Soli

Eric_in_CT said:

Can AI add to the piece with some history?  Wasn't the original Glass Cube made of many panes of glass (biggest avail per technology), then when tech got better, it was re-glassed with bigger panes?

If I'm seeing the image correctly, it's 3 panes per side now?  Amazing.

Three years from now, single panes per side!  It will be so cool they won't interrupt a pane for a door, and they'll hog out a Bilco-Door through the sidewalk!

E.

StrangeDays said:

Verge/Patel said it’s the best camera phone on the market right now. Wow.

smaffei said:

Basically, Apple knows that fewer people are upgrading. So, they've devised a way to try and collect some money from people who are refusing to buy new phones.

It won't work. Most people can do math. They will work their old phone 'without a net' until it truly dies and then they will buy a phone at the bottom of the pricing structure (which is still cheaper that what the plan would have cost them and newer than the old phone).

lkrupp said:

alanh said:

To get the best deals on Apple hardware it’s often best to buy from a 3rd party reseller like B&H. You can save a lot more by doing that than the 3% offered by the card! 

Well I come from an era when third party resellers were openly hostile to Apple products and tucked them away in the back corners of their stores. When Apple started opening its own stores those same resellers screamed bloody murder about being pushed out. Because of that experience I always buy my Apple products directly from Apple no matter the price difference. Just me.

ITGUYINSD said:

Soli said:

chemengin1 said:

emoeller said:

chemengin1 said:

rob bonner said:

Not trying to be negative on this, really asking.  Why would anyone want this card?  The rate is pretty high, the integrations are interesting but don't really add that much value IMO, and I can use Apple Pay with my existing card.  What is the draw?

There is none (being serious). 

This is only the third credit card I have ever had (the other two are AMEX and Visa).  Here are the reasons I chose to sign up:

1)  Extremely secure.  There is no fixed card number, and if the physical card is used and a card skimmer or waiter steals your card number and pin, a number can be created instantly.  So there is no interruption in use of the card.

2)  No Tracking.   You are not identified by the retailer by name or by card number.  They only receive meta-data, they cannot track you (unless you want them to by signing up for some "deal" in which you have control over what information you give them)

3)  Having instant info on spending is very handy, and provides for instant recognition if charges are incorrect, thus allowing for immediate corrections.

4)  Reasonable interest rate (mine was a high limit with a 12.99% interest rate).   Not a big deal of me as I pay off my balance every month.

5)  Complete control over payments.  I simply set mine up to auto pay from my bank at the end of each month.   I don't incur any interest charges and I'm sent notifications well in advance so I can balance my bank statements.

6)  Very detailed (and very Apple designed) infographics on spending by category and retailer.   Also the info on the retailer is in plain english with business name, address, map, and contact info.  Very handy for looking back at what I purchased and from whom.

7)  There are no fees, and no late fees, or currency fees.

8)  Ties to my Apple Cash account, and of course there is the instant cash back features

9)  So far so good, I've made a couple of transactions and set up auto pay.  I will evaluate how this works for me (about 65% of all retailers in the US now accept Apple Pay/Card) to see if this is something I want to use long term.  But I know from experience that Apple Pay works extremely well and fast at checkout, especially using my Watch, so all of my Apple Pay will be done using this card going forward.

10)  Longer term I can see using this card (or something like it) to manage all of my payments (retail purchases, mortgage, other credit card balances (not available now), utilizes etc, etc) from a single source while I am mobile.

1. Nearly all credit cards available today with EMV (chip) are equally as secure (data is encrypted when inserting your chip). Also, many people link their cards to Apple Pay and pay via NFC, which is also equally as secure. The instant number creation is not related to stolen Apple Cards. It is used for making purchases online. If your Apple Card is stolen, you must report it, freeze it, and request a new one. 

2. See above. Encrypted meta-data during payment is the norm already.

3. Nearly all credits cards today post your pending purchase in your account immediately, with the charged amount. Immediate corrections are not necessary (credit card payments are not due for a minimum of 30 days after payment. Reversal of fraudulent charges can typically be handled in that time frame).

4. Not a big deal for those who pay off in full each month.

5. Nearly every card today allows for auto pay and has notification settings.

6. Mint.com allows you to see your spending by category/retailer on ALL of your credit cards at one time. This is a significant advantage over the Apple Card because people are interested in their total spend, not just their spend on one individual card. Apple Card will NOT be able to be linked to any budgeting app (Mint, Quicken, etc) - a massive deal breaker.

7. An infinite number of credit cards are available today with no fees. 

8. 1-3% cash back today or in 30 days is not significant.

9. Most cards available today can be added to Apple Pay.

In short, there is no added draw whatsoever.

OMG! Still trolling with the same lies. Pathetic.

Which of the 9 points are a lie?  Because they all seem correct to me…