It's a sad day when people on here take these stories wording and run with it. If there is any copying going on here it is Apple who copied Google... Google announced the features way before passbook ever existed.... SMH... AppleInsider should do some research before creating this kind of post...
"Because Google Wallet is a mobile app, it will do more than a regular wallet ever could. You'll be able to store your credit cards, offers, loyalty cards and gift cards, but without the bulk. When you tap to pay, your phone will also automatically redeem offers and earn loyalty points for you. Someday, even things like boarding passes, tickets, ID and keys could be stored in Google Wallet."
Of course if you spend 5 seconds Googling about Apple Patents related to Passbook, you will see they have several recently granted that were all filed in 2008. 2008 is just a smidge before 2011. Apple does tend to patent early, tweak internally until things are close to where they want them, then start making announcements about them. Google talked about theirs first and implemented it in a barebones method w/plans to add more later. If Apple does NFC w/the new iPhone, expect it to be much more full featured out of the gate
I have not seen a video from AuthenTec describing their technology. Would you mind providing a link? I know the AuthenTec claimed previous versions of their technology had .001% false positive rates (1 in 100,000 chance) although there appears to be a paucity of technical information available.
What exactly is the purpose of paying with your phone as opposed to regular credit card?
I have a bunch of special cards in my wallet so I can't see getting rid of it.
It will be a long, long time before EVERYTHING is digitized.
How long before you can confidently leave the house with no credit cards or cash? 3 years, 5 years, 10 years?
If you don't carry your credit cards then you have to leave them at home. Where do you keep them? In a safe? Under your pillow? They are a lot safer in my wallet.
Retailers are in the same position. What do they do? Do they have a Google machine, an Apple machine plus credit card machine plus cash? That is a lot of infrastructure just to receive a payment. What is their motivation to install the infrastructure?
Is this going to turn out like the HD DVD, BlueRay battle until one system prevails?
It is all nice to dream of a seamless convenient payment system but the reality is, it is going to be a confusing mess before we get there.
I'm not really buying this idea that paying with a phone will be more convenient, more secure or better in any way whatsoever.
If you are worried about privacy you certainly should not be advocating the obsolescence of cash.
Personally I'm not too concerned about the bank knowing where I purchased something because the merchant doesn't send the information about what I purchased, so the bank has very limited tracking info about my purchases. Plus the bank doesn't sell merchandise in the same way that Apple does so they really don't care what I buy unless it is a house. I'm not sure how the e-wallet concept works but I would suspect they would try to capture the items purchased if possible.
The original idea in Japan was to buy a single item from a vending machine and have the payment go onto your phone bill. That was convenient since half the time you would not have the correct change or the paper money would be wrinkled or whatever. Another convenient example is mass transit, but again it is a single item being purchased not a cart full. The thing about shopping at a store where you select multiple things from the shelf and put it in your cart is that you do need to check out. No merchant is going to let you just walk out of the store without inspecting your shopping cart. If you are going to be checking out anyway what difference does it make how you pay? There is no added convenience to use your phone. In fact it is an added inconvenience for the merchant.
Sorry. Just rambling through some obvious issues with the concept of paying with a phone.
Sure it is not such a bad idea to keep things like coupons and boarding passes etc but payments in general seems problematic to me.
The thing about shopping at a store where you select multiple things from the shelf and put it in your cart is that you do need to check out. No merchant is going to let you just walk out of the store without inspecting your shopping cart. If you are going to be checking out anyway what difference does it make how you pay? There is no added convenience to use your phone. In fact it is an added inconvenience for the merchant.
My last several trips to the Apple Store say otherwise. Buying a keyboard one trip and a case for my iPhone 4S another, I just went and found what I wanted, used the Apple Store app and entered my password and walked right out. Added convenience for me? Not waiting at a register or for an employee to help me. Added convenience for merchant? One less customer to be in a line. The only information I had to provide was my password for my Apple ID, b/c my credit card number was already housed in a safe environment. Many similarities to NFC
What exactly is the purpose of paying with your phone as opposed to regular credit card?
I have a bunch of special cards in my wallet so I can't see getting rid of it.
It will be a long, long time before EVERYTHING is digitized.
How long before you can confidently leave the house with no credit cards or cash? 3 years, 5 years, 10 years?
If you don't carry your credit cards then you have to leave them at home. Where do you keep them? In a safe? Under your pillow? They are a lot safer in my wallet.
Retailers are in the same position. What do they do? Do they have a Google machine, an Apple machine plus credit card machine plus cash? That is a lot of infrastructure just to receive a payment. What is their motivation to install the infrastructure?
Is this going to turn out like the HD DVD, BlueRay battle until one system prevails?
It is all nice to dream of a seamless convenient payment system but the reality is, it is going to be a confusing mess before we get there.
I'm not really buying this idea that paying with a phone will be more convenient, more secure or better in any way whatsoever.
If you are worried about privacy you certainly should not be advocating the obsolescence of cash.
Personally I'm not too concerned about the bank knowing where I purchased something because the merchant doesn't send the information about what I purchased, so the bank has very limited tracking info about my purchases. Plus the bank doesn't sell merchandise in the same way that Apple does so they really don't care what I buy unless it is a house. I'm not sure how the e-wallet concept works but I would suspect they would try to capture the items purchased if possible.
The original idea in Japan was to buy a single item from a vending machine and have the payment go onto your phone bill. That was convenient since half the time you would not have the correct change or the paper money would be wrinkled or whatever. Another convenient example is mass transit, but again it is a single item being purchased not a cart full. The thing about shopping at a store where you select multiple things from the shelf and put it in your cart is that you do need to check out. No merchant is going to let you just walk out of the store without inspecting your shopping cart. If you are going to be checking out anyway what difference does it make how you pay? There is no added convenience to use your phone. In fact it is an added inconvenience for the merchant.
Sorry. Just rambling through some obvious issues with the concept of paying with a phone.
Sure it is not such a bad idea to keep things like coupons and boarding passes etc but payments in general seems problematic to me.
You make many valid points. I really hope the next iPhone has NFC. This will help speed growth of NFC accepted locations. The standard is already there. Its the NFC + card reader in one. In fact, new card readers can only be bought NFC enabled. Many retailers don't accept it tho (you will often see them with a black curved bar above the signature pad without any labels on them). Discover uses their ZIP cards (NFC) MasterCard uses NFC. Google wallet uses NFC. T-Mobil, Verizon and AT&T have all backed ISIS which is coming to android soon. All of there can already be used at existing credit card terminals with NFC. All meijer locations accept it and that is where I buy my gas and groceries and lawn items and everything. I have a new small clip that has only cash and my ID. Apple needs to get on board. Its going to be here even if Apple is not ready to accept it yet.
Edit: What I like most is how Google Wallet keeps track of everything. I have 3 cards loaded on there that I can switch at any time. It shows your GPS location and guesses what store you're in, date time and amount with every purchase. You can add notes and comments and reminders. Its fantastic and I'm hoping Apple does something even more amazing with it.
My last several trips to the Apple Store say otherwise. Buying a keyboard one trip and a case for my iPhone 4S another, I just went and found what I wanted, used the Apple Store app and entered my password and walked right out. Added convenience for me? Not waiting at a register or for an employee to help me. Added convenience for merchant? One less customer to be in a line. The only information I had to provide was my password for my Apple ID, b/c my credit card number was already housed in a safe environment. Many similarities to NFC
That sounds very convenient, but personally it would take me a while to get used to this. I would feel so uneasy just walking into a store picking up merchandise and leaving. Even though I know that I paid, in the back of my mind, I would almost feel like a shoplifter. I feel a need for a human being to acknowledge the sale. I can't adequately explain it.
That sounds very convenient, but personally it would take me a while to get used to this. I would feel so uneasy just walking into a store picking up merchandise and leaving. Even though I know that I paid, in the back of my mind, I would almost feel like a shoplifter. I feel a need for a human being to acknowledge the sale. I can't adequately explain it.
<vc><strong>Google has revealed plans to enhance its Wallet service with ....
They're going to add the only personal information they don't already have - your shoe size will now be part of your Google Wallet. They already have everything else.
Ah, so "open source" can be less open than other open source.
possibly. but people think that android = motorola patents. which is not the case. motorola had those same patents before google bought them. in fact motorola insinuated they might start litigation against android/google and others before google bought that company. one reason google bought them.
That sounds very convenient, but personally it would take me a while to get used to this. I would feel so uneasy just walking into a store picking up merchandise and leaving. Even though I know that I paid, in the back of my mind, I would almost feel like a shoplifter. I feel a need for a human being to acknowledge the sale. I can't adequately explain it.
When I bought the keyboard, after the receipt showed on my phone, I tried getting someone's attaention on my way out, but they were all busy w/other customers. No alarms went off. The next time, I had actually been asking a question about a couple of cases and she asked if I was ready to get run up and Isaid "nah I got it" and we talked about how nice the app was
When I bought the keyboard, after the receipt showed on my phone, I tried getting someone's attaention on my way out, but they were all busy w/other customers. No alarms went off. The next time, I had actually been asking a question about a couple of cases and she asked if I was ready to get run up and Isaid "nah I got it" and we talked about how nice the app was
Did she show you the secret place under the tables where they keep the shopping bags so you can help yourself?
This very question seems to be a point of contention for many people. 92% of net sales of Apple products and services are hardware-related (i.e. not "Other music related products and services" or "Software, service and other sales"). Hardware sales is Apple's core competency thus, I suggest that any mobile payment solution from Apple would be designed to generate additional hardware sales rather than creating an additional revenue stream. Is this possible, can Apple create a mobile payment solution that drives mobile payment adoption in a manner no other company has been able to?
1. Apple's mobile payment solution would need to be proprietary as Apple wouldn't want to drive sales of competitor products or even an independent infrastructure.
2. Apple would need to not charge for their mobile payment service. This is likely not an issue as Apple is likely to see adoption of their mobile payment solution as a value proposition for their hardware sales.
3. Apple may soon need to implement a mobile payment solution simply to defend their market share as many Android-based phones offer NFC such as Google Nexus S, Google Nexus 7 tablet, HTC One X, Motorola Droid Razr, Samsung Galaxy Note and Samsung Galaxy S2/S3.
"Because Google Wallet is a mobile app, it will do more than a regular wallet ever could. You'll be able to store your credit cards, offers, loyalty cards and gift cards, but without the bulk. When you tap to pay, your phone will also automatically redeem offers and earn loyalty points for you. Someday, even things like boarding passes, tickets, ID and keys could be stored in Google Wallet."
"If you believe "Patently Apple," a website dedicated to describing every new patent Apple is granted, a mobile wallet has been in the works since 2009. Certainly the company has been granted numerous patents governing everything from NFC to Micro SIM chip slots to walletapplications. "
It's a sad day when people on here take these stories wording and run with it. If there is any copying going on here it is Apple who copied Google... Google announced the features way before passbook ever existed.... SMH... AppleInsider should do some research before creating this kind of post...
For starters Android existed before WebOS...
Second, show me where Android's pull down notification tray existed in a product that existed before Android did.
So you're asking for a feature in a shipping product that existed before Android was founded in October 2003? Is that right?
Comments
Quote:
Originally Posted by Cutty
It's a sad day when people on here take these stories wording and run with it. If there is any copying going on here it is Apple who copied Google... Google announced the features way before passbook ever existed.... SMH... AppleInsider should do some research before creating this kind of post...
Google Blog post RE these features on 5/26/2011.
http://googleblog.blogspot.co.uk/2011/05/coming-soon-make-your-phone-your-wallet.html
iOS 6 announced on 6/11/2012.
"Because Google Wallet is a mobile app, it will do more than a regular wallet ever could. You'll be able to store your credit cards, offers, loyalty cards and gift cards, but without the bulk. When you tap to pay, your phone will also automatically redeem offers and earn loyalty points for you. Someday, even things like boarding passes, tickets, ID and keys could be stored in Google Wallet."
Of course if you spend 5 seconds Googling about Apple Patents related to Passbook, you will see they have several recently granted that were all filed in 2008. 2008 is just a smidge before 2011. Apple does tend to patent early, tweak internally until things are close to where they want them, then start making announcements about them. Google talked about theirs first and implemented it in a barebones method w/plans to add more later. If Apple does NFC w/the new iPhone, expect it to be much more full featured out of the gate
Quote:
Originally Posted by MacBook Pro
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I have not seen a video from AuthenTec describing their technology. Would you mind providing a link? I know the AuthenTec claimed previous versions of their technology had .001% false positive rates (1 in 100,000 chance) although there appears to be a paucity of technical information available.
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I was mistakenly thinking of a different video, but the link to the article about the technology is here:
http://www.appleinsider.com/articles/12/08/16/authentec_smart_sensor_appears_key_to_apples_urgent_acquisition.html
What exactly is the purpose of paying with your phone as opposed to regular credit card?
I have a bunch of special cards in my wallet so I can't see getting rid of it.
It will be a long, long time before EVERYTHING is digitized.
How long before you can confidently leave the house with no credit cards or cash? 3 years, 5 years, 10 years?
If you don't carry your credit cards then you have to leave them at home. Where do you keep them? In a safe? Under your pillow? They are a lot safer in my wallet.
Retailers are in the same position. What do they do? Do they have a Google machine, an Apple machine plus credit card machine plus cash? That is a lot of infrastructure just to receive a payment. What is their motivation to install the infrastructure?
Is this going to turn out like the HD DVD, BlueRay battle until one system prevails?
It is all nice to dream of a seamless convenient payment system but the reality is, it is going to be a confusing mess before we get there.
I'm not really buying this idea that paying with a phone will be more convenient, more secure or better in any way whatsoever.
If you are worried about privacy you certainly should not be advocating the obsolescence of cash.
Personally I'm not too concerned about the bank knowing where I purchased something because the merchant doesn't send the information about what I purchased, so the bank has very limited tracking info about my purchases. Plus the bank doesn't sell merchandise in the same way that Apple does so they really don't care what I buy unless it is a house. I'm not sure how the e-wallet concept works but I would suspect they would try to capture the items purchased if possible.
The original idea in Japan was to buy a single item from a vending machine and have the payment go onto your phone bill. That was convenient since half the time you would not have the correct change or the paper money would be wrinkled or whatever. Another convenient example is mass transit, but again it is a single item being purchased not a cart full. The thing about shopping at a store where you select multiple things from the shelf and put it in your cart is that you do need to check out. No merchant is going to let you just walk out of the store without inspecting your shopping cart. If you are going to be checking out anyway what difference does it make how you pay? There is no added convenience to use your phone. In fact it is an added inconvenience for the merchant.
Sorry. Just rambling through some obvious issues with the concept of paying with a phone.
Sure it is not such a bad idea to keep things like coupons and boarding passes etc but payments in general seems problematic to me.
Quote:
Originally Posted by mstone
The thing about shopping at a store where you select multiple things from the shelf and put it in your cart is that you do need to check out. No merchant is going to let you just walk out of the store without inspecting your shopping cart. If you are going to be checking out anyway what difference does it make how you pay? There is no added convenience to use your phone. In fact it is an added inconvenience for the merchant.
My last several trips to the Apple Store say otherwise. Buying a keyboard one trip and a case for my iPhone 4S another, I just went and found what I wanted, used the Apple Store app and entered my password and walked right out. Added convenience for me? Not waiting at a register or for an employee to help me. Added convenience for merchant? One less customer to be in a line. The only information I had to provide was my password for my Apple ID, b/c my credit card number was already housed in a safe environment. Many similarities to NFC
Quote:
Originally Posted by mstone
What exactly is the purpose of paying with your phone as opposed to regular credit card?
I have a bunch of special cards in my wallet so I can't see getting rid of it.
It will be a long, long time before EVERYTHING is digitized.
How long before you can confidently leave the house with no credit cards or cash? 3 years, 5 years, 10 years?
If you don't carry your credit cards then you have to leave them at home. Where do you keep them? In a safe? Under your pillow? They are a lot safer in my wallet.
Retailers are in the same position. What do they do? Do they have a Google machine, an Apple machine plus credit card machine plus cash? That is a lot of infrastructure just to receive a payment. What is their motivation to install the infrastructure?
Is this going to turn out like the HD DVD, BlueRay battle until one system prevails?
It is all nice to dream of a seamless convenient payment system but the reality is, it is going to be a confusing mess before we get there.
I'm not really buying this idea that paying with a phone will be more convenient, more secure or better in any way whatsoever.
If you are worried about privacy you certainly should not be advocating the obsolescence of cash.
Personally I'm not too concerned about the bank knowing where I purchased something because the merchant doesn't send the information about what I purchased, so the bank has very limited tracking info about my purchases. Plus the bank doesn't sell merchandise in the same way that Apple does so they really don't care what I buy unless it is a house. I'm not sure how the e-wallet concept works but I would suspect they would try to capture the items purchased if possible.
The original idea in Japan was to buy a single item from a vending machine and have the payment go onto your phone bill. That was convenient since half the time you would not have the correct change or the paper money would be wrinkled or whatever. Another convenient example is mass transit, but again it is a single item being purchased not a cart full. The thing about shopping at a store where you select multiple things from the shelf and put it in your cart is that you do need to check out. No merchant is going to let you just walk out of the store without inspecting your shopping cart. If you are going to be checking out anyway what difference does it make how you pay? There is no added convenience to use your phone. In fact it is an added inconvenience for the merchant.
Sorry. Just rambling through some obvious issues with the concept of paying with a phone.
Sure it is not such a bad idea to keep things like coupons and boarding passes etc but payments in general seems problematic to me.
You make many valid points. I really hope the next iPhone has NFC. This will help speed growth of NFC accepted locations. The standard is already there. Its the NFC + card reader in one. In fact, new card readers can only be bought NFC enabled. Many retailers don't accept it tho (you will often see them with a black curved bar above the signature pad without any labels on them). Discover uses their ZIP cards (NFC) MasterCard uses NFC. Google wallet uses NFC. T-Mobil, Verizon and AT&T have all backed ISIS which is coming to android soon. All of there can already be used at existing credit card terminals with NFC. All meijer locations accept it and that is where I buy my gas and groceries and lawn items and everything. I have a new small clip that has only cash and my ID. Apple needs to get on board. Its going to be here even if Apple is not ready to accept it yet.
Edit: What I like most is how Google Wallet keeps track of everything. I have 3 cards loaded on there that I can switch at any time. It shows your GPS location and guesses what store you're in, date time and amount with every purchase. You can add notes and comments and reminders. Its fantastic and I'm hoping Apple does something even more amazing with it.
Quote:
Originally Posted by SSquirrel
My last several trips to the Apple Store say otherwise. Buying a keyboard one trip and a case for my iPhone 4S another, I just went and found what I wanted, used the Apple Store app and entered my password and walked right out. Added convenience for me? Not waiting at a register or for an employee to help me. Added convenience for merchant? One less customer to be in a line. The only information I had to provide was my password for my Apple ID, b/c my credit card number was already housed in a safe environment. Many similarities to NFC
That sounds very convenient, but personally it would take me a while to get used to this. I would feel so uneasy just walking into a store picking up merchandise and leaving. Even though I know that I paid, in the back of my mind, I would almost feel like a shoplifter. I feel a need for a human being to acknowledge the sale. I can't adequately explain it.
Quote:
Originally Posted by hill60
Who was Google ridiculously "inspired" more by?
Drop downs in OSX and before that MacOS, the Newton, jailbroken iPhones, WebOS, WinMo or Symbian?
Besides with Android being "open", Apple has just as much right to use it, how ever they want, in much the same way as Google uses WebKit.
Which begs the question:-
Is Android's "openness" a marketing lie?
webkit is licensed differently than android and android is made of code that falls under different licenses. go read.
Originally Posted by apple joy
webkit is licensed differently than android and android is made of code that falls under different licenses. go read.
Ah, so "open source" can be less open than other open source.
It's called being a wuss lol jk
They're going to add the only personal information they don't already have - your shoe size will now be part of your Google Wallet. They already have everything else.
Quote:
Originally Posted by Tallest Skil
Ah, so "open source" can be less open than other open source.
possibly. but people think that android = motorola patents. which is not the case. motorola had those same patents before google bought them. in fact motorola insinuated they might start litigation against android/google and others before google bought that company. one reason google bought them.
Quote:
Originally Posted by diplication
That sounds very convenient, but personally it would take me a while to get used to this. I would feel so uneasy just walking into a store picking up merchandise and leaving. Even though I know that I paid, in the back of my mind, I would almost feel like a shoplifter. I feel a need for a human being to acknowledge the sale. I can't adequately explain it.
When I bought the keyboard, after the receipt showed on my phone, I tried getting someone's attaention on my way out, but they were all busy w/other customers. No alarms went off. The next time, I had actually been asking a question about a couple of cases and she asked if I was ready to get run up and Isaid "nah I got it" and we talked about how nice the app was
Quote:
Originally Posted by SSquirrel
When I bought the keyboard, after the receipt showed on my phone, I tried getting someone's attaention on my way out, but they were all busy w/other customers. No alarms went off. The next time, I had actually been asking a question about a couple of cases and she asked if I was ready to get run up and Isaid "nah I got it" and we talked about how nice the app was
Did she show you the secret place under the tables where they keep the shopping bags so you can help yourself?
Quote:
Originally Posted by Inquisition
How would Apple profit from mobile payments via NFC or otherwise? What incentive is there for them to implement it in the iPhone?
#next_pages_container { width: 5px; hight: 5px; position: absolute; top: -100px; left: -100px; z-index: 2147483647 !important; }This very question seems to be a point of contention for many people. 92% of net sales of Apple products and services are hardware-related (i.e. not "Other music related products and services" or "Software, service and other sales"). Hardware sales is Apple's core competency thus, I suggest that any mobile payment solution from Apple would be designed to generate additional hardware sales rather than creating an additional revenue stream. Is this possible, can Apple create a mobile payment solution that drives mobile payment adoption in a manner no other company has been able to?
1. Apple's mobile payment solution would need to be proprietary as Apple wouldn't want to drive sales of competitor products or even an independent infrastructure.
2. Apple would need to not charge for their mobile payment service. This is likely not an issue as Apple is likely to see adoption of their mobile payment solution as a value proposition for their hardware sales.
3. Apple may soon need to implement a mobile payment solution simply to defend their market share as many Android-based phones offer NFC such as Google Nexus S, Google Nexus 7 tablet, HTC One X, Motorola Droid Razr, Samsung Galaxy Note and Samsung Galaxy S2/S3.
#next_pages_container { width: 5px; hight: 5px; position: absolute; top: -100px; left: -100px; z-index: 2147483647 !important; }
Quote:
Originally Posted by Cutty
iOS 6 announced on 6/11/2012.
"Because Google Wallet is a mobile app, it will do more than a regular wallet ever could. You'll be able to store your credit cards, offers, loyalty cards and gift cards, but without the bulk. When you tap to pay, your phone will also automatically redeem offers and earn loyalty points for you. Someday, even things like boarding passes, tickets, ID and keys could be stored in Google Wallet."
"If you believe "Patently Apple," a website dedicated to describing every new patent Apple is granted, a mobile wallet has been in the works since 2009. Certainly the company has been granted numerous patents governing everything from NFC to Micro SIM chip slots to wallet applications. "
"The patent makes extensive references to the use of NFC technology as well as to both payments and loyalty cards and is already leading to renewed speculation regarding Apple's plans for NFC."
Quote:
Originally Posted by Cutty
It's a sad day when people on here take these stories wording and run with it. If there is any copying going on here it is Apple who copied Google... Google announced the features way before passbook ever existed.... SMH... AppleInsider should do some research before creating this kind of post...
LOL
Quote:
Originally Posted by NexusPhan
Android's open source license requires acknowledging the source. Apple has not done that and is therefore in violation of google's work.
Apple does acknowledge the works of Google which they are using, it's in Settings>General>About>License.
Google's work is acknowledged under Maps and Youtube which iOS uses.
For starters Android existed before WebOS...
Second, show me where Android's pull down notification tray existed in a product that existed before Android did.
So you're asking for a feature in a shipping product that existed before Android was founded in October 2003? Is that right?
Quote:
Originally Posted by AbsoluteDesignz
For starters Android existed before WebOS...
Second, show me where Android's pull down notification tray existed in a product that existed before Android did.
1983