to take advantages of the services previously mentioned. The rest of our cash is in money market funds, which currently offer more than 4.15%, and offer free checking, both online and hardcopy. As an Apple shareholder, I use every product Apple makes, if I can justify it financially or for entertainment. This savings account does neither for me.

To each his own. Which money market fund? Most are not that much higher than 4.15 as I use them too. And they are not FDIC insured that met will share the SIPC brokerage insurance with your stock holdings.

also the  ease of deposit and withdraw with the Apple Walley is simply unmatched 

I have a Fidelity Govt. Cash reserves money market acct. As of this writing its current 7 day yield is 4.51%. I also have an Ally Bank money market (FDIC insured) that is currently yielding 4.0%. Both offer checking, 24/7 online deposit and withdrawal, debit cards (that offer free transactions at any MC or Visa ATM) and wire transfers. I've never had any issues with deposit or withdrawals. I use the Apple Wallet, Apple Pay, and have the Apple card (love to impress waitresses using that titanium credit card, and get 2% for doing it!). So I have no bias against Apple Savings, but I have no use for it. And as I'm sure you are aware, that 4.15% is subject to change, and probably will by the time you first use the account.

I thought you only got 1% cash back when using the physical card?

You're right. But I'll take the 1%. Or use my Amazon Prime card if I want 2%. But on a $200 tab, that's a difference of a dollar.