crowley

I don't add "in my opinion" to everything I say because everything I say is my opinion.  I'm not wasting keystrokes on clarifying to pedants what they should already be able to discern.

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crowley
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  • Tony Fadell wants to see iPhone move to USB-C

    proline said:
    The right thing to do is stick with lightening until portless. For Europe, a special iPhone can be made with the lighting port blocked. They can go portless first. Slightly slower charging but that's bout it. There would be a MagSafe to lighting adapter available to use existing peripherals, of course.
    Or they could just ship an iPhone with a USB-C port. Pettiness isn’t good business sense. 
    muthuk_vanalingamlkruppgrandact73kingofsomewherehotFileMakerFeller
  • Google also has iOS 16 Lock Screen widgets - here's what they look like

    Stealing intellectual property from Apple? 
    No genius, an iOS feature that Google are supporting.

    Jfc, how are you always wrong about everything
    muthuk_vanalingamIreneWJapheygatorguyFileMakerFeller
  • Apple's 'Far Out' event sneaks in 'Severance' reference -- twice

    Not exactly a great look at the girl on the platform.  It could be Britt Lower, or it could be a lookalike.  I'm more inclined towards the latter, face looks a little bit different to me.
    WhoDat?
  • Apple Pay processes $6 trillion annually, edges out Mastercard

    danox said:
    chadbag said:
    danox said:
    crowley said:
    blastdoor said:
    red oak said:
    Wrong. This is the wrong way to look at it 

    Apple Pay sits on top of Mastercard, Visa and other processing network.   Apple does not do any processing
    Yup, totally. The incumbents have nothing to worry about. Definitely a good time to be complacent. Apple has never disrupted anybody. 
    What do they have to be worried about?  Use of ApplePay is also a use of VISA or Mastercard.  They make money whether you use a card or your phone.  I haven't seen any rumours that Apple are going to release anything that competes properly with VISA or Mastercard.
    The market is fixed by government, so Apple can’t at this time.
    Exactly what is fixed by the government? (And what government?)

    Read below

    Once again a USA government granted monopoly the market isn’t open, however Apple may one day stick a pin in it, but today ain’t that day….

    Both Visa and Mastercard go far above and beyond Apple in any market Apple is in they are in fact a monopoly.

    Debit card swipe fee price fixing[edit]

    Both Mastercard and Visa have paid approximately $3 billion in damages resulting from a class-action lawsuit filed in January 1996.[33] The litigation cites several retail giants as plaintiffs, including Wal-MartSears, Roebuck & Co., and Safeway.[34]

    Antitrust settlement with U.S. Justice Department[edit]

    In October 2010, Mastercard and Visa reached a settlement with the U.S. Justice Department in another antitrust case. The companies agreed to allow merchants displaying their logos to decline certain types of cards (because interchange feesdiffer), or to offer consumers discounts for using cheaper cards.[35]

    Payment card interchange fee and merchant discount antitrust litigation[edit]

    On November 27, 2012, a federal judge entered an order granting preliminary approval to a proposed settlement to a class-action lawsuit[36] filed in 2005 by merchants and trade associations against Mastercard and Visa. The suit was filed due to alleged price-fixing practices employed by Mastercard and Visa. About one-fourth of the named class plaintiffs have decided to opt-out of the settlement. Opponents object to provisions that would bar future lawsuits and prevent merchants from opting out of significant portions of the proposed settlement.[37]

    Plaintiffs allege that Visa Inc. and Mastercard fixed interchange fees, also known as swipe fees, that are charged to merchants for the privilege of accepting payment cards. In their complaint, the plaintiffs also alleged that the defendants unfairly interfere with merchants from encouraging customers to use less expensive forms of payment such as lower-cost cards, cash, and checks.[37]

    A settlement of $6.24 billion has been reached and a court is scheduled to approve or deny the agreement on November 7, 2019.[38]

    None of that supports your point at all.  Quite the opposite in fact, it points to government taking antitrust action against Mastercard.
    WhoDat?chasmronnzoetmb
  • Apple Pay processes $6 trillion annually, edges out Mastercard

    danox said:
    crowley said:
    blastdoor said:
    red oak said:
    Wrong. This is the wrong way to look at it 

    Apple Pay sits on top of Mastercard, Visa and other processing network.   Apple does not do any processing
    Yup, totally. The incumbents have nothing to worry about. Definitely a good time to be complacent. Apple has never disrupted anybody. 
    What do they have to be worried about?  Use of ApplePay is also a use of VISA or Mastercard.  They make money whether you use a card or your phone.  I haven't seen any rumours that Apple are going to release anything that competes properly with VISA or Mastercard.
    If the government allows it they can….
    Why have you posted twice saying essentially the same thing without any detail?  What government is preventing Apple from setting up an alternative to VISA and Mastercard?
    WhoDat?ronnzoetmb