macgui

mike1 said:

macgui said:

AI said:
When JPMorgan takes over, however, it will likely drop CoreCard as the Apple Card's processor in favor of its own in-house payment processing. Before it got the Apple account and its estimated 12 million users, CoreCard was considered a niche processor.
CoreCard currently manages the day-to-day functioning of the Apple Card, ensuring that transactions are completed and handling the billing of users. It is also CoreCard that has been responsible for developing some of the distinctive features of the card alongside Apple, like its first-of-the-month billing cycle.
CoreCard also developed the "payment wheel" graphic on its bills that show cardholders their projected interest costs, widely seen as consumer-friendly and educational. JPMorgan Chase will be responsible for the Apple Card once Goldman Sachs exits the consumer market.  

The "payment" wheel is one of my favorite features of the Apple Card. It greatly simplifies keeping track of payments and facilitating adjustments should the need arise. There are other features unique to the Card that I like. They may survive for a bit after the transition but I don't expect them to last. I foresee Chase saying "keep your payment wheel - we're not buying it from you".

My next concern is whether or not Chase keeps the Card a MasterCard or makes it a Visa card. I have no idea how costly it would be to swap them, or if it's at all feasible to Chase to do so. I'd prefer it to be a Visa card.

Chase offers both Visa and MasterCard cards. I don't pretend to know what would make them want to or not want to switch to Visa.

Yes I said as much in the last paragraph of the post you quoted. Nor do I pretend to know if they  they would/wouldn't want/not want to switch. But I would prefer it to be a Visa.

williamlondon said:

ApplePoor said:

I would guess that Chase will convert the Apple system to be just like any other of their "specialty card offerings" and the unique features we all like will vanish. At which point I will cancel the card. 

Assume the negative, then condemn. Good god.

In fairness he did say "I would guess" and not "they will". Given typical business practices I would expect Chase to put their brand on it (not just their logo) to make it a Chase product.

I too expect to lose some unique features of the card and will frankly be surprised if we don't. All the features? I think not. But being a Chase card holder I know they don't have nearly the number of user friendly features of the Apple Card.

All cards I've had or have offer some terms the Apple Card doesn't but that's not what I mean be user friendly features. Being able to get so much information about my account just from within the wallet is pretty amazing. 

So do I have confidence Chase will create an app that rivals what we have now? I do not. Do I believe they will trash the card and deliver something I can't/won't use? I do not.

I probably wouldn't cancel the card if the Chase version is far enough from what G-S gave us. That has a hoop to consider regarding credit ratings. It just might not be my primary card as it is now.

As Apple hasn't shipped a folder I don't know that there's a crease that needs to be fixed. So I'll wait to see what they ship before criticizing. Even so I imagine it'll be pricy. My current phone was $780 and that was pricy for me. My next new phone will probably be near $1000 and that's a proverbial bitter pill.

I'll check out Apple's entry out of curiosity when it ships, but I'm sure the price will be in "Do you really want this?" range.

charlesn said:

Stabitha_Christie said:

charlesn said:

Stabitha_Christie said:

Wesley_Hilliard said:

Stabitha_Christie said:

I love a good rumor as much as the next person but can we not normalize this kind of behavior? While it isn't illegal to take someone's photo in public is still an invasion of privacy and promoting this kind of thing will only lead to more instances of this kind of thing. 

Sorry to say, but the law is quite clear, when in public, it is fair game. While I can't take a photo of someone and use it commercially, there's nothing stopping anyone from taking photos, recording video, or capturing audio of anyone in public.

Like I said in the piece, it's not something that's going to be a problem because these kinds of design changes are very rare. Nearly every other prototype iPhone has looked identical to its predecessor with the exception of iPhone X, which was prototyped in a literal brick-sized box IIRC.

I wouldn't worry about this becoming a common way to leak iPhone information.

Not sure if you missed the point or intentionally avoiding it. I clearly stated it wasn’t illegal but legality doesn’t make it right. People should be able to go out in public without someone photographing them. When you use the photos you are ultimately enabling the behavior. Cool that you didn’t break the law but did y’all make the right choice. This person now has their pictures splattered around the internet. The news value?  That there is a new phone and if you put in a giant case no one will see what it looks like? Stop the presses! 

Stabitha, I hear the Photography Police are actively recruiting. Give it some thought. Seems like you'd be an enthusiastic candidate. 

Yes, suggesting that we should respectful of people's privacy is really just me being overbearing. What a terrible world it would be if we respected each other.

This is YOUR idea of what's respectful and how the world should work. And I fully support your right to live your life this way! Have at it! But like most pompous, overbearing people, you believe your POV is correct and that anyone who doesn't abide by it is wrong--in this particular case, they're being disrespectful. No--we just don't agree with your opinion, that's all. 

But it's ok when you do it. The irony is adorable.

winstoner71 said:

Some of you need to stop being such Karens. This is news. Good reporting. 

Some of "you" need to stop being such Dicks, calling people Karens for merely sharing an opinion. It is news in a limited context. Good reporting? Maybe. Besides, I like the idea of a surprise even if it's not that much "new" to unveil.

Stabitha_Christie said:

Wesley_Hilliard said:

Stabitha_Christie said:

I love a good rumor as much as the next person but can we not normalize this kind of behavior? While it isn't illegal to take someone's photo in public is still an invasion of privacy and promoting this kind of thing will only lead to more instances of this kind of thing. 

Sorry to say, but the law is quite clear, when in public, it is fair game. While I can't take a photo of someone and use it commercially, there's nothing stopping anyone from taking photos, recording video, or capturing audio of anyone in public.

Like I said in the piece, it's not something that's going to be a problem because these kinds of design changes are very rare. Nearly every other prototype iPhone has looked identical to its predecessor with the exception of iPhone X, which was prototyped in a literal brick-sized box IIRC.

I wouldn't worry about this becoming a common way to leak iPhone information.

...I clearly stated it wasn’t illegal but legality doesn’t make it right. People should be able to go out in public without someone photographing them. When you use the photos you are ultimately enabling the behavior. Cool that you didn’t break the law but did y’all make the right choice. 

I agree. Enabling bad behavior doesn't help. But that's another genie that will never be put back in the bottle. Paparazzi selling their pics to tabloids because the public believes in "their right to know" proves that. This and every other tech news/rumor site operates on much the same way. I doubt that many sites pay for this kind of "news" not that it matters much. So I agree in a better world this wouldn't have happened. We have to make peace the best we can and pick our battles.

Let's assume this is an actual pic and not AI. Sunglasses knew he'd be the subject of pics if the rumors of his security team are accurate. The whole situation gives me a "staged" feel. Who is he? An Apple employee doesn't seem probably. Why was he photographing the alleged 17 outdoors in what appears to be a public area? Who provided the phone? Is this an Official Apple Leak?

Then there's a question (of me at least) of whether or not as previously mentioned this is an AI generated rendering and not a photo. The third finger of the left hand looks to be obscured by some artifact. Sunglasses' reflection in the 17 looks to me to be at a wrong angle. Sunglasses' sunglasses reflect almost completely different images. That might be explained by a bend in a bridge. That whole situation gives me "fake" feel.

All speculation on my part. You're all free to move about the cabin.

elijahg said:

retrogusto said:

dijital said:

Who keeps asking Apple for an even thinner iPhone with worse battery life? I’ve never met anyone with those requirements.

Even thinner? They’ve been getting thicker with basically every new release for the past 11 years, and this is what keeps me from upgrading until I absolutely have to. Nobody wishes for worse battery life, of course, but I would love it if they could make something with the same thickness (6.9mm), weight (129g) and battery life as the iPhone 6 from 2014 (or in that ballpark) but with more modern specs. And maybe they should devote more resources to developing really great battery cases for people who don’t mind the bulk but need more battery life.

On behalf of all of those who want a phone to be functional and useful for a longer period of time versus being 2mm thinner, how is 2mm thinner with 25% less battery life an acceptable tradeoff to you? 

Not that I'm a heavy user but I could never live with that. I have friends who have no worries every getting down to 20%-30% battery life and it's not the end of the day. None of them carry a charger aren't worried. It seems to work for them but I'd have Percentage Anxiety. Apple probably dropped the MagSafe Battery because non-mini MagSafe phones don't really need it for most users. Or Apple says they don't.

Apple didn't deliver the mini with the battery life I wanted. I compromised because the compact size was better than the other phones, even though it wasn't a 5S. With a car charger and a MagSafe battery on occasion, I can get through a 12 hour shift with no anxiety.