payeco

beowulfschmidt said:

roake said:

dipdog3 said:

All-Purpose Guru said:

Their current painful solution, Walmart Pay, tries to offer convenience for using a debit card, which is not subject to the high prices of credit cards

Your statement is wrong. You can use a credit card with Walmart Pay, do it all the time.

It’s also not a “painful” solution. It’s somewhere in between using a physical credit card and Apple Pay.

The biggest issue with Walmart Pay is that you have to open up the Walmart app & click on Walmart Pay to use it. Once you scan the QR code, it’s actually faster than Apple Pay. On the positive side, all of your receipts are stored in the app, so saves paper and makes for easy returns.

Translation: they track all your perchases, no matter how personal.  Wal Mart is making you another product that they can sell.

The clear advantage for Apple Pay for me is the privacy, including the tokenized card numbers so that The store doesn’t have them to lose, and they can track my purchase because they don’t know who they sold them to.  Almost like paying cash.

"They're tracking your purchases" is a somewhat specious complaint.  They could track purchases made with a credit card even when a user doesn't use the app.  If they wanted to.

This is why some retailers ask you for your zip code when you pay with a credit card and aren’t part of their loyalty program. They get your name from the credit card, and then with the zip code they can look you up in public databases start building a profile on you based on your purchases because unless you live in a big city or have a very common name chances are there is only one person with your first, last, and middle initial living in your zip code.

I used Apple Pay with my American credit cards last month in literally every place in Germany that wasn't cash only. Shame they've had to wait so long since the retail side is already supported.

StrangeDays said:

payeco said:

StrangeDays said:

payeco said:

hammeroftruth said:

mr lizard said:

Predictable response from a UK government department; blame others for their own failure to design correct something within a stated framework. Much like how this government insists that it’s the EU’s job to flex their position to accommodate something the UK voted for.

Looking forward to the day Scotland frees itself from this ageing, dysfunctional, backward looking kingdom. 

Don’t the Brits own a large chunk of land in Scotland and just let them sit there and rot?
I saw a show years ago in PBS that showed a lot of places that were unkept and the local residents said that Brits owned them and don’t bother to even visit. 

Wait, what?

Scotland is part of the United Kingdom. Citizens of the United Kingdom are called British. What you just said was the equivalent of saying ‘don’t the Americans own a large chunk of land in Nevada?’

Scotland is also a country and people who live there are Scots. It’s not the same analogy as Nevada. 

Nevada is also a state and people who live there are Nevadans. Scotland is a country in name only for for the most part, basically on par with states of the United States. Besides some international sporting events and leagues where the constituent countries of the UK are represented separately, on the international level, there is one country and it’s called the United Kingdom of Great Britain and Northern Ireland.

In any case, that wasn’t my main point anyway. People from Scotland are British.

Yet it is a country, with its own cultural identity. Being a country and the culture that goes along with it is not on the same level as being one of fifty US states. People the world over can identity and describe Scots in a split second. The same cannot be said of Nevadans. Scotland is currently ruled by Britain, but certainly has not always been ruled by Britain. 

You’re still ignoring my point which is the fact that Scottish people are British.

StrangeDays said:

payeco said:

hammeroftruth said:

mr lizard said:

Predictable response from a UK government department; blame others for their own failure to design correct something within a stated framework. Much like how this government insists that it’s the EU’s job to flex their position to accommodate something the UK voted for.

Looking forward to the day Scotland frees itself from this ageing, dysfunctional, backward looking kingdom. 

Don’t the Brits own a large chunk of land in Scotland and just let them sit there and rot?
I saw a show years ago in PBS that showed a lot of places that were unkept and the local residents said that Brits owned them and don’t bother to even visit. 

Wait, what?

Scotland is part of the United Kingdom. Citizens of the United Kingdom are called British. What you just said was the equivalent of saying ‘don’t the Americans own a large chunk of land in Nevada?’

Scotland is also a country and people who live there are Scots. It’s not the same analogy as Nevada. 

Nevada is also a state and people who live there are Nevadans. Scotland is a country in name only for for the most part, basically on par with states of the United States. Besides some international sporting events and leagues where the constituent countries of the UK are represented separately, on the international level, there is one country and it’s called the United Kingdom of Great Britain and Northern Ireland.

In any case, that wasn’t my main point anyway. People from Scotland are British.

hammeroftruth said:

mr lizard said:

Predictable response from a UK government department; blame others for their own failure to design correct something within a stated framework. Much like how this government insists that it’s the EU’s job to flex their position to accommodate something the UK voted for.

Looking forward to the day Scotland frees itself from this ageing, dysfunctional, backward looking kingdom. 

Don’t the Brits own a large chunk of land in Scotland and just let them sit there and rot?
I saw a show years ago in PBS that showed a lot of places that were unkept and the local residents said that Brits owned them and don’t bother to even visit. 

Wait, what?

Scotland is part of the United Kingdom. Citizens of the United Kingdom are called British. What you just said was the equivalent of saying ‘don’t the Americans own a large chunk of land in Nevada?’